The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE

OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8

Report for the Calendar Year or Quarter Ended: 09-30-2024
Check here if Amendment    Amendment Number:
This Amendment (Check only one.):    is a restatement.
   adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: First Financial Bankshares Inc
Address: 400 Pine Street
Abilene, TX  79601
Form 13F File Number: 028-23917

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:
Name: Michelle S. Hickox
Title: EVP, CFO, Secretary and Treasurer
Phone: (325) 627-7361
Signature, Place, and Date of Signing:
/s/ Michelle S. Hickox AbileneTX 10-24-2024
[Signature] [City, State] [Date]
Report Type (Check only one.):
X 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.)
   13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).)
   13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)
Form 13F Summary Page
Report Summary:
Number of Other Included Managers: 1
Form 13F Information Table Entry Total: 181
Form 13F Information Table Value Total: 4,750,250,719
(thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]
No. Form 13F File Number Name
1   First Financial Trust & Asset Management Company

SEC FORM 13-F Information Table

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories COM 002824100 12,721,236 111,580 SH   DFND 1 111,580 0 0
AbbVie Inc COM 00287Y109 1,355,898 6,866 SH   DFND 1 6,866 0 0
Adobe Inc COM 00724F101 3,985,353 7,697 SH   DFND 1 7,697 0 0
ADVANCED MICRO DEV COM 007903107 14,107,763 85,981 SH   DFND 1 85,981 0 0
AES CORP COM 00130H105 3,696,918 184,293 SH   DFND 1 184,293 0 0
Aflac Inc COM 001055102 299,400 2,678 SH   DFND 1 2,678 0 0
Alexandria Real Estate Equitie COM 015271109 29,791,525 250,876 SH   DFND 1 250,876 0 0
ALPHABET INC CAP STK CL A 02079K305 67,877,927 409,273 SH   DFND 1 409,273 0 0
ALPHABET INC CAP STK CL C 02079K107 1,908,641 11,416 SH   DFND 1 11,416 0 0
Amazon.com Inc COM 023135106 58,000,989 311,281 SH   DFND 1 311,281 0 0
American Electric Power Co Inc COM 025537101 62,196,325 606,202 SH   DFND 1 606,202 0 0
American Tower Corp COM 03027X100 33,277,011 143,090 SH   DFND 1 143,090 0 0
Amgen Inc COM 031162100 72,360,955 224,577 SH   DFND 1 224,577 0 0
Apple Inc COM 037833100 173,539,565 744,805 SH   DFND 1 744,805 0 0
AUTOMATIC DATA PROCESSING COM 053015103 292,227 1,056 SH   DFND 1 1,056 0 0
BERKSHIRE HATHAWAY CL A 084670108 1,382,360 2 SH   DFND 1 2 0 0
Berkshire Hathaway Inc CL B NEW 084670702 1,206,802 2,622 SH   DFND 1 2,622 0 0
BK OF AMERICA CORP COM 060505104 47,815,074 1,205,017 SH   DFND 1 1,205,017 0 0
BlackRock Fund Advisors CORE DIV GRWTH 46434V621 234,586 3,742 SH   DFND 1 3,742 0 0
BlackRock Fund Advisors CORE S&P SCP ETF 464287804 28,366,659 242,533 SH   DFND 1 242,533 0 0
BlackRock Fund Advisors MSCI EAFE ETF 464287465 6,420,024 76,767 SH   DFND 1 76,767 0 0
BlackRock Inc COM 09247X101 60,618,617 63,842 SH   DFND 1 63,842 0 0
Blackstone Inc COM 09260D107 112,613,792 735,413 SH   DFND 1 735,413 0 0
Booking Holdings Inc COM 09857L108 3,500,272 831 SH   DFND 1 831 0 0
Broadcom Inc COM 11135F101 143,635,058 832,667 SH   DFND 1 832,667 0 0
Camden Property Trust SH BEN INT 133131102 29,660,541 240,108 SH   DFND 1 240,108 0 0
CARRIER GLOBAL CORP COM 14448C104 257,568 3,200 SH   DFND 1 3,200 0 0
Caterpillar Inc COM 149123101 782,240 2,000 SH   DFND 1 2,000 0 0
CBIZ Inc COM 124805102 393,377 5,846 SH   DFND 1 5,846 0 0
Chart Industries Inc COM 16115Q308 2,207,333 17,781 SH   DFND 1 17,781 0 0
Chemed Corp COM 16359R103 1,387,039 2,308 SH   DFND 1 2,308 0 0
Chevron Corp COM 166764100 91,092,386 618,540 SH   DFND 1 618,540 0 0
CIPHER MNG INC COM 17253J106 9,278,031 2,397,424 SH   DFND 1 2,397,424 0 0
CISCO SYSTEMS COM 17275R102 52,532,238 987,077 SH   DFND 1 987,077 0 0
Citigroup Inc COM NEW 172967424 42,517,168 679,188 SH   DFND 1 679,188 0 0
Coca-Cola Co/The COM 191216100 62,466,030 869,274 SH   DFND 1 869,274 0 0
COLGATE-PALMOLIVE COM 194162103 961,592 9,263 SH   DFND 1 9,263 0 0
COLUMBIA MANAGEMENT INVESTMENT COM 895436103 420,269 12,720 SH   DFND 1 12,720 0 0
Comcast Corp CL A 20030N101 34,234,274 819,590 SH   DFND 1 819,590 0 0
CONOCOPHILLIPS COM 20825C104 57,908,737 550,045 SH   DFND 1 550,045 0 0
Cooper Cos Inc/The COM 216648501 376,921 3,416 SH   DFND 1 3,416 0 0
Core Scientific Inc COM 21874A106 636,123 53,636 SH   DFND 1 53,636 0 0
Costco Wholesale Corp COM 22160K105 494,678 558 SH   DFND 1 558 0 0
CUMMINS INC COM 231021106 341,598 1,055 SH   DFND 1 1,055 0 0
CVS Health Corp COM 126650100 521,212 8,289 SH   DFND 1 8,289 0 0
Danaher Corp COM 235851102 11,887,857 42,759 SH   DFND 1 42,759 0 0
DEERE & CO COM 244199105 345,132 827 SH   DFND 1 827 0 0
DR HORTON INC COM 23331A109 579,559 3,038 SH   DFND 1 3,038 0 0
Dragonfly Energy Holdings Corp COM 26145B106 21,868 41,261 SH   DFND 1 41,261 0 0
DUKE ENERGY CORP COM NEW 26441C204 230,139 1,996 SH   DFND 1 1,996 0 0
Eaton Corp PLC SHS G29183103 69,919,588 210,957 SH   DFND 1 210,957 0 0
Eli Lilly & Co COM 532457108 877,967 991 SH   DFND 1 991 0 0
Entergy Corp COM 29364G103 200,047 1,520 SH   DFND 1 1,520 0 0
EQUINIX INC COM 29444U700 2,180,907 2,457 SH   DFND 1 2,457 0 0
ESTEE LAUDER COS CL A 518439104 23,560,934 236,342 SH   DFND 1 236,342 0 0
Exxon Mobil Corp COM 30231G102 7,163,549 61,112 SH   DFND 1 61,112 0 0
First Financial Bankshares Inc COM 32020R109 659,809,210 17,827,863 SH   SOLE 1 6,403,440 6,896 11,417,527
First Trust Advisors LP RISNG DIVD ACHIV 33738R506 229,380 3,874 SH   DFND 1 3,874 0 0
GEN DYNAMICS CORP COM 369550108 354,481 1,173 SH   DFND 1 1,173 0 0
Generac Holdings Inc COM 368736104 2,787,867 17,547 SH   DFND 1 17,547 0 0
General Electric Co COM NEW 369604301 208,758 1,107 SH   DFND 1 1,107 0 0
HERSHEY CO (THE) COM 427866108 10,647,433 55,519 SH   DFND 1 55,519 0 0
Hewlett Packard Enterprise Co COM 42824C109 213,418 10,431 SH   DFND 1 10,431 0 0
Home Depot Inc/The COM 437076102 50,177,132 123,833 SH   DFND 1 123,833 0 0
Honeywell International Inc COM 438516106 71,854,049 347,608 SH   DFND 1 347,608 0 0
ILLINOIS TOOL WKS COM 452308109 339,381 1,295 SH   DFND 1 1,295 0 0
Incyte Corp COM 45337C102 2,630,912 39,802 SH   DFND 1 39,802 0 0
Intel Corp COM 458140100 490,103 20,891 SH   DFND 1 20,891 0 0
Intuitive Surgical Inc COM NEW 46120E602 3,068,472 6,246 SH   DFND 1 6,246 0 0
Invesco ETFs/USA S&P500 EQL WGT 46137V357 306,364 1,710 SH   DFND 1 1,710 0 0
Invesco ETFs/USA S&P500 LOW VOL 46138E354 213,899 2,982 SH   DFND 1 2,982 0 0
Invesco ETFs/USA UNIT SER 1 46090E103 281,128 576 SH   DFND 1 576 0 0
Invitation Homes Inc COM 46187W107 36,679,179 1,040,249 SH   DFND 1 1,040,249 0 0
ISHARES CORE MSCI EAFE 46432F842 782,763 10,029 SH   DFND 1 10,029 0 0
ISHARES CORE S&P500 ETF 464287200 3,483,416 6,039 SH   DFND 1 6,039 0 0
ISHARES U.S. TECH ETF 464287721 260,786 1,720 SH   DFND 1 1,720 0 0
iShares ETFs/USA CORE S&P MCP ETF 464287507 166,007,891 2,663,798 SH   DFND 1 2,663,798 0 0
iShares ETFs/USA RUS 1000 ETF 464287622 4,855,439 15,444 SH   DFND 1 15,444 0 0
iShares ETFs/USA RUS MID CAP ETF 464287499 974,123 11,052 SH   DFND 1 11,052 0 0
iShares ETFs/USA US TRSPRTION 464287192 18,397,523 266,979 SH   DFND 1 266,979 0 0
ISHARES GOLD TRUST ISHARES NEW 464285204 422,400 8,499 SH   DFND 1 8,499 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 2,012,979 43,894 SH   DFND 1 43,894 0 0
Johnson & Johnson COM 478160104 102,108,496 630,066 SH   DFND 1 630,066 0 0
JPMorgan Chase & Co COM 46625H100 168,259,954 797,970 SH   DFND 1 797,970 0 0
Kimbell Royalty Partners LP UNIT 49435R102 168,044 10,444 SH   DFND 1 10,444 0 0
Kinder Morgan Inc COM 49456B101 268,195 12,141 SH   DFND 1 12,141 0 0
KLA Corp COM NEW 482480100 2,114,140 2,730 SH   DFND 1 2,730 0 0
L3Harris Technologies Inc COM 502431109 230,258 968 SH   DFND 1 968 0 0
Lam Research Corp COM 512807108 2,885,659 3,536 SH   DFND 1 3,536 0 0
Lamb Weston Holdings Inc COM 513272104 6,506,499 100,502 SH   DFND 1 100,502 0 0
Lockheed Martin Corp COM 539830109 65,277,230 111,669 SH   DFND 1 111,669 0 0
LOWE'S COS INC COM 548661107 31,381,765 115,864 SH   DFND 1 115,864 0 0
LULULEMON ATHLETIC COM 550021109 883,244 3,255 SH   DFND 1 3,255 0 0
Lumen Technologies Inc COM 550241103 365,657 51,501 SH   DFND 1 51,501 0 0
Main Street Capital Corp COM 56035L104 2,017,032 40,228 SH   DFND 1 40,228 0 0
Marriott International Inc/MD CL A 571903202 657,050 2,643 SH   DFND 1 2,643 0 0
MASTERCARD INC CL A 57636Q104 33,883,075 68,617 SH   DFND 1 68,617 0 0
MCDONALD'S CORP COM 580135101 95,604,264 313,961 SH   DFND 1 313,961 0 0
MCKESSON CORP COM 58155Q103 741,630 1,500 SH   DFND 1 1,500 0 0
Medtronic PLC SHS G5960L103 59,784,422 664,050 SH   DFND 1 664,050 0 0
Merck & Co Inc COM 58933Y105 94,526,095 832,389 SH   DFND 1 832,389 0 0
Meta Platforms Inc CL A 30303M102 47,534,845 83,039 SH   DFND 1 83,039 0 0
METLIFE INC COM 59156R108 202,901 2,460 SH   DFND 1 2,460 0 0
MICROSOFT CORP COM 594918104 218,453,843 507,678 SH   DFND 1 507,678 0 0
MICROSTRATEGY CL A NEW 594972408 274,818 1,630 SH   DFND 1 1,630 0 0
Mondelez International Inc CL A 609207105 87,916,526 1,193,383 SH   DFND 1 1,193,383 0 0
NETFLIX INC COM 64110L106 380,169 536 SH   DFND 1 536 0 0
Neurocrine Biosciences Inc COM 64125C109 2,043,311 17,734 SH   DFND 1 17,734 0 0
NEXTERA ENERGY COM 65339F101 61,092,029 722,726 SH   DFND 1 722,726 0 0
NiSource Inc COM 65473P105 34,735,793 1,002,476 SH   DFND 1 1,002,476 0 0
Norfolk Southern Corp COM 655844108 248,500 1,000 SH   DFND 1 1,000 0 0
NORTHROP GRUMMAN COM 666807102 298,360 565 SH   DFND 1 565 0 0
Novartis AG SPONSORED ADR 66987V109 24,247,137 210,808 SH   DFND 1 210,808 0 0
NVIDIA Corp COM 67066G104 51,739,755 426,052 SH   DFND 1 426,052 0 0
ONEOK Inc COM 682680103 200,304 2,198 SH   DFND 1 2,198 0 0
ORACLE CORP COM 68389X105 266,506 1,564 SH   DFND 1 1,564 0 0
Palo Alto Networks Inc COM 697435105 6,796,009 19,883 SH   DFND 1 19,883 0 0
PayPal Holdings Inc COM 70450Y103 605,279 7,757 SH   DFND 1 7,757 0 0
PEPSICO INC COM 713448108 74,582,740 438,593 SH   DFND 1 438,593 0 0
Permian Basin Royalty Trust UNIT BEN INT 714236106 142,680 12,000 SH   DFND 1 12,000 0 0
Pfizer Inc COM 717081103 11,928,170 412,169 SH   DFND 1 412,169 0 0
Phillips 66 COM 718546104 275,388 2,095 SH   DFND 1 2,095 0 0
Procter & Gamble Co/The COM 742718109 663,616 3,832 SH   DFND 1 3,832 0 0
ProFrac Holding Corp CLASS A COM 74319N100 81,480 12,000 SH   DFND 1 12,000 0 0
Prosperity Bancshares Inc COM 743606105 1,048,907 14,554 SH   DFND 1 14,554 0 0
Quaker Chemical Corp COM 747316107 239,761 1,423 SH   DFND 1 1,423 0 0
QUALCOMM Inc COM 747525103 501,477 2,949 SH   DFND 1 2,949 0 0
REALTY INCOME CORP COM 756109104 12,000,966 189,230 SH   DFND 1 189,230 0 0
RenaissanceRe Holdings Ltd COM G7496G103 251,153 922 SH   DFND 1 922 0 0
Republic Services Inc COM 760759100 830,674 4,136 SH   DFND 1 4,136 0 0
ROPER INDUSTRIES INC COM 776696106 2,289,194 4,114 SH   DFND 1 4,114 0 0
RTX Corp COM 75513E101 668,682 5,519 SH   DFND 1 5,519 0 0
S&P Global Inc COM 78409V104 15,065,672 29,162 SH   DFND 1 29,162 0 0
Salesforce Inc COM 79466L302 15,280,135 55,826 SH   DFND 1 55,826 0 0
San Juan Basin Royalty Trust UNIT BEN INT 798241105 138,750 37,500 SH   DFND 1 37,500 0 0
SCOTTS MIRACLE-GRO CO/THE CL A 810186106 231,662 2,672 SH   DFND 1 2,672 0 0
SELECT SECTOR SPDR SBI INT-UTILS 81369Y886 49,520,160 613,025 SH   DFND 1 613,025 0 0
ServiceNow Inc COM 81762P102 19,552,260 21,861 SH   DFND 1 21,861 0 0
Southern Co/The COM 842587107 283,526 3,144 SH   DFND 1 3,144 0 0
Southern Missouri Bancorp Inc COM 843380106 869,212 15,387 SH   DFND 1 15,387 0 0
SPDR SERIES TRUST S&P REGL BKG 78464A698 22,033,531 389,285 SH   DFND 1 389,285 0 0
SSGA FUNDS MANAGEMENT PORTFOLIO SHORT 78464A474 255,139 8,426 SH   DFND 1 8,426 0 0
SSgA Funds Management Inc BLOOMBERG 1-3 MO 78468R663 9,481,861 103,277 SH   DFND 1 103,277 0 0
Stanley Black & Decker Inc COM 854502101 7,008,233 63,636 SH   DFND 1 63,636 0 0
STARBUCKS CORP COM 855244109 34,280,116 351,627 SH   DFND 1 351,627 0 0
STATE STREET ETF/USA TR UNIT 78462F103 3,276,743 5,711 SH   DFND 1 5,711 0 0
STATE STREET ETF/USA UTSER1 S&PDCRP 78467Y107 372,558 654 SH   DFND 1 654 0 0
Target Corp COM 87612E106 331,358 2,126 SH   DFND 1 2,126 0 0
Tesla Inc COM 88160R101 2,172,837 8,305 SH   DFND 1 8,305 0 0
TEXAS INSTRUMENTS COM 882508104 414,173 2,005 SH   DFND 1 2,005 0 0
Texas Pacific Land Corp COM 88262P102 667,094 754 SH   DFND 1 754 0 0
Thermo Fisher Scientific Inc COM 883556102 958,784 1,550 SH   DFND 1 1,550 0 0
Trane Technologies PLC SHS G8994E103 639,072 1,644 SH   DFND 1 1,644 0 0
Union Pacific Corp COM 907818108 20,782,701 84,318 SH   DFND 1 84,318 0 0
United Therapeutics Corp COM 91307C102 4,911,545 13,706 SH   DFND 1 13,706 0 0
UnitedHealth Group Inc COM 91324P102 22,265,200 38,081 SH   DFND 1 38,081 0 0
UTD PARCEL SERV CL B 911312106 214,463 1,573 SH   DFND 1 1,573 0 0
Valero Energy Corp COM 91913Y100 908,752 6,730 SH   DFND 1 6,730 0 0
VANGUARD S&P 500 ETF SHS 922908363 6,732,014 12,758 SH   DFND 1 12,758 0 0
VANGUARD ETF/USA DIV APP ETF 921908844 253,517 1,280 SH   DFND 1 1,280 0 0
VANGUARD ETF/USA FTSE EMR MKT ETF 922042858 45,876,331 958,753 SH   DFND 1 958,753 0 0
VANGUARD ETF/USA INF TECH ETF 92204A702 319,067 544 SH   DFND 1 544 0 0
VANGUARD ETF/USA INTER TERM TREAS 92206C706 528,433 8,746 SH   DFND 1 8,746 0 0
VANGUARD ETF/USA INT-TERM CORP 92206C870 265,655 3,172 SH   DFND 1 3,172 0 0
VANGUARD ETF/USA LONG TERM TREAS 92206C847 10,667,836 173,348 SH   DFND 1 173,348 0 0
VANGUARD ETF/USA MEGA GRWTH IND 921910816 250,477 778 SH   DFND 1 778 0 0
VANGUARD ETF/USA MTG-BKD SECS ETF 92206C771 40,758,470 863,344 SH   DFND 1 863,344 0 0
VANGUARD ETF/USA REAL ESTATE ETF 922908553 45,655,202 468,643 SH   DFND 1 468,643 0 0
VANGUARD ETF/USA SHRT TRM CORP BD 92206C409 95,185,506 1,198,508 SH   DFND 1 1,198,508 0 0
VANGUARD ETF/USA TOTAL BND MRKT 921937835 175,629,337 2,338,295 SH   DFND 1 2,338,295 0 0
VANGUARD ETF/USA TOTAL STK MKT 922908769 216,051 763 SH   DFND 1 763 0 0
VANGUARD ETF/USA VAN FTSE DEV MKT 921943858 112,432,121 2,128,993 SH   DFND 1 2,128,993 0 0
VANGUARD GROUP INC/THE SHORT TERM TREAS 92206C102 65,774,544 1,114,445 SH   DFND 1 1,114,445 0 0
Veeva Systems Inc CL A COM 922475108 389,519 1,856 SH   DFND 1 1,856 0 0
VERIZON COMMUN COM 92343V104 394,175 8,777 SH   DFND 1 8,777 0 0
VISA INC COM CL A 92826C839 948,028 3,448 SH   DFND 1 3,448 0 0
Walmart Inc COM 931142103 41,108,937 509,089 SH   DFND 1 509,089 0 0
Walt Disney Co/The COM 254687106 266,927 2,775 SH   DFND 1 2,775 0 0
WASTE MANAGEMENT COM 94106L109 204,486 985 SH   DFND 1 985 0 0
Williams Cos Inc/The COM 969457100 72,099,747 1,579,403 SH   DFND 1 1,579,403 0 0
Workday Inc CL A 98138H101 8,044,755 32,915 SH   DFND 1 32,915 0 0