The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE

OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8

Report for the Calendar Year or Quarter Ended: 06-30-2024
Check here if Amendment    Amendment Number:
This Amendment (Check only one.):    is a restatement.
   adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: TRUSTCO BANK CORP N Y
Address: 6 METRO PARK ROAD
ALBANY, NY  12205
Form 13F File Number: 028-06657

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:
Name: THOMAS ALTEIO
Title: INVESTMENT OFFICER
Phone: 518-381-3644
Signature, Place, and Date of Signing:
/s/ Thomas Alteio AlbanyNY 08-13-2024
[Signature] [City, State] [Date]
Report Type (Check only one.):
X 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.)
   13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).)
   13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)
Form 13F Summary Page
Report Summary:
Number of Other Included Managers: 1
Form 13F Information Table Entry Total: 132
Form 13F Information Table Value Total: 94,011,950
(thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]
No. Form 13F File Number Name
1 028-10307 TRUSTCO BANK

SEC FORM 13-F Information Table

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 291,083 15,232 SH   SOLE 7,000 15,232 0 0
AT&T INC COMMON STOCK 00206R102 87,104 4,558 SH   OTR 7,000 3,146 1,412 0
ABBOTT LABORATORIES COMMON STOCK 002824100 1,871,218 18,008 SH   SOLE 7,000 16,941 0 1,067
ABBOTT LABORATORIES COMMON STOCK 002824100 273,907 2,636 SH   OTR 7,000 2,636 0 0
ABBVIE INC SR NT COMMON STOCK 00287Y109 2,851,005 16,622 SH   SOLE 7,000 15,705 0 917
ABBVIE INC SR NT COMMON STOCK 00287Y109 477,340 2,783 SH   OTR 7,000 2,411 372 0
ALLSTATE CORP COMMON STOCK 020002101 251,624 1,576 SH   SOLE 7,000 1,576 0 0
ALLSTATE CORP COMMON STOCK 020002101 31,932 200 SH   OTR 7,000 200 0 0
ALPHABET INC COMMON STOCK 02079K107 278,798 1,520 SH   SOLE 7,000 1,520 0 0
ALPHABET INC COMMON STOCK 02079K107 353,084 1,925 SH   OTR 7,000 1,925 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 109,228 2,398 SH   SOLE 7,000 2,398 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 149,177 3,275 SH   OTR 7,000 3,275 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 1,849,858 7,989 SH   SOLE 7,000 7,989 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 394,793 1,705 SH   OTR 7,000 1,205 500 0
APPLE INC COMMON STOCK 037833100 5,192,834 24,656 SH   SOLE 7,000 24,656 0 0
APPLE INC COMMON STOCK 037833100 333,832 1,585 SH   OTR 7,000 1,315 270 0
APPLIED MATERIALS INC COMMON STOCK 038222105 6,126,774 25,962 SH   SOLE 7,000 25,362 0 600
APPLIED MATERIALS INC COMMON STOCK 038222105 719,772 3,050 SH   OTR 7,000 2,550 500 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 662,603 2,776 SH   SOLE 7,000 2,111 0 665
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 95,476 400 SH   OTR 7,000 400 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 641,525 1,577 SH   OTR 7,000 1,577 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 227,295 5,473 SH   SOLE 7,000 5,473 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 87,214 2,100 SH   OTR 7,000 2,100 0 0
CME GROUP INC COMMON STOCK 12572Q105 222,748 1,133 SH   SOLE 7,000 1,133 0 0
CVS HEALTH CORPORATION COMMON STOCK 126650100 273,448 4,630 SH   SOLE 7,000 4,630 0 0
CVS HEALTH CORPORATION COMMON STOCK 126650100 27,169 460 SH   OTR 7,000 460 0 0
CATERPILLAR INC COMMON STOCK 149123101 310,116 931 SH   SOLE 7,000 931 0 0
CATERPILLAR INC COMMON STOCK 149123101 99,930 300 SH   OTR 7,000 300 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 2,028,772 12,970 SH   SOLE 7,000 12,970 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 444,233 2,840 SH   OTR 7,000 2,279 561 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 852,046 17,934 SH   SOLE 7,000 17,934 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 133,314 2,806 SH   OTR 7,000 1,092 1,714 0
COCA COLA CO COMMON STOCK 191216100 2,452,439 38,530 SH   SOLE 7,000 37,930 0 600
COCA COLA CO COMMON STOCK 191216100 399,913 6,283 SH   OTR 7,000 3,397 2,886 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 803,491 8,280 SH   SOLE 7,000 8,280 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 395,730 4,078 SH   OTR 7,000 3,678 400 0
DISNEY WALT CO COMMON STOCK 254687106 1,406,247 14,163 SH   SOLE 7,000 12,963 0 1,200
DISNEY WALT CO COMMON STOCK 254687106 84,399 850 SH   OTR 7,000 450 400 0
DOW INC COM COMMON STOCK 260557103 166,364 3,136 SH   SOLE 7,000 2,624 0 512
DOW INC COM COMMON STOCK 260557103 71,139 1,341 SH   OTR 7,000 1,075 266 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 238,011 2,957 SH   SOLE 7,000 2,445 0 512
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 43,544 541 SH   OTR 7,000 275 266 0
ECOLAB INC COMMON STOCK 278865100 395,080 1,660 SH   SOLE 7,000 1,660 0 0
ECOLAB INC COMMON STOCK 278865100 23,800 100 SH   OTR 7,000 100 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 849,995 7,716 SH   SOLE 7,000 7,716 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 74,358 675 SH   OTR 7,000 675 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 2,860,273 24,846 SH   SOLE 7,000 23,646 0 1,200
EXXON MOBIL CORP COMMON STOCK 30231G102 817,697 7,103 SH   OTR 7,000 2,813 4,290 0
META PLATFORMS INC COMMON STOCK 30303M102 42,355 84 SH   SOLE 7,000 84 0 0
META PLATFORMS INC COMMON STOCK 30303M102 264,716 525 SH   OTR 7,000 525 0 0
FIDELITY MSCI CONSUMER MUTUAL FUND/STO 316092204 226,828 2,800 SH   SOLE 7,000 2,800 0 0
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK 36266G107 582,920 7,481 SH   SOLE 7,000 7,322 0 159
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK 36266G107 56,648 727 SH   OTR 7,000 215 512 0
GE VERNOVA INC COMMON STOCK 36828A101 1,096,984 6,396 SH   SOLE 7,000 6,276 0 120
GE VERNOVA INC COMMON STOCK 36828A101 93,646 546 SH   OTR 7,000 141 405 0
GE AEROSPACE COMMON STOCK 369604301 4,124,160 25,943 SH   SOLE 7,000 25,462 0 481
GE AEROSPACE COMMON STOCK 369604301 350,531 2,205 SH   OTR 7,000 573 1,632 0
GENERAL MILLS INC COMMON STOCK 370334104 770,128 12,174 SH   SOLE 7,000 12,174 0 0
GENERAL MILLS INC COMMON STOCK 370334104 208,758 3,300 SH   OTR 7,000 1,900 1,400 0
HOME DEPOT INC COMMON STOCK 437076102 857,846 2,492 SH   SOLE 7,000 2,492 0 0
HOME DEPOT INC COMMON STOCK 437076102 51,636 150 SH   OTR 7,000 150 0 0
INTEL CORP COMMON STOCK 458140100 1,125,485 36,341 SH   SOLE 7,000 36,341 0 0
INTEL CORP COMMON STOCK 458140100 176,313 5,693 SH   OTR 7,000 4,393 1,300 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 629,195 3,638 SH   SOLE 7,000 3,638 0 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 435,142 2,516 SH   OTR 7,000 2,316 200 0
INVESCO QQQ TR MUTUAL FUND/STO 46090E103 624,280 1,303 SH   SOLE 7,000 1,303 0 0
INVESCO QQQ TR MUTUAL FUND/STO 46090E103 126,964 265 SH   OTR 7,000 265 0 0
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUND/STO 464287507 327,945 5,604 SH   SOLE 7,000 5,604 0 0
ISHARES 3-7 YEAR TREASURY BOND MUTUAL FUND/GOV 464288661 247,106 2,140 SH   SOLE 7,000 2,140 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 3,843,750 19,004 SH   SOLE 7,000 18,704 0 300
JP MORGAN CHASE & CO COMMON STOCK 46625H100 781,330 3,863 SH   OTR 7,000 2,773 1,090 0
JACOBS SOLUTIONS INC COMMON STOCK 46982L108 178,130 1,275 SH   SOLE 7,000 1,275 0 0
JACOBS SOLUTIONS INC COMMON STOCK 46982L108 86,620 620 SH   OTR 7,000 0 620 0
JOHNSON & JOHNSON COMMON STOCK 478160104 2,415,294 16,525 SH   SOLE 7,000 16,525 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 627,173 4,291 SH   OTR 7,000 1,791 2,500 0
ELI LILLY & CO COMMON STOCK 532457108 854,679 944 SH   SOLE 7,000 944 0 0
ELI LILLY & CO COMMON STOCK 532457108 792,208 875 SH   OTR 7,000 175 700 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 244,760 524 SH   SOLE 7,000 524 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 237,288 508 SH   OTR 7,000 508 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 1,162,928 5,275 SH   SOLE 7,000 5,275 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 138,449 628 SH   OTR 7,000 628 0 0
MASCO CORP COMMON STOCK 574599106 461,690 6,925 SH   SOLE 7,000 6,925 0 0
MASCO CORP COMMON STOCK 574599106 173,343 2,600 SH   OTR 7,000 0 2,600 0
MCDONALDS CORP COMMON STOCK 580135101 1,439,590 5,649 SH   SOLE 7,000 5,649 0 0
MCDONALDS CORP COMMON STOCK 580135101 175,075 687 SH   OTR 7,000 487 200 0
MERCK & CO INC COMMON STOCK 58933Y105 825,004 6,664 SH   SOLE 7,000 6,664 0 0
MERCK & CO INC COMMON STOCK 58933Y105 454,097 3,668 SH   OTR 7,000 1,189 2,479 0
MICROSOFT CORP COMMON STOCK 594918104 4,569,619 10,224 SH   SOLE 7,000 10,224 0 0
MICROSOFT CORP COMMON STOCK 594918104 1,560,750 3,492 SH   OTR 7,000 3,492 0 0
NIKE INC COMMON STOCK 654106103 790,858 10,493 SH   SOLE 7,000 10,493 0 0
NIKE INC COMMON STOCK 654106103 41,454 550 SH   OTR 7,000 550 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 218,984 1,020 SH   SOLE 7,000 1,020 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 239,166 1,114 SH   OTR 7,000 1,114 0 0
ORACLE CORP COMMON STOCK 68389X105 1,260,774 8,929 SH   SOLE 7,000 8,929 0 0
ORACLE CORP COMMON STOCK 68389X105 28,240 200 SH   OTR 7,000 100 100 0
PEPSICO INC COMMON STOCK 713448108 1,876,577 11,378 SH   SOLE 7,000 11,378 0 0
PEPSICO INC COMMON STOCK 713448108 666,155 4,039 SH   OTR 7,000 3,039 1,000 0
PFIZER INC COMMON STOCK 717081103 455,823 16,291 SH   SOLE 7,000 16,291 0 0
PFIZER INC COMMON STOCK 717081103 97,986 3,502 SH   OTR 7,000 3,502 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 282,103 2,784 SH   SOLE 7,000 2,784 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 202,660 2,000 SH   OTR 7,000 2,000 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 2,415,913 14,649 SH   SOLE 7,000 14,649 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 442,810 2,685 SH   OTR 7,000 2,685 0 0
RTX CORPORATION COMMON STOCK 75513E101 1,154,691 11,502 SH   SOLE 7,000 11,502 0 0
RTX CORPORATION COMMON STOCK 75513E101 103,401 1,030 SH   OTR 7,000 1,030 0 0
SOUTHERN CO COMMON STOCK 842587107 716,128 9,232 SH   SOLE 7,000 9,232 0 0
SOUTHERN CO COMMON STOCK 842587107 351,006 4,525 SH   OTR 7,000 3,025 1,500 0
STATE STREET CORP COMMON STOCK 857477103 333,444 4,506 SH   SOLE 7,000 4,506 0 0
STATE STREET CORP COMMON STOCK 857477103 22,200 300 SH   OTR 7,000 300 0 0
TARGET CORP COMMON STOCK 87612E106 650,044 4,391 SH   SOLE 7,000 4,391 0 0
TARGET CORP COMMON STOCK 87612E106 203,258 1,373 SH   OTR 7,000 973 400 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 1,285,845 6,610 SH   SOLE 7,000 6,610 0 0
3M CO COMMON STOCK 88579Y101 380,456 3,723 SH   SOLE 7,000 3,723 0 0
3M CO COMMON STOCK 88579Y101 10,219 100 SH   OTR 7,000 100 0 0
TRUSTCO BANK CORP NY COMMON STOCK 898349204 3,194,735 111,044 SH   SOLE 7,000 111,044 0 0
TRUSTCO BANK CORP NY COMMON STOCK 898349204 36,710 1,276 SH   OTR 7,000 1,276 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 284,787 2,081 SH   SOLE 7,000 2,081 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 110,985 811 SH   OTR 7,000 411 400 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STO 922042858 305,751 6,987 SH   SOLE 7,000 6,987 0 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STO 922042858 14,222 325 SH   OTR 7,000 325 0 0
VANGUARD MID-CAP ETF (MKT) MUTUAL FUND/STO 922908629 160,029 661 SH   SOLE 7,000 661 0 0
VANGUARD MID-CAP ETF (MKT) MUTUAL FUND/STO 922908629 70,936 293 SH   OTR 7,000 293 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 453,104 10,987 SH   SOLE 7,000 10,987 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 174,446 4,230 SH   OTR 7,000 2,830 1,400 0
WALMART INC COMMON STOCK 931142103 1,310,395 19,353 SH   SOLE 7,000 19,353 0 0
WALMART INC COMMON STOCK 931142103 258,991 3,825 SH   OTR 7,000 1,425 2,400 0
YUM! BRANDS INC COMMON STOCK 988498101 31,260 236 SH   SOLE 7,000 236 0 0
YUM! BRANDS INC COMMON STOCK 988498101 189,815 1,433 SH   OTR 7,000 1,433 0 0
JOHNSON CTLS INTL PLC SHS FOREIGN STOCK G51502105 323,774 4,871 SH   SOLE 7,000 4,871 0 0
JOHNSON CTLS INTL PLC SHS FOREIGN STOCK G51502105 44,201 665 SH   OTR 7,000 665 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 450,066 5,718 SH   SOLE 7,000 5,718 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 94,453 1,200 SH   OTR 7,000 400 800 0