SEC FORM 13F-HR

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	July 31, 2015
Estimated average burden
hours per response:		23.8

Report for the Calendar Year or Quarter Ended:

06-30-2024

Check here if Amendment		Amendment Number:
This Amendment (Check only one.):		is a restatement.
		adds new holdings entries.

Institutional Investment Manager Filing this Report:
Name:	ORRSTOWN FINANCIAL SERVICES INC
Address:	4750 Lindle Rd

	Harrisburg, PA 17111
Form 13F File Number:	028-13107

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:
Name:	Monica Balafoutas
Title:	SVP Wealth & Trust Investment Manager
Phone:	717-530-2288
Signature, Place, and Date of Signing:
/s/ Monica Balafoutas		Harrisburg, PA	07-12-2024
[Signature]		[City, State]	[Date]

Report Type (Check only one.):
X	13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.)
	13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).)
	13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

Form 13F Summary Page
	Report Summary:
	Number of Other Included Managers:	0
	Form 13F Information Table Entry Total:	83
	Form 13F Information Table Value Total:	189,410,767
		(thousands)

List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]
NONE

SEC FORM 13-F Information Table

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	July 31, 2015
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
Abbott Laboratories	Common Stock	002824100	692,664	6,666	SH		SOLE		6,666	0	0
Accenture PLC	Int'l Common Stock	G1151C101	212,994	702	SH		SOLE		702	0	0
Adobe Inc.	Common Stock	00724F101	1,256,631	2,262	SH		SOLE		2,262	0	0
Alphabet Inc	Common Stock	02079K305	2,274,143	12,485	SH		SOLE		12,485	0	0
Amazon com	Common Stock	023135106	1,506,577	7,796	SH		SOLE		7,796	0	0
American Century Focused Large Cap Value	Exchange Traded Fund	025072794	1,175,619	18,800	SH		SOLE		18,800	0	0
American Express Company	Common Stock	025816109	1,035,723	4,473	SH		SOLE		4,473	0	0
Amgen Inc	Common Stock	031162100	480,548	1,538	SH		SOLE		1,538	0	0
Apple Inc.	Common Stock	037833100	2,398,962	11,390	SH		SOLE		11,390	0	0
Applied Materials Inc	Common Stock	038222105	1,121,896	4,754	SH		SOLE		4,754	0	0
Avantis U.S. Small Cap Value	Exchange Traded Fund	025072877	2,058,356	22,942	SH		SOLE		22,942	0	0
BERKSHIRE HATHAWAY INC DEL	Common Stock	084670702	691,560	1,700	SH		SOLE		1,700	0	0
Broadcom Inc	Common Stock	11135F101	563,541	351	SH		SOLE		351	0	0
Caterpillar Inc	Common Stock	149123101	502,981	1,510	SH		SOLE		1,510	0	0
Chevron Corp.	Common Stock	166764100	685,745	4,384	SH		SOLE		4,384	0	0
Costco Wholesale Corporation	Common Stock	22160K105	763,291	898	SH		SOLE		898	0	0
Eaton Corp. PLC	Int'l Common Stock	G29183103	414,513	1,322	SH		SOLE		1,322	0	0
Eli Lilly and Co	Common Stock	532457108	768,668	849	SH		SOLE		849	0	0
Exxon Mobil Corp	Common Stock	30231G102	653,651	5,678	SH		SOLE		5,678	0	0
Fidelity Enhanced International	International Equity ETF	31609A404	393,047	13,869	SH		SOLE		13,869	0	0
GE AEROSPACE	Common Stock	369604301	245,609	1,545	SH		SOLE		1,545	0	0
Home Depot	Common Stock	437076102	905,695	2,631	SH		SOLE		2,631	0	0
Honeywell International Inc	Common Stock	438516106	609,657	2,855	SH		SOLE		2,855	0	0
INTUIT	Common Stock	461202103	200,449	305	SH		SOLE		305	0	0
Invesco Russell 1000 Dynamic Multifactor	Exchange Traded Fund	46138J619	43,180,059	822,634	SH		SOLE		822,141	322	171
Invesco Russell 1000 Dynamic Multifactor	Exchange Traded Fund	46138J619	197,730	3,767	SH		OTR		3,767	0	0
Invesco Russell 2000 Dynamic Multifactor	Exchange Traded Fund	46138J593	1,014,320	27,935	SH		SOLE		27,935	0	0
iShares Core MSCI EAFE ETF	International Equity ETF	46432F842	4,069,947	56,029	SH		SOLE		56,029	0	0
iShares Core MSCI Emerging Markets ETF	International Equity ETF	46434G103	1,824,570	34,085	SH		SOLE		34,085	0	0
iShares Core S&P 500 Index Fund	Exchange Traded Fund	464287200	48,940,968	89,434	SH		SOLE		89,382	34	18
iShares Core S&P 500 Index Fund	Exchange Traded Fund	464287200	220,534	403	SH		OTR		403	0	0
iShares Core S&P Mid-Cap Index Fund	Exchange Traded Fund	464287507	1,402,373	23,964	SH		SOLE		23,964	0	0
iShares MSCI EAFE ETF	International Equity ETF	464287465	1,353,072	17,274	SH		SOLE		17,274	0	0
iShares MSCI Emerging Markets ETF	International Equity ETF	464287234	561,038	13,173	SH		SOLE		13,173	0	0
iShares Russell 1000 Index Fund	Exchange Traded Fund	464287622	2,147,346	7,217	SH		SOLE		7,217	0	0
Johnson & Johnson	Common Stock	478160104	790,141	5,406	SH		SOLE		5,406	0	0
JPMorgan Active Growth	Exchange Traded Fund	46654Q609	16,389,539	218,091	SH		SOLE		217,819	272	0
JPMorgan Chase & Co	Common Stock	46625H100	1,328,241	6,567	SH		SOLE		6,567	0	0
JPMorgan Hedged Equity Laddered Overlay	Exchange Traded Fund	46654Q724	5,303,369	90,563	SH		SOLE		90,563	0	0
Lockheed Martin Corp	Common Stock	539830109	283,063	606	SH		SOLE		606	0	0
Mastercard Inc	Common Stock	57636Q104	978,052	2,217	SH		SOLE		2,217	0	0
Materials Select Sector SPDR Fund	Exchange Traded Fund	81369Y100	543,283	6,152	SH		SOLE		6,152	0	0
Mcdonald's Corp	Common Stock	580135101	591,738	2,322	SH		SOLE		2,322	0	0
Merck & Co Inc	Common Stock	58933Y105	213,926	1,728	SH		SOLE		1,728	0	0
Meta Platforms Inc	Common Stock	30303M102	557,667	1,106	SH		SOLE		1,106	0	0
Microsoft Corp	Common Stock	594918104	3,322,626	7,434	SH		SOLE		7,434	0	0
Netflix Inc	Common Stock	64110L106	548,677	813	SH		SOLE		813	0	0
NVIDIA Corp	Common Stock	67066G104	2,063,736	16,705	SH		SOLE		16,705	0	0
Oracle Corp	Common Stock	68389X105	400,867	2,839	SH		SOLE		2,839	0	0
Palo Alto Networks Inc	Common Stock	697435105	242,392	715	SH		SOLE		715	0	0
PepsiCo Inc	Common Stock	713448108	964,676	5,849	SH		SOLE		5,849	0	0
Procter & Gamble Co	Common Stock	742718109	536,815	3,255	SH		SOLE		3,255	0	0
PROGRESSIVE CORP	Common Stock	743315103	345,837	1,665	SH		SOLE		1,665	0	0
Qualcomm Inc	Common Stock	747525103	533,603	2,679	SH		SOLE		2,679	0	0
Real Estate Select Sector SPDR Fund	Exchange Traded Fund	81369Y860	454,928	11,844	SH		SOLE		11,844	0	0
RTX Corporation	Common Stock	75513E101	479,864	4,780	SH		SOLE		4,780	0	0
S&P Global Inc	Common Stock	78409V104	553,932	1,242	SH		SOLE		1,242	0	0
SALESFORCE, INC.	Common Stock	79466L302	611,898	2,380	SH		SOLE		2,380	0	0
ServiceNow Inc	Common Stock	81762P102	483,802	615	SH		SOLE		615	0	0
SPDR Dow Jones Industrial Average ETF Trust	Exchange Traded Fund	78467X109	531,155	1,358	SH		SOLE		1,358	0	0
Starbucks Corp	Common Stock	855244109	209,417	2,690	SH		SOLE		2,690	0	0
STRYKER CORPORATION	Common Stock	863667101	209,254	615	SH		SOLE		615	0	0
Tesla Inc	Common Stock	88160R101	413,569	2,090	SH		SOLE		2,090	0	0
Thermo Fisher Scientific Inc	Common Stock	883556102	285,348	516	SH		SOLE		516	0	0
TJX Companies Inc	Common Stock	872540109	1,198,769	10,888	SH		SOLE		10,888	0	0
T-MOBILE US INC	Common Stock	872590104	500,704	2,842	SH		SOLE		2,842	0	0
Travelers Companies Inc	Common Stock	89417E109	521,364	2,564	SH		SOLE		2,564	0	0
Union Pacific Corp	Common Stock	907818108	792,136	3,501	SH		SOLE		3,501	0	0
UnitedHealth Group Inc	Common Stock	91324P102	1,504,354	2,954	SH		SOLE		2,954	0	0
Utilities Select Sector SPDR Fund	Exchange Traded Fund	81369Y886	427,579	6,275	SH		SOLE		6,275	0	0
Valero Energy Corp	Common Stock	91913Y100	219,307	1,399	SH		SOLE		1,399	0	0
Vanguard 500 Index Fund	Exchange Traded Fund	922908363	5,197,351	10,392	SH		SOLE		10,392	0	0
Vanguard Emerging Markets Stock Index Fund	International Equity ETF	922042858	761,555	17,403	SH		SOLE		17,403	0	0
Vanguard Idx Fund	Exchange Traded Fund	922908769	227,384	850	SH		SOLE		850	0	0
Vanguard Intermediate Term Bond ETF	Fixed Income ETF	921937819	3,520,130	47,004	SH		SOLE		47,004	0	0
Vanguard Mid-Cap Index Fund	Exchange Traded Fund	922908629	945,885	3,907	SH		SOLE		3,907	0	0
Vanguard Short-Term Corporate Bond Idx Fd	Fixed Income ETF	92206C409	405,153	5,243	SH		SOLE		5,243	0	0
Vanguard Small-Cap Index Fund	Exchange Traded Fund	922908751	3,152,204	14,457	SH		SOLE		14,457	0	0
Verizon Communications Inc	Common Stock	92343V104	295,732	7,171	SH		SOLE		7,171	0	0
VERTEX PHARMACEUTICALS INC	Common Stock	92532F100	283,107	604	SH		SOLE		604	0	0
Visa Inc	Common Stock	92826C839	1,646,212	6,272	SH		SOLE		6,272	0	0
Walmart Inc	Common Stock	931142103	784,420	11,585	SH		SOLE		11,585	0	0
Walt Disney Co	Common Stock	254687106	331,529	3,339	SH		SOLE		3,339	0	0