The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE

OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8

Report for the Calendar Year or Quarter Ended: 06-30-2024
Check here if Amendment    Amendment Number:
This Amendment (Check only one.):    is a restatement.
   adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: First Commonwealth Financial Corp /PA/
Address: 601 Philadelphia Street
Indiana, PA  15701
Form 13F File Number: 028-05151

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:
Name: Teresa Ciambotti
Title: SVP, Controller
Phone: 724-463-4725
Signature, Place, and Date of Signing:
/s/ Teresa Ciambotti IndianaPA 08-13-2024
[Signature] [City, State] [Date]
Report Type (Check only one.):
X 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.)
   13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).)
   13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)
Form 13F Summary Page
Report Summary:
Number of Other Included Managers: 1
Form 13F Information Table Entry Total: 273
Form 13F Information Table Value Total: 388,292,656
(thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]
No. Form 13F File Number Name
1 28-11893 First Commonwealth Bank

SEC FORM 13-F Information Table

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
LINDE PLC SHS G54950103 10,092 23 SH   DFND 1 23 0 0
LINDE PLC SHS G54950103 636,274 1,450 SH   OTR 1 0 0 1,450
MEDTRONIC PLC SHS G5960L103 780,173 9,912 SH   DFND 1 9,912 0 0
AAON INC COM PAR $0.004 000360206 532,164 6,100 SH   OTR 1 0 0 6,100
ALPS ETF TR ALERIAN MLP 00162Q452 1,043,469 21,748 SH   DFND 1 21,748 0 0
AT&T INC COM 00206R102 302,989 15,855 SH   DFND 1 15,855 0 0
AT&T INC COM 00206R102 73,936 3,869 SH   OTR 1 3,869 0 0
ABBOTT LABS COM 002824100 624,291 6,008 SH   DFND 1 6,008 0 0
ABBOTT LABS COM 002824100 83,128 800 SH   OTR 1 200 0 600
ABBVIE INC COM 00287Y109 1,178,685 6,872 SH   DFND 1 6,872 0 0
ABBVIE INC COM 00287Y109 34,304 200 SH   OTR 1 200 0 0
ADOBE INC COM 00724F101 12,221 22 SH   DFND 1 22 0 0
ADOBE INC COM 00724F101 1,583,289 2,850 SH   OTR 1 0 0 2,850
ALPHABET INC CAP STK CL C 02079K107 1,531,923 8,352 SH   DFND 1 8,352 0 0
ALPHABET INC CAP STK CL A 02079K305 4,213,311 23,131 SH   DFND 1 23,131 0 0
ALPHABET INC CAP STK CL A 02079K305 1,557,564 8,551 SH   OTR 1 551 0 8,000
AMAZON COM INC COM 023135106 3,088,521 15,982 SH   DFND 1 15,982 0 0
AMAZON COM INC COM 023135106 1,661,950 8,600 SH   OTR 1 100 0 8,500
CENCORA INC COM 03073E105 796,660 3,536 SH   DFND 1 3,536 0 0
AMERIPRISE FINL INC COM 03076C106 771,932 1,807 SH   DFND 1 1,807 0 0
APPLE INC COM 037833100 14,134,286 67,108 SH   DFND 1 67,108 0 0
APPLE INC COM 037833100 1,887,155 8,960 SH   OTR 1 1,710 0 7,250
APPLIED MATLS INC COM 038222105 1,189,389 5,040 SH   DFND 1 5,040 0 0
ARISTA NETWORKS INC COM 040413106 9,813 28 SH   DFND 1 28 0 0
ARISTA NETWORKS INC COM 040413106 1,822,496 5,200 SH   OTR 1 0 0 5,200
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,468,141 3,609 SH   DFND 1 3,609 0 0
BLACKROCK INC COM 09247X101 839,283 1,066 SH   DFND 1 1,066 0 0
BOEING CO COM 097023105 310,691 1,707 SH   DFND 1 1,707 0 0
BOEING CO COM 097023105 18,201 100 SH   OTR 1 100 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 141,824 3,415 SH   DFND 1 3,415 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 348,852 8,400 SH   OTR 1 100 0 8,300
BROADCOM INC COM 11135F101 2,755,089 1,716 SH   DFND 1 1,716 0 0
BROADCOM INC COM 11135F101 112,387 70 SH   OTR 1 70 0 0
CANADIAN PACIFIC KANSAS CITY COM 13646K108 393,650 5,000 SH   OTR 1 5,000 0 0
CATERPILLAR INC COM 149123101 669,531 2,010 SH   DFND 1 2,010 0 0
CATERPILLAR INC COM 149123101 33,310 100 SH   OTR 1 100 0 0
CHEVRON CORP NEW COM 166764100 1,154,692 7,382 SH   DFND 1 7,382 0 0
CHEVRON CORP NEW COM 166764100 50,054 320 SH   OTR 1 320 0 0
CISCO SYS INC COM 17275R102 617,059 12,988 SH   DFND 1 12,988 0 0
CISCO SYS INC COM 17275R102 26,130 550 SH   OTR 1 550 0 0
CINTAS CORP COM 172908105 770,286 1,100 SH   OTR 1 0 0 1,100
CITIGROUP INC COM NEW 172967424 730,107 11,505 SH   DFND 1 11,505 0 0
COHERENT CORP COM 19247G107 144,920 2,000 SH   DFND 1 2,000 0 0
COHERENT CORP COM 19247G107 472,584 6,522 SH   OTR 1 6,522 0 0
COMCAST CORP NEW CL A 20030N101 879,533 22,460 SH   DFND 1 22,460 0 0
COMCAST CORP NEW CL A 20030N101 81,844 2,090 SH   OTR 1 2,090 0 0
CONOCOPHILLIPS COM 20825C104 101,798 890 SH   DFND 1 890 0 0
CONOCOPHILLIPS COM 20825C104 172,942 1,512 SH   OTR 1 1,512 0 0
COSTCO WHSL CORP NEW COM 22160K105 611,992 720 SH   DFND 1 720 0 0
CUMMINS INC COM 231021106 324,008 1,170 SH   DFND 1 1,170 0 0
CUMMINS INC COM 231021106 41,539 150 SH   OTR 1 150 0 0
CURTISS WRIGHT CORP COM 231561101 549,547 2,028 SH   DFND 1 2,028 0 0
DANAHER CORPORATION COM 235851102 923,945 3,698 SH   DFND 1 3,698 0 0
DANAHER CORPORATION COM 235851102 1,549,070 6,200 SH   OTR 1 0 0 6,200
DEXCOM INC COM 252131107 22,676 200 SH   DFND 1 200 0 0
DEXCOM INC COM 252131107 1,145,138 10,100 SH   OTR 1 0 0 10,100
DIGITAL RLTY TR INC COM 253868103 497,811 3,274 SH   DFND 1 3,274 0 0
DISNEY WALT CO COM 254687106 257,657 2,595 SH   DFND 1 2,595 0 0
DISNEY WALT CO COM 254687106 47,162 475 SH   OTR 1 475 0 0
DOVER CORP COM 260003108 611,003 3,386 SH   DFND 1 3,386 0 0
EAST WEST BANCORP INC COM 27579R104 695,758 9,501 SH   DFND 1 9,501 0 0
EASTMAN CHEM CO COM 277432100 608,687 6,213 SH   DFND 1 6,213 0 0
ECOLAB INC COM 278865100 5,950 25 SH   DFND 1 25 0 0
ECOLAB INC COM 278865100 785,400 3,300 SH   OTR 1 0 0 3,300
EDISON INTL COM 281020107 680,686 9,479 SH   DFND 1 9,479 0 0
EMERSON ELEC CO COM 291011104 747,215 6,783 SH   DFND 1 6,783 0 0
EMERSON ELEC CO COM 291011104 11,016 100 SH   OTR 1 100 0 0
EXXON MOBIL CORP COM 30231G102 1,056,686 9,179 SH   DFND 1 9,179 0 0
EXXON MOBIL CORP COM 30231G102 248,889 2,162 SH   OTR 1 2,162 0 0
META PLATFORMS INC CL A 30303M102 2,557,908 5,073 SH   DFND 1 5,073 0 0
FASTENAL CO COM 311900104 1,043,144 16,600 SH   OTR 1 0 0 16,600
FEDEX CORP COM 31428X106 977,478 3,260 SH   DFND 1 3,260 0 0
FEDEX CORP COM 31428X106 14,992 50 SH   OTR 1 50 0 0
FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404 2,328,471 82,162 SH   DFND 1 82,162 0 0
FIFTH THIRD BANCORP COM 316773100 278,455 7,631 SH   DFND 1 7,631 0 0
FIRST COMWLTH FINL CORP PA COM 319829107 12,965,338 938,837 SH   DFND 1 300 0 938,537
FIRST COMWLTH FINL CORP PA COM 319829107 162,046 11,734 SH   OTR 1 0 0 11,734
GE AEROSPACE COM NEW 369604301 49,439 311 SH   DFND 1 311 0 0
GE AEROSPACE COM NEW 369604301 213,973 1,346 SH   OTR 1 1,346 0 0
GENUINE PARTS CO COM 372460105 872,384 6,307 SH   DFND 1 6,307 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 799,701 1,768 SH   DFND 1 1,768 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 45,232 100 SH   OTR 1 100 0 0
HOME DEPOT INC COM 437076102 1,479,887 4,299 SH   DFND 1 4,299 0 0
HONEYWELL INTL INC COM 438516106 296,820 1,390 SH   DFND 1 1,390 0 0
HONEYWELL INTL INC COM 438516106 64,062 300 SH   OTR 1 300 0 0
HUMANA INC COM 444859102 655,008 1,753 SH   DFND 1 1,753 0 0
HUMANA INC COM 444859102 112,095 300 SH   OTR 1 300 0 0
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C318 1,667,160 48,876 SH   DFND 1 48,876 0 0
INNOVATOR ETFS TRUST US SML CP PWR ET 45782C342 2,992,651 97,164 SH   DFND 1 97,164 0 0
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C383 899,272 23,715 SH   DFND 1 23,715 0 0
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C383 191,571 5,052 SH   OTR 1 5,052 0 0
INNOVATOR ETFS TRUST US EQTY BUFR MAR 45782C391 1,005,859 23,299 SH   DFND 1 23,299 0 0
INNOVATOR ETFS TRUST US EQTY BUFR MAR 45782C391 305,181 7,069 SH   OTR 1 7,069 0 0
INNOVATOR ETFS TRUST US EQTY BUFR JAN 45782C409 1,947,484 43,183 SH   DFND 1 43,183 0 0
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C417 551,997 15,713 SH   DFND 1 15,713 0 0
INNOVATOR ETFS TRUST US EQTY BUFR FEB 45782C433 640,139 15,751 SH   DFND 1 15,751 0 0
INNOVATOR ETFS TRUST US SML CP PWR B 45782C474 404,083 11,575 SH   DFND 1 11,575 0 0
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C508 1,437,619 35,735 SH   DFND 1 35,735 0 0
INNOVATOR ETFS TRUST INTRNL DEV JAN 45782C524 598,598 19,056 SH   DFND 1 19,056 0 0
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C573 566,098 15,595 SH   DFND 1 15,595 0 0
INNOVATOR ETFS TRUST US EQTY BUF NOV 45782C581 571,997 15,301 SH   DFND 1 15,301 0 0
INNOVATOR ETFS TRUST US SML CP PWR B 45782C599 275,784 9,647 SH   DFND 1 9,647 0 0
INNOVATOR ETFS TRUST INTERNATIONAL DV 45782C631 531,914 18,163 SH   DFND 1 18,163 0 0
INNOVATOR ETFS TRUST US EQTY ULTRA B 45782C649 652,808 19,327 SH   DFND 1 19,327 0 0
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C656 2,655,798 70,878 SH   DFND 1 70,878 0 0
INNOVATOR ETFS TRUST US EQTY BUF SEP 45782C664 224,723 5,525 SH   DFND 1 5,525 0 0
INNOVATOR ETFS TRUST US EQT ULTRA BF 45782C672 664,654 19,752 SH   DFND 1 19,752 0 0
INNOVATOR ETFS TRUST US EQTY PWR BF 45782C680 1,076,059 29,473 SH   DFND 1 29,473 0 0
INNOVATOR ETFS TRUST US EQUT BUFR AUG 45782C698 254,789 6,281 SH   DFND 1 6,281 0 0
INNOVATOR ETFS TRUST INTRNL DEV JULY 45782C722 222,372 7,908 SH   DFND 1 7,908 0 0
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C748 590,294 16,572 SH   DFND 1 16,572 0 0
INNOVATOR ETFS TRUST US EQTY BUFR JUN 45782C755 1,198,857 30,677 SH   DFND 1 30,677 0 0
INNOVATOR ETFS TRUST US EQTY BUF OCT 45782C771 833,414 20,046 SH   DFND 1 20,046 0 0
INNOVATOR ETFS TRUST US EQTY BUFR JUL 45782C789 529,185 12,666 SH   DFND 1 12,666 0 0
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C797 1,002,049 26,170 SH   DFND 1 26,170 0 0
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C813 518,181 13,338 SH   DFND 1 13,338 0 0
INNOVATOR ETFS TRUST US EQT BUFR APR 45782C888 3,090,756 74,494 SH   DFND 1 74,494 0 0
INNOVATOR ETFS TRUST US EQUITY ACCELE 45783Y103 455,537 13,721 SH   DFND 1 13,721 0 0
INNOVATOR ETFS TRUST US EQUITY ACCELE 45783Y301 9,895,680 306,532 SH   DFND 1 306,532 0 0
INNOVATOR ETFS TRUST US EQT ACCEL PLS 45783Y400 207,436 6,409 SH   DFND 1 6,409 0 0
INNOVATOR ETFS TRUST EQUITY DEF PROTN 45783Y541 229,263 8,561 SH   DFND 1 8,561 0 0
INNOVATOR ETFS TRUST PREM INC 20 BARR 45783Y582 1,000,595 40,371 SH   DFND 1 40,371 0 0
INNOVATOR ETFS TRUST QUITY MANAGD FLR 45783Y673 1,687,644 54,634 SH   DFND 1 54,634 0 0
INNOVATOR ETFS TRUST US EQT ACC 9 BFR 45783Y780 791,577 28,605 SH   DFND 1 28,605 0 0
INNOVATOR ETFS TRUST US EQTY ACCELRT9 45783Y848 533,497 18,233 SH   DFND 1 18,233 0 0
INNOVATOR ETFS TRUST US EQT ACLRTD 9 45783Y889 827,439 25,665 SH   DFND 1 25,665 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 170,975 1,249 SH   DFND 1 1,249 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 489,381 3,575 SH   OTR 1 0 0 3,575
INVESCO QQQ TR UNIT SER 1 46090E103 1,557,586 3,251 SH   DFND 1 3,251 0 0
INVESCO DB COMMDY INDX TRCK UNIT 46138B103 253,299 10,904 SH   DFND 1 10,904 0 0
ISHARES S&P GSCI COMMODITY- UNIT BEN INT 46428R107 275,878 12,455 SH   DFND 1 12,455 0 0
ISHARES TR CORE S&P TTL STK 464287150 341,848 2,878 SH   DFND 1 2,878 0 0
ISHARES TR SELECT DIVID ETF 464287168 3,206,574 26,505 SH   DFND 1 26,505 0 0
ISHARES TR SELECT DIVID ETF 464287168 93,154 770 SH   OTR 1 770 0 0
ISHARES TR CORE S&P500 ETF 464287200 92,362,573 168,782 SH   DFND 1 168,782 0 0
ISHARES TR CORE S&P500 ETF 464287200 517,679 946 SH   OTR 1 946 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 5,489,936 128,902 SH   DFND 1 128,902 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 2,178,576 23,542 SH   DFND 1 23,542 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 14,806 160 SH   OTR 1 160 0 0
ISHARES TR S&P 500 VAL ETF 464287408 3,331,693 18,305 SH   DFND 1 18,305 0 0
ISHARES TR S&P 500 VAL ETF 464287408 35,127 193 SH   OTR 1 193 0 0
ISHARES TR MSCI EAFE ETF 464287465 23,137,507 295,385 SH   DFND 1 295,385 0 0
ISHARES TR MSCI EAFE ETF 464287465 180,628 2,306 SH   OTR 1 2,306 0 0
ISHARES TR RUS MID CAP ETF 464287499 582,721 7,187 SH   DFND 1 7,187 0 0
ISHARES TR RUS MID CAP ETF 464287499 50,918 628 SH   OTR 1 628 0 0
ISHARES TR CORE S&P MCP ETF 464287507 470,793 8,045 SH   DFND 1 8,045 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 311,777 1,787 SH   DFND 1 1,787 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,070,565 2,937 SH   DFND 1 2,937 0 0
ISHARES TR RUS 1000 ETF 464287622 249,933 840 SH   DFND 1 840 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 1,185,350 7,783 SH   DFND 1 7,783 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 2,983,128 11,363 SH   DFND 1 11,363 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 17,215,825 84,853 SH   DFND 1 84,853 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 33,273 164 SH   OTR 1 164 0 0
ISHARES TR S&P MC 400VL ETF 464287705 362,845 3,198 SH   DFND 1 3,198 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,003,777 9,411 SH   DFND 1 9,411 0 0
ISHARES TR INTL SEL DIV ETF 464288448 1,155,665 41,766 SH   DFND 1 41,766 0 0
ISHARES TR INTL SEL DIV ETF 464288448 33,204 1,200 SH   OTR 1 1,200 0 0
ISHARES TR EAFE VALUE ETF 464288877 703,946 13,272 SH   DFND 1 13,272 0 0
ISHARES TR EAFE GRWTH ETF 464288885 2,374,792 23,214 SH   DFND 1 23,214 0 0
ISHARES TR CORE MSCI EAFE 46432F842 729,741 10,046 SH   DFND 1 10,046 0 0
ISHARES TR CORE DIV GRWTH 46434V621 299,111 5,192 SH   DFND 1 5,192 0 0
JPMORGAN CHASE & CO. COM 46625H100 2,780,670 13,748 SH   DFND 1 13,748 0 0
JPMORGAN CHASE & CO. COM 46625H100 89,601 443 SH   OTR 1 443 0 0
J P MORGAN EXCHANGE TRADED F DIV RTN INT EQ 46641Q209 623,005 11,270 SH   DFND 1 11,270 0 0
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 1,783,779 33,688 SH   DFND 1 33,688 0 0
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 19,538 369 SH   OTR 1 369 0 0
JOHNSON & JOHNSON COM 478160104 1,237,244 8,465 SH   DFND 1 8,465 0 0
JOHNSON & JOHNSON COM 478160104 56,271 385 SH   OTR 1 385 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 622,760 2,773 SH   DFND 1 2,773 0 0
LAM RESEARCH CORP COM 512807108 1,277,820 1,200 SH   DFND 1 1,200 0 0
ELI LILLY & CO COM 532457108 1,724,748 1,905 SH   DFND 1 1,905 0 0
ELI LILLY & CO COM 532457108 122,226 135 SH   OTR 1 135 0 0
LOCKHEED MARTIN CORP COM 539830109 735,682 1,575 SH   DFND 1 1,575 0 0
LOCKHEED MARTIN CORP COM 539830109 11,677 25 SH   OTR 1 25 0 0
LOWES COS INC COM 548661107 345,240 1,566 SH   DFND 1 1,566 0 0
LOWES COS INC COM 548661107 103,616 470 SH   OTR 1 470 0 0
MSA SAFETY INC COM 553498106 208,335 1,110 SH   DFND 1 1,110 0 0
MASTERCARD INCORPORATED CL A 57636Q104 783,059 1,775 SH   DFND 1 1,775 0 0
MCCORMICK & CO INC COM NON VTG 579780206 482,392 6,800 SH   OTR 1 0 0 6,800
MCDONALDS CORP COM 580135101 907,485 3,561 SH   DFND 1 3,561 0 0
MCDONALDS CORP COM 580135101 120,029 471 SH   OTR 1 471 0 0
MERCK & CO INC COM 58933Y105 933,204 7,538 SH   DFND 1 7,538 0 0
MERCK & CO INC COM 58933Y105 18,570 150 SH   OTR 1 150 0 0
METLIFE INC COM 59156R108 1,147,044 16,342 SH   DFND 1 16,342 0 0
METLIFE INC COM 59156R108 14,038 200 SH   OTR 1 200 0 0
MICROSOFT CORP COM 594918104 7,649,996 17,116 SH   DFND 1 17,116 0 0
MICROSOFT CORP COM 594918104 2,795,672 6,255 SH   OTR 1 1,705 0 4,550
MICROCHIP TECHNOLOGY INC. COM 595017104 1,012,264 11,063 SH   DFND 1 11,063 0 0
MID-AMER APT CMNTYS INC COM 59522J103 583,560 4,092 SH   DFND 1 4,092 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307 1,153,131 2,987 SH   DFND 1 2,987 0 0
NETFLIX INC COM 64110L106 828,077 1,227 SH   DFND 1 1,227 0 0
NEXTERA ENERGY INC COM 65339F101 323,743 4,572 SH   DFND 1 4,572 0 0
NEXTERA ENERGY INC COM 65339F101 56,648 800 SH   OTR 1 800 0 0
NORFOLK SOUTHN CORP COM 655844108 107,345 500 SH   DFND 1 500 0 0
NORFOLK SOUTHN CORP COM 655844108 1,465,259 6,825 SH   OTR 1 6,825 0 0
NOVANTA INC COM 67000B104 407,775 2,500 SH   OTR 1 0 0 2,500
NVIDIA CORPORATION COM 67066G104 4,879,706 39,499 SH   DFND 1 39,499 0 0
ORACLE CORP COM 68389X105 1,054,199 7,466 SH   DFND 1 7,466 0 0
ORACLE CORP COM 68389X105 90,226 639 SH   OTR 1 639 0 0
PNC FINL SVCS GROUP INC COM 693475105 1,095,667 7,047 SH   DFND 1 7,047 0 0
PNC FINL SVCS GROUP INC COM 693475105 140,242 902 SH   OTR 1 902 0 0
PEPSICO INC COM 713448108 948,677 5,752 SH   DFND 1 5,752 0 0
PEPSICO INC COM 713448108 63,498 385 SH   OTR 1 385 0 0
PFIZER INC COM 717081103 150,112 5,365 SH   DFND 1 5,365 0 0
PFIZER INC COM 717081103 58,198 2,080 SH   OTR 1 2,080 0 0
PHILIP MORRIS INTL INC COM 718172109 931,628 9,194 SH   DFND 1 9,194 0 0
PHILIP MORRIS INTL INC COM 718172109 50,361 497 SH   OTR 1 497 0 0
POOL CORP COM 73278L105 9,219 30 SH   DFND 1 30 0 0
POOL CORP COM 73278L105 583,927 1,900 SH   OTR 1 0 0 1,900
PRICE T ROWE GROUP INC COM 74144T108 177,923 1,543 SH   DFND 1 1,543 0 0
PRICE T ROWE GROUP INC COM 74144T108 23,062 200 SH   OTR 1 200 0 0
PROCTER AND GAMBLE CO COM 742718109 1,471,416 8,922 SH   DFND 1 8,922 0 0
PROCTER AND GAMBLE CO COM 742718109 82,460 500 SH   OTR 1 500 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 2,006,521 20,873 SH   DFND 1 20,873 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 136,792 1,423 SH   OTR 1 1,423 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 686,957 9,321 SH   DFND 1 9,321 0 0
PURE STORAGE INC CL A 74624M102 1,669,460 26,000 SH   OTR 1 0 0 26,000
QUALCOMM INC COM 747525103 1,824,090 9,158 SH   DFND 1 9,158 0 0
QUALCOMM INC COM 747525103 88,834 446 SH   OTR 1 446 0 0
RB GLOBAL INC COM 74935Q107 656,619 8,599 SH   DFND 1 8,599 0 0
RPM INTL INC COM 749685103 323,040 3,000 SH   DFND 1 3,000 0 0
RTX CORPORATION COM 75513E101 908,127 9,046 SH   DFND 1 9,046 0 0
RTX CORPORATION COM 75513E101 7,529 75 SH   OTR 1 75 0 0
REPUBLIC SVCS INC COM 760759100 712,256 3,665 SH   DFND 1 3,665 0 0
ROCKWELL AUTOMATION INC COM 773903109 1,006,698 3,657 SH   DFND 1 3,657 0 0
S & T BANCORP INC COM 783859101 7,402,596 221,701 SH   DFND 1 843 0 220,858
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,751,576 5,056 SH   DFND 1 5,056 0 0
SPDR GOLD TR GOLD SHS 78463V107 1,218,461 5,667 SH   DFND 1 5,667 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 349,288 12,338 SH   DFND 1 12,338 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 29,074 1,027 SH   OTR 1 1,027 0 0
SPDR SER TR S&P DIVID ETF 78464A763 762,698 5,997 SH   DFND 1 5,997 0 0
SALESFORCE INC COM 79466L302 22,367 87 SH   DFND 1 87 0 0
SALESFORCE INC COM 79466L302 874,140 3,400 SH   OTR 1 0 0 3,400
SCHWAB CHARLES CORP COM 808513105 748,837 10,162 SH   DFND 1 10,162 0 0
SCHWAB CHARLES CORP COM 808513105 149,443 2,028 SH   OTR 1 2,028 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 449,066 1,985 SH   DFND 1 1,985 0 0
SMILEDIRECTCLUB INC CL A COM 83192H106 52 15,000 SH   DFND 1 15,000 0 0
STRYKER CORPORATION COM 863667101 790,741 2,324 SH   DFND 1 2,324 0 0
TJX COS INC NEW COM 872540109 1,423,593 12,930 SH   DFND 1 12,930 0 0
TJX COS INC NEW COM 872540109 22,020 200 SH   OTR 1 200 0 0
TARGET CORP COM 87612E106 420,877 2,843 SH   DFND 1 2,843 0 0
TARGET CORP COM 87612E106 73,427 496 SH   OTR 1 496 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 1,231,531 2,227 SH   DFND 1 2,227 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 27,650 50 SH   OTR 1 50 0 0
TRACTOR SUPPLY CO COM 892356106 823,500 3,050 SH   DFND 1 3,050 0 0
TREX CO INC COM 89531P105 222,360 3,000 SH   OTR 1 0 0 3,000
UNION PAC CORP COM 907818108 64,936 287 SH   DFND 1 287 0 0
UNION PAC CORP COM 907818108 905,040 4,000 SH   OTR 1 0 0 4,000
UNITEDHEALTH GROUP INC COM 91324P102 977,269 1,919 SH   DFND 1 1,919 0 0
UNITEDHEALTH GROUP INC COM 91324P102 25,463 50 SH   OTR 1 50 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,074,498 11,364 SH   DFND 1 11,364 0 0
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 440,762 1,657 SH   DFND 1 1,657 0 0
VANGUARD WORLD FD UTILITIES ETF 92204A876 507,957 3,434 SH   DFND 1 3,434 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 355,421 4,336 SH   DFND 1 4,336 0 0
VEEVA SYS INC CL A COM 922475108 613,083 3,350 SH   OTR 1 0 0 3,350
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 588,414 7,025 SH   DFND 1 7,025 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 16,752 200 SH   OTR 1 200 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 937,643 2,507 SH   DFND 1 2,507 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,834,288 11,435 SH   DFND 1 11,435 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 229,418 5,563 SH   DFND 1 5,563 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 103,141 2,501 SH   OTR 1 2,501 0 0
VERISK ANALYTICS INC COM 92345Y106 1,105,155 4,100 SH   OTR 1 0 0 4,100
VISA INC COM CL A 92826C839 1,219,960 4,648 SH   DFND 1 4,648 0 0
VULCAN MATLS CO COM 929160109 611,752 2,460 SH   DFND 1 2,460 0 0
WALMART INC COM 931142103 1,573,174 23,234 SH   DFND 1 23,234 0 0
WALMART INC COM 931142103 70,486 1,041 SH   OTR 1 1,041 0 0
WATSCO INC COM 942622200 1,030,709 2,225 SH   OTR 1 0 0 2,225
WILLIAMS COS INC COM 969457100 825,435 19,422 SH   DFND 1 19,422 0 0
WORKDAY INC CL A 98138H101 1,117 5 SH   DFND 1 5 0 0
WORKDAY INC CL A 98138H101 503,010 2,250 SH   OTR 1 0 0 2,250
XCEL ENERGY INC COM 98389B100 273,298 5,117 SH   DFND 1 5,117 0 0
XCEL ENERGY INC COM 98389B100 22,699 425 SH   OTR 1 425 0 0
ZOETIS INC CL A 98978V103 843,743 4,867 SH   DFND 1 4,867 0 0