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                                 UNITED STATES                                  
                       SECURITIES AND EXCHANGE COMMISSION                       
                                                                                
                             WASHINGTON, D.C. 20549                             
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                                      FORM                                      
                                      8-K                                       
                                 CURRENT REPORT                                 
     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934     
               Date of Report (Date of earliest event reported):                
                               September 3, 2024                                
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                                NBT BANCORP INC.                                
             (Exact name of registrant as specified in its charter)             

                           Delaware                                   000-14703                      16-1268674             
(State or other jurisdiction of incorporation or organization) (Commission File Number) (I.R.S. Employer Identification No.)

                             52 South Broad Street                              
                                       ,                                        
                                    Norwich                                     
                                       ,                                        
                                    New York                                    
                                     13815                                      
              (Address of principal executive offices) (Zip Code)               
              Registrant's telephone number, including area code:               
                                       (                                        
                                      607                                       
                                       )                                        
                                    337-2265                                    
                                 Not Applicable                                 
         (Former name or former address, if changed since last report)          
Check the appropriate box below if the Form 8-K filing is intended to 
simultaneously satisfy the filing obligation of the registrant under any of 
the following provisions:

 Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)


 Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)


 Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))


 Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

            Title of class              Trading Symbol Name of exchange on which registered
Common Stock, par value $0.01 per share      NBTB          The NASDAQ Stock Market LLC     

Indicate by check mark whether the registrant is an emerging growth company as 
defined in Rule 405 of the Securities Act of 1933 ((s)230.405 of this chapter) 
or Rule 12b-2 of the Securities Exchange Act of 1934 ((s)240.12b-2 of this 
chapter).

 Emerging growth company
                        

If an emerging growth company, indicate by check mark if the registrant has 
elected not to use the extended transition period for complying with any new 
or revised financial accounting standards provided pursuant to Section 13(a) 
of the Exchange Act.
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Item 7.01 Regulation FD Disclosure

On September 3, 2024 NBT Bancorp Inc. (NASDAQ: NBTB), the holding company for 
NBT Bank N.A., made available a presentation that members of the executive 
management team intend to use during future meetings with investors and 
analysts. Presentation slides are available on the Investor Presentations page 
of NBT Bancorp Inc.'s website at
www.nbtbancorp.com
.

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SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the 
Registrant has duly caused this report to be signed on its behalf by the 
undersigned hereunto duly authorized.

                        NBT BANCORP INC.                                        
                                                                                
Date: September 3, 2024 By: /s/ Annette L. Burns                                
                            Annette L. Burns                                    
                            Executive Vice President and Chief Financial Officer

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