The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE

OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8

Report for the Calendar Year or Quarter Ended: 12-31-2023
Check here if Amendment    Amendment Number:
This Amendment (Check only one.):    is a restatement.
   adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: TRUSTCO BANK CORP N Y
Address: 6 METRO PARK ROAD
ALBANY, NY  12205
Form 13F File Number: 028-06657

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:
Name: THOMAS POITRAS
Title: INVESTMENT MANAGER
Phone: 518-381-3644
Signature, Place, and Date of Signing:
/s/ THOMAS POITRAS GLENVILLENY 02-14-2024
[Signature] [City, State] [Date]
Report Type (Check only one.):
X 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.)
   13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).)
   13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)
Form 13F Summary Page
Report Summary:
Number of Other Included Managers: 1
Form 13F Information Table Entry Total: 137
Form 13F Information Table Value Total: 92,531,992
(thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]
No. Form 13F File Number Name
1 028-10307 TRUSTCO BANK

SEC FORM 13-F Information Table

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 528,504 31,496 SH   SOLE 7,000 31,496 0 0
AT&T INC COMMON STOCK 00206R102 89,235 5,318 SH   OTR 7,000 3,906 1,412 0
ABBOTT LABORATORIES COMMON STOCK 002824100 2,113,239 19,199 SH   SOLE 7,000 18,132 0 1,067
ABBOTT LABORATORIES COMMON STOCK 002824100 290,145 2,636 SH   OTR 7,000 2,636 0 0
ABBVIE INC SR NT COMMON STOCK 00287Y109 2,670,915 17,235 SH   SOLE 7,000 16,318 0 917
ABBVIE INC SR NT COMMON STOCK 00287Y109 431,283 2,783 SH   OTR 7,000 2,411 372 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 273,800 1,000 SH   SOLE 7,000 1,000 0 0
ALLSTATE CORP COMMON STOCK 020002101 248,604 1,776 SH   SOLE 7,000 1,776 0 0
ALLSTATE CORP COMMON STOCK 020002101 27,996 200 SH   OTR 7,000 200 0 0
ALPHABET INC COMMON STOCK 02079K107 214,214 1,520 SH   SOLE 7,000 1,520 0 0
ALPHABET INC COMMON STOCK 02079K107 271,290 1,925 SH   OTR 7,000 1,925 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 96,734 2,398 SH   SOLE 7,000 2,398 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 139,133 3,449 SH   OTR 7,000 3,449 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 1,500,783 8,011 SH   SOLE 7,000 8,011 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 319,414 1,705 SH   OTR 7,000 1,205 500 0
APPLE INC COMMON STOCK 037833100 4,809,397 24,981 SH   SOLE 7,000 24,981 0 0
APPLE INC COMMON STOCK 037833100 305,160 1,585 SH   OTR 7,000 1,315 270 0
APPLIED MATERIALS INC COMMON STOCK 038222105 4,749,300 29,304 SH   SOLE 7,000 28,704 0 600
APPLIED MATERIALS INC COMMON STOCK 038222105 494,316 3,050 SH   OTR 7,000 2,550 500 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 681,672 2,926 SH   SOLE 7,000 2,261 0 665
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 93,188 400 SH   OTR 7,000 400 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 35,666 100 SH   SOLE 7,000 100 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 562,452 1,577 SH   OTR 7,000 1,577 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 305,398 5,952 SH   SOLE 7,000 5,952 0 0
BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 111,599 2,175 SH   OTR 7,000 2,175 0 0
CME GROUP INC COMMON STOCK 12572Q105 265,988 1,263 SH   SOLE 7,000 1,263 0 0
CVS HEALTH CORPORATION COMMON STOCK 126650100 784,073 9,930 SH   SOLE 7,000 9,930 0 0
CVS HEALTH CORPORATION COMMON STOCK 126650100 38,296 485 SH   OTR 7,000 485 0 0
CATERPILLAR INC COMMON STOCK 149123101 319,623 1,081 SH   SOLE 7,000 1,081 0 0
CATERPILLAR INC COMMON STOCK 149123101 88,701 300 SH   OTR 7,000 300 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 2,157,300 14,464 SH   SOLE 7,000 14,464 0 0
CHEVRON CORP NEW COMMON STOCK 166764100 451,209 3,025 SH   OTR 7,000 2,464 561 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 1,088,403 21,544 SH   SOLE 7,000 21,544 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 141,759 2,806 SH   OTR 7,000 1,092 1,714 0
COCA COLA CO COMMON STOCK 191216100 2,305,403 39,121 SH   SOLE 7,000 38,521 0 600
COCA COLA CO COMMON STOCK 191216100 370,257 6,283 SH   OTR 7,000 3,397 2,886 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 736,204 9,236 SH   SOLE 7,000 9,236 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 354,710 4,450 SH   OTR 7,000 4,050 400 0
COMCAST CORP COMMON STOCK 20030N101 214,866 4,900 SH   OTR 7,000 4,900 0 0
DISNEY WALT CO COMMON STOCK 254687106 1,326,182 14,688 SH   SOLE 7,000 13,488 0 1,200
DISNEY WALT CO COMMON STOCK 254687106 76,749 850 SH   OTR 7,000 450 400 0
DOW INC COM COMMON STOCK 260557103 213,218 3,889 SH   SOLE 7,000 3,377 0 512
DOW INC COM COMMON STOCK 260557103 75,734 1,381 SH   OTR 7,000 1,115 266 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 264,487 3,439 SH   SOLE 7,000 2,927 0 512
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 44,696 581 SH   OTR 7,000 315 266 0
ECOLAB INC COMMON STOCK 278865100 373,891 1,885 SH   SOLE 7,000 1,885 0 0
ECOLAB INC COMMON STOCK 278865100 19,835 100 SH   OTR 7,000 100 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 1,271,715 13,066 SH   SOLE 7,000 13,066 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 65,697 675 SH   OTR 7,000 675 0 0
EXELON CORP COMMON STOCK 30161N101 168,840 4,703 SH   SOLE 7,000 4,703 0 0
EXELON CORP COMMON STOCK 30161N101 71,622 1,995 SH   OTR 7,000 1,395 600 0
EXXON MOBIL CORP COMMON STOCK 30231G102 2,688,163 26,887 SH   SOLE 7,000 25,687 0 1,200
EXXON MOBIL CORP COMMON STOCK 30231G102 712,660 7,128 SH   OTR 7,000 2,838 4,290 0
META PLATFORMS INC COMMON STOCK 30303M102 33,273 94 SH   SOLE 7,000 94 0 0
META PLATFORMS INC COMMON STOCK 30303M102 185,829 525 SH   OTR 7,000 525 0 0
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK 36266G107 682,740 8,830 SH   SOLE 7,000 8,671 0 159
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK 36266G107 63,016 815 SH   OTR 7,000 303 512 0
GENERAL ELECTRIC CO COMMON STOCK 369604301 3,499,371 27,418 SH   SOLE 7,000 26,937 0 481
GENERAL ELECTRIC CO COMMON STOCK 369604301 315,502 2,472 SH   OTR 7,000 840 1,632 0
GENERAL MILLS INC COMMON STOCK 370334104 846,888 13,001 SH   SOLE 7,000 13,001 0 0
GENERAL MILLS INC COMMON STOCK 370334104 239,715 3,680 SH   OTR 7,000 2,280 1,400 0
HOME DEPOT INC COMMON STOCK 437076102 586,363 1,692 SH   SOLE 7,000 1,692 0 0
HOME DEPOT INC COMMON STOCK 437076102 51,983 150 SH   OTR 7,000 150 0 0
INTEL CORP COMMON STOCK 458140100 2,021,260 40,224 SH   SOLE 7,000 40,224 0 0
INTEL CORP COMMON STOCK 458140100 286,076 5,693 SH   OTR 7,000 4,393 1,300 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 617,894 3,778 SH   SOLE 7,000 3,778 0 0
INTERNATIONAL BUSINESS MACHS COMMON STOCK 459200101 411,492 2,516 SH   OTR 7,000 2,316 200 0
INVESCO QQQ TR MUTUAL FUND/STO 46090E103 396,006 967 SH   SOLE 7,000 967 0 0
INVESCO QQQ TR MUTUAL FUND/STO 46090E103 108,523 265 SH   OTR 7,000 265 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUNDS GL 464287465 173,606 2,304 SH   SOLE 7,000 2,304 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUNDS GL 464287465 37,600 499 SH   OTR 7,000 499 0 0
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUND/STO 464287507 310,685 1,121 SH   SOLE 7,000 1,121 0 0
ISHARES 3-7 YEAR TREASURY BOND MUTUAL FUND/GOV 464288661 250,659 2,140 SH   SOLE 7,000 2,140 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 3,486,033 20,494 SH   SOLE 7,000 20,194 0 300
JP MORGAN CHASE & CO COMMON STOCK 46625H100 657,096 3,863 SH   OTR 7,000 2,773 1,090 0
JACOBS SOLUTIONS INC COMMON STOCK 46982L108 266,090 2,050 SH   SOLE 7,000 2,050 0 0
JACOBS SOLUTIONS INC COMMON STOCK 46982L108 80,476 620 SH   OTR 7,000 0 620 0
JOHNSON & JOHNSON COMMON STOCK 478160104 2,659,566 16,968 SH   SOLE 7,000 16,968 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 688,245 4,391 SH   OTR 7,000 1,891 2,500 0
ELI LILLY & CO COMMON STOCK 532457108 678,519 1,164 SH   SOLE 7,000 1,164 0 0
ELI LILLY & CO COMMON STOCK 532457108 510,055 875 SH   OTR 7,000 175 700 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 237,498 524 SH   SOLE 7,000 524 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 230,246 508 SH   OTR 7,000 508 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 1,315,496 5,911 SH   SOLE 7,000 5,911 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 139,761 628 SH   OTR 7,000 628 0 0
MASCO CORP COMMON STOCK 574599106 463,837 6,925 SH   SOLE 7,000 6,925 0 0
MASCO CORP COMMON STOCK 574599106 174,148 2,600 SH   OTR 7,000 0 2,600 0
MCDONALDS CORP COMMON STOCK 580135101 1,701,672 5,739 SH   SOLE 7,000 5,739 0 0
MCDONALDS CORP COMMON STOCK 580135101 203,704 687 SH   OTR 7,000 487 200 0
MERCK & CO INC COMMON STOCK 58933Y105 770,880 7,071 SH   SOLE 7,000 7,071 0 0
MERCK & CO INC COMMON STOCK 58933Y105 399,887 3,668 SH   OTR 7,000 1,189 2,479 0
MICROSOFT CORP COMMON STOCK 594918104 4,098,460 10,899 SH   SOLE 7,000 10,899 0 0
MICROSOFT CORP COMMON STOCK 594918104 1,313,131 3,492 SH   OTR 7,000 3,492 0 0
NIKE INC COMMON STOCK 654106103 1,414,887 13,032 SH   SOLE 7,000 13,032 0 0
NIKE INC COMMON STOCK 654106103 67,857 625 SH   OTR 7,000 625 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 241,107 1,020 SH   SOLE 7,000 1,020 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 263,327 1,114 SH   OTR 7,000 1,114 0 0
ORACLE CORP COMMON STOCK 68389X105 1,059,994 10,054 SH   SOLE 7,000 10,054 0 0
ORACLE CORP COMMON STOCK 68389X105 21,086 200 SH   OTR 7,000 100 100 0
PEPSICO INC COMMON STOCK 713448108 1,943,309 11,442 SH   SOLE 7,000 11,442 0 0
PEPSICO INC COMMON STOCK 713448108 685,984 4,039 SH   OTR 7,000 3,039 1,000 0
PFIZER INC COMMON STOCK 717081103 718,806 24,967 SH   SOLE 7,000 24,967 0 0
PFIZER INC COMMON STOCK 717081103 100,824 3,502 SH   OTR 7,000 3,502 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 261,919 2,784 SH   SOLE 7,000 2,784 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 197,568 2,100 SH   OTR 7,000 2,100 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 2,228,140 15,205 SH   SOLE 7,000 15,205 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 397,858 2,715 SH   OTR 7,000 2,715 0 0
RTX CORPORATION COMMON STOCK 75513E101 1,067,655 12,689 SH   SOLE 7,000 12,689 0 0
RTX CORPORATION COMMON STOCK 75513E101 95,080 1,130 SH   OTR 7,000 1,130 0 0
SPDR DOW JONES INDUSTRIAL MUTUAL FUND/STO 78467X109 228,006 605 SH   SOLE 7,000 605 0 0
SOUTHERN CO COMMON STOCK 842587107 765,150 10,912 SH   SOLE 7,000 10,912 0 0
SOUTHERN CO COMMON STOCK 842587107 324,025 4,621 SH   OTR 7,000 3,121 1,500 0
STATE STREET CORP COMMON STOCK 857477103 422,622 5,456 SH   SOLE 7,000 5,456 0 0
STATE STREET CORP COMMON STOCK 857477103 54,222 700 SH   OTR 7,000 300 400 0
TARGET CORP COMMON STOCK 87612E106 703,982 4,943 SH   SOLE 7,000 4,943 0 0
TARGET CORP COMMON STOCK 87612E106 195,543 1,373 SH   OTR 7,000 973 400 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 1,173,618 6,885 SH   SOLE 7,000 6,885 0 0
3M CO COMMON STOCK 88579Y101 521,457 4,770 SH   SOLE 7,000 4,770 0 0
3M CO COMMON STOCK 88579Y101 16,398 150 SH   OTR 7,000 150 0 0
TRUSTCO BANK CORP NY COMMON STOCK 898349204 3,447,948 111,045 SH   SOLE 7,000 111,045 0 0
TRUSTCO BANK CORP NY COMMON STOCK 898349204 39,621 1,276 SH   OTR 7,000 1,276 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 473,578 3,012 SH   SOLE 7,000 3,012 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 127,516 811 SH   OTR 7,000 411 400 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STO 922042858 458,227 11,149 SH   SOLE 7,000 11,149 0 0
VANGUARD EMERGING MARKETS STOCK MUTUAL FUND/STO 922042858 13,358 325 SH   OTR 7,000 325 0 0
VANGUARD MID-CAP ETF (MKT) MUTUAL FUND/STO 922908629 154,007 662 SH   SOLE 7,000 662 0 0
VANGUARD MID-CAP ETF (MKT) MUTUAL FUND/STO 922908629 68,164 293 SH   OTR 7,000 293 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 526,896 13,976 SH   SOLE 7,000 13,976 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 177,869 4,718 SH   OTR 7,000 3,318 1,400 0
WALMART INC COMMON STOCK 931142103 1,095,200 6,947 SH   SOLE 7,000 6,947 0 0
WALMART INC COMMON STOCK 931142103 201,004 1,275 SH   OTR 7,000 475 800 0
YUM! BRANDS INC COMMON STOCK 988498101 36,062 276 SH   SOLE 7,000 276 0 0
YUM! BRANDS INC COMMON STOCK 988498101 187,236 1,433 SH   OTR 7,000 1,433 0 0
JOHNSON CTLS INTL PLC SHS FOREIGN STOCK G51502105 280,764 4,871 SH   SOLE 7,000 4,871 0 0
JOHNSON CTLS INTL PLC SHS FOREIGN STOCK G51502105 38,330 665 SH   OTR 7,000 665 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 635,974 7,720 SH   SOLE 7,000 7,720 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 152,815 1,855 SH   OTR 7,000 1,055 800 0