SEC FORM 13F-HR

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	July 31, 2015
Estimated average burden
hours per response:		23.8

Report for the Calendar Year or Quarter Ended:

12-31-2023

Check here if Amendment		Amendment Number:
This Amendment (Check only one.):		is a restatement.
		adds new holdings entries.

Institutional Investment Manager Filing this Report:
Name:	FIRST COMMONWEALTH FINANCIAL CORP /PA/
Address:	601 PHILADELPHIA STREET

	INDIANA, PA 15701
Form 13F File Number:	028-05151

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:
Name:	Teresa Ciambotti
Title:	SVP, Controller
Phone:	7244634725
Signature, Place, and Date of Signing:
/s/ Teresa Ciambotti		Indiana, PA	02-14-2024
[Signature]		[City, State]	[Date]

Report Type (Check only one.):
X	13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.)
	13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).)
	13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)

Form 13F Summary Page
	Report Summary:
	Number of Other Included Managers:	1
	Form 13F Information Table Entry Total:	244
	Form 13F Information Table Value Total:	323,046,612
		(thousands)

List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]
	No.	Form 13F File Number	Name
	1	28-11893	First Commonwealth Bank

SEC FORM 13-F Information Table

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	July 31, 2015
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	200,018	570	SH		DFND	1	570	0	0
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	17,545	50	SH		OTR	1	50	0	0
MEDTRONIC PLC	SHS	G5960L103	829,731	10,072	SH		DFND	1	10,072	0	0
ALPS ETF TR	ALERIAN MLP	00162Q452	933,654	21,958	SH		DFND	1	21,958	0	0
AT&T INC	COM	00206R102	136,840	8,155	SH		DFND	1	8,155	0	0
AT&T INC	COM	00206R102	64,921	3,869	SH		OTR	1	3,869	0	0
ABBOTT LABS	COM	002824100	607,476	5,519	SH		DFND	1	5,519	0	0
ABBOTT LABS	COM	002824100	22,014	200	SH		OTR	1	200	0	0
ABBVIE INC	COM	00287Y109	1,043,877	6,736	SH		DFND	1	6,736	0	0
ABBVIE INC	COM	00287Y109	30,994	200	SH		OTR	1	200	0	0
AIR PRODS & CHEMS INC	COM	009158106	664,512	2,427	SH		DFND	1	2,427	0	0
AIR PRODS & CHEMS INC	COM	009158106	8,214	30	SH		OTR	1	30	0	0
ALPHABET INC	CAP STK CL C	02079K107	1,177,047	8,352	SH		DFND	1	8,352	0	0
ALPHABET INC	CAP STK CL A	02079K305	3,252,122	23,281	SH		DFND	1	23,281	0	0
ALPHABET INC	CAP STK CL A	02079K305	76,969	551	SH		OTR	1	551	0	0
AMAZON COM INC	COM	023135106	2,455,806	16,163	SH		DFND	1	16,163	0	0
AMAZON COM INC	COM	023135106	15,194	100	SH		OTR	1	100	0	0
CENCORA INC	COM	03073E105	795,436	3,873	SH		DFND	1	3,873	0	0
AMERIPRISE FINL INC	COM	03076C106	666,981	1,756	SH		DFND	1	1,756	0	0
ANALOG DEVICES INC	COM	032654105	743,408	3,744	SH		DFND	1	3,744	0	0
APPLE INC	COM	037833100	12,914,142	67,076	SH		DFND	1	67,076	0	0
APPLE INC	COM	037833100	429,534	2,231	SH		OTR	1	2,231	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	1,244,743	3,490	SH		DFND	1	3,490	0	0
BLACKROCK INC	COM	09247X101	778,516	959	SH		DFND	1	959	0	0
BOEING CO	COM	097023105	489,258	1,877	SH		DFND	1	1,877	0	0
BOEING CO	COM	097023105	26,066	100	SH		OTR	1	100	0	0
BRISTOL-MYERS SQUIBB CO	COM	110122108	233,306	4,547	SH		DFND	1	4,547	0	0
BRISTOL-MYERS SQUIBB CO	COM	110122108	5,131	100	SH		OTR	1	100	0	0
BROADCOM INC	COM	11135F101	1,852,975	1,660	SH		DFND	1	1,660	0	0
BROADCOM INC	COM	11135F101	78,137	70	SH		OTR	1	70	0	0
CSX CORP	COM	126408103	602,841	17,388	SH		DFND	1	17,388	0	0
CSX CORP	COM	126408103	10,401	300	SH		OTR	1	300	0	0
CVS HEALTH CORP	COM	126650100	818,341	10,364	SH		DFND	1	10,364	0	0
CVS HEALTH CORP	COM	126650100	15,792	200	SH		OTR	1	200	0	0
CANADIAN PACIFIC KANSAS CITY	COM	13646K108	395,300	5,000	SH		OTR	1	5,000	0	0
CATERPILLAR INC	COM	149123101	594,296	2,010	SH		DFND	1	2,010	0	0
CATERPILLAR INC	COM	149123101	29,567	100	SH		OTR	1	100	0	0
CELANESE CORP DEL	COM	150870103	676,947	4,357	SH		DFND	1	4,357	0	0
CHEVRON CORP NEW	COM	166764100	1,255,628	8,418	SH		DFND	1	8,418	0	0
CHEVRON CORP NEW	COM	166764100	47,731	320	SH		OTR	1	320	0	0
CISCO SYS INC	COM	17275R102	1,321,098	26,150	SH		DFND	1	26,150	0	0
CISCO SYS INC	COM	17275R102	27,786	550	SH		OTR	1	550	0	0
COCA COLA CO	COM	191216100	296,594	5,033	SH		DFND	1	5,033	0	0
COHERENT CORP	COM	19247G107	87,060	2,000	SH		DFND	1	2,000	0	0
COHERENT CORP	COM	19247G107	283,902	6,522	SH		OTR	1	6,522	0	0
COMCAST CORP NEW	CL A	20030N101	735,320	16,769	SH		DFND	1	16,769	0	0
COMCAST CORP NEW	CL A	20030N101	91,646	2,090	SH		OTR	1	2,090	0	0
CONOCOPHILLIPS	COM	20825C104	103,302	890	SH		DFND	1	890	0	0
CONOCOPHILLIPS	COM	20825C104	175,497	1,512	SH		OTR	1	1,512	0	0
CUMMINS INC	COM	231021106	304,014	1,269	SH		DFND	1	1,269	0	0
CUMMINS INC	COM	231021106	59,413	248	SH		OTR	1	248	0	0
CURTISS WRIGHT CORP	COM	231561101	451,818	2,028	SH		DFND	1	2,028	0	0
DANAHER CORPORATION	COM	235851102	855,495	3,698	SH		DFND	1	3,698	0	0
DELTA AIR LINES INC DEL	COM NEW	247361702	218,891	5,441	SH		DFND	1	5,441	0	0
DISNEY WALT CO	COM	254687106	300,755	3,331	SH		DFND	1	3,331	0	0
DISNEY WALT CO	COM	254687106	42,887	475	SH		OTR	1	475	0	0
DOVER CORP	COM	260003108	497,882	3,237	SH		DFND	1	3,237	0	0
EDISON INTL	COM	281020107	921,148	12,885	SH		DFND	1	12,885	0	0
EXXON MOBIL CORP	COM	30231G102	363,727	3,638	SH		DFND	1	3,638	0	0
EXXON MOBIL CORP	COM	30231G102	216,156	2,162	SH		OTR	1	2,162	0	0
META PLATFORMS INC	CL A	30303M102	900,828	2,545	SH		DFND	1	2,545	0	0
FEDEX CORP	COM	31428X106	272,195	1,076	SH		DFND	1	1,076	0	0
FEDEX CORP	COM	31428X106	12,648	50	SH		OTR	1	50	0	0
FIDELITY COVINGTON TRUST	ENHANCED INTL	31609A404	209,774	7,916	SH		DFND	1	7,916	0	0
FIFTH THIRD BANCORP	COM	316773100	276,230	8,009	SH		DFND	1	8,009	0	0
FIRST COMWLTH FINL CORP PA	COM	319829107	13,697,873	887,168	SH		DFND	1	409,167	0	478,001
FIRST COMWLTH FINL CORP PA	COM	319829107	181,172	11,734	SH		OTR	1	0	0	11,734
GENERAL ELECTRIC CO	COM NEW	369604301	42,628	334	SH		DFND	1	334	0	0
GENERAL ELECTRIC CO	COM NEW	369604301	171,789	1,346	SH		OTR	1	1,346	0	0
GILEAD SCIENCES INC	COM	375558103	228,691	2,823	SH		DFND	1	2,823	0	0
GILEAD SCIENCES INC	COM	375558103	8,101	100	SH		OTR	1	100	0	0
GOLDMAN SACHS GROUP INC	COM	38141G104	712,517	1,847	SH		DFND	1	1,847	0	0
GOLDMAN SACHS GROUP INC	COM	38141G104	38,577	100	SH		OTR	1	100	0	0
HOME DEPOT INC	COM	437076102	1,210,499	3,493	SH		DFND	1	3,493	0	0
HONEYWELL INTL INC	COM	438516106	291,706	1,391	SH		DFND	1	1,391	0	0
HONEYWELL INTL INC	COM	438516106	62,913	300	SH		OTR	1	300	0	0
HUMANA INC	COM	444859102	807,119	1,763	SH		DFND	1	1,763	0	0
HUMANA INC	COM	444859102	189,533	414	SH		OTR	1	414	0	0
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C318	1,310,755	41,645	SH		DFND	1	41,645	0	0
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C383	393,636	11,051	SH		DFND	1	11,051	0	0
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C383	179,952	5,052	SH		OTR	1	5,052	0	0
INNOVATOR ETFS TR	US EQTY BUFR MAR	45782C391	320,959	8,103	SH		DFND	1	8,103	0	0
INNOVATOR ETFS TR	US EQTY BUFR MAR	45782C391	280,003	7,069	SH		OTR	1	7,069	0	0
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C573	575,457	16,709	SH		DFND	1	16,709	0	0
INNOVATOR ETFS TR	US EQTY BUF NOV	45782C581	541,264	15,505	SH		DFND	1	15,505	0	0
INNOVATOR ETFS TR	US SML CP PWR B	45782C599	274,512	9,975	SH		DFND	1	9,975	0	0
INNOVATOR ETFS TR	INTERNATIONAL DV	45782C631	524,824	18,784	SH		DFND	1	18,784	0	0
INNOVATOR ETFS TR	US EQTY ULTRA B	45782C649	605,236	19,327	SH		DFND	1	19,327	0	0
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C656	2,270,332	65,310	SH		DFND	1	65,310	0	0
INNOVATOR ETFS TR	US EQT ULTRA BF	45782C672	607,176	19,752	SH		DFND	1	19,752	0	0
INNOVATOR ETFS TR	US EQTY PWR BF	45782C680	800,346	23,984	SH		DFND	1	23,984	0	0
INNOVATOR ETFS TR	US EQUT BUFR AUG	45782C698	225,966	6,281	SH		DFND	1	6,281	0	0
INNOVATOR ETFS TR	INTRNL DEV JULY	45782C722	214,479	7,908	SH		DFND	1	7,908	0	0
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C748	557,980	16,716	SH		DFND	1	16,716	0	0
INNOVATOR ETFS TR	US EQTY BUFR JUN	45782C755	1,095,067	30,677	SH		DFND	1	30,677	0	0
INNOVATOR ETFS TR	US EQTY BUF OCT	45782C771	646,603	16,808	SH		DFND	1	16,808	0	0
INNOVATOR ETFS TR	US EQTY BUFR JUL	45782C789	481,626	12,799	SH		DFND	1	12,799	0	0
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C797	965,523	26,731	SH		DFND	1	26,731	0	0
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C813	482,702	13,338	SH		DFND	1	13,338	0	0
INNOVATOR ETFS TR	US EQUITY ACCELE	45783Y301	14,988,316	490,226	SH		DFND	1	490,226	0	0
INNOVATOR ETFS TR	EQUITY DEF PROTN	45783Y541	219,760	8,561	SH		DFND	1	8,561	0	0
INNOVATOR ETFS TR	PREM INC 20 BARR	45783Y582	1,007,817	40,371	SH		DFND	1	40,371	0	0
INNOVATOR ETFS TR	QUITY MANAGD FLR	45783Y673	816,292	29,868	SH		DFND	1	29,868	0	0
INNOVATOR ETFS TR	US EQT ACC 9 BFR	45783Y780	3,714,385	144,192	SH		DFND	1	144,192	0	0
INNOVATOR ETFS TR	US EQTY ACCELRT9	45783Y848	409,429	14,696	SH		DFND	1	14,696	0	0
INNOVATOR ETFS TR	US EQT ACLRTD 9	45783Y889	792,351	25,877	SH		DFND	1	25,877	0	0
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	683,376	5,321	SH		DFND	1	5,321	0	0
INVESCO QQQ TR	UNIT SER 1	46090E103	1,360,015	3,321	SH		DFND	1	3,321	0	0
INTUIT	COM	461202103	710,659	1,137	SH		DFND	1	1,137	0	0
INVESCO DB COMMDY INDX TRCK	UNIT	46138B103	266,331	12,084	SH		DFND	1	12,084	0	0
ISHARES S&P GSCI COMMODITY-	UNIT BEN INT	46428R107	427,799	21,326	SH		DFND	1	21,326	0	0
ISHARES TR	CORE S&P TTL STK	464287150	302,851	2,878	SH		DFND	1	2,878	0	0
ISHARES TR	SELECT DIVID ETF	464287168	3,166,581	27,014	SH		DFND	1	27,014	0	0
ISHARES TR	SELECT DIVID ETF	464287168	90,259	770	SH		OTR	1	770	0	0
ISHARES TR	CORE S&P500 ETF	464287200	80,498,804	168,538	SH		DFND	1	168,538	0	0
ISHARES TR	CORE S&P500 ETF	464287200	338,639	709	SH		OTR	1	709	0	0
ISHARES TR	MSCI EMG MKT ETF	464287234	4,742,488	117,943	SH		DFND	1	117,943	0	0
ISHARES TR	S&P 500 GRWT ETF	464287309	936,046	12,464	SH		DFND	1	12,464	0	0
ISHARES TR	S&P 500 VAL ETF	464287408	4,037,551	23,219	SH		DFND	1	23,219	0	0
ISHARES TR	S&P 500 VAL ETF	464287408	43,994	253	SH		OTR	1	238	15	0
ISHARES TR	MSCI EAFE ETF	464287465	23,267,929	308,798	SH		DFND	1	308,798	0	0
ISHARES TR	MSCI EAFE ETF	464287465	170,893	2,268	SH		OTR	1	2,268	0	0
ISHARES TR	RUS MID CAP ETF	464287499	605,672	7,792	SH		DFND	1	7,792	0	0
ISHARES TR	RUS MID CAP ETF	464287499	48,814	628	SH		OTR	1	628	0	0
ISHARES TR	RUS 1000 VAL ETF	464287598	292,823	1,772	SH		DFND	1	1,772	0	0
ISHARES TR	RUS 1000 GRW ETF	464287614	907,994	2,995	SH		DFND	1	2,995	0	0
ISHARES TR	RUS 2000 VAL ETF	464287630	1,526,117	9,825	SH		DFND	1	9,825	0	0
ISHARES TR	RUS 2000 GRW ETF	464287648	2,784,004	11,038	SH		DFND	1	11,038	0	0
ISHARES TR	RUSSELL 2000 ETF	464287655	16,422,493	81,822	SH		DFND	1	81,822	0	0
ISHARES TR	RUSSELL 2000 ETF	464287655	32,916	164	SH		OTR	1	164	0	0
ISHARES TR	S&P MC 400VL ETF	464287705	364,699	3,198	SH		DFND	1	3,198	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	649,933	6,004	SH		DFND	1	6,004	0	0
ISHARES TR	INTL SEL DIV ETF	464288448	1,465,948	52,374	SH		DFND	1	52,374	0	0
ISHARES TR	INTL SEL DIV ETF	464288448	55,476	1,982	SH		OTR	1	1,982	0	0
ISHARES TR	EAFE VALUE ETF	464288877	971,612	18,649	SH		DFND	1	18,649	0	0
ISHARES TR	EAFE GRWTH ETF	464288885	2,142,903	22,126	SH		DFND	1	22,126	0	0
ISHARES TR	CORE DIV GRWTH	46434V621	373,403	6,938	SH		DFND	1	6,938	0	0
JPMORGAN CHASE & CO	COM	46625H100	2,426,476	14,265	SH		DFND	1	14,265	0	0
JPMORGAN CHASE & CO	COM	46625H100	75,354	443	SH		OTR	1	443	0	0
J P MORGAN EXCHANGE TRADED F	DIV RTN INT EQ	46641Q209	607,080	11,176	SH		DFND	1	11,176	0	0
J P MORGAN EXCHANGE TRADED F	US QUALTY FCTR	46641Q761	2,323,842	48,555	SH		DFND	1	48,555	0	0
J P MORGAN EXCHANGE TRADED F	US QUALTY FCTR	46641Q761	32,209	673	SH		OTR	1	641	32	0
JOHNSON & JOHNSON	COM	478160104	1,262,383	8,054	SH		DFND	1	8,054	0	0
JOHNSON & JOHNSON	COM	478160104	60,344	385	SH		OTR	1	385	0	0
L3HARRIS TECHNOLOGIES INC	COM	502431109	526,971	2,502	SH		DFND	1	2,502	0	0
LAM RESEARCH CORP	COM	512807108	805,191	1,028	SH		DFND	1	1,028	0	0
ELI LILLY & CO	COM	532457108	339,259	582	SH		DFND	1	582	0	0
ELI LILLY & CO	COM	532457108	78,694	135	SH		OTR	1	135	0	0
LOCKHEED MARTIN CORP	COM	539830109	598,730	1,321	SH		DFND	1	1,321	0	0
LOCKHEED MARTIN CORP	COM	539830109	11,331	25	SH		OTR	1	25	0	0
LOWES COS INC	COM	548661107	155,562	699	SH		DFND	1	699	0	0
LOWES COS INC	COM	548661107	104,598	470	SH		OTR	1	470	0	0
MASCO CORP	COM	574599106	206,164	3,078	SH		DFND	1	3,078	0	0
MASTERCARD INCORPORATED	CL A	57636Q104	659,810	1,547	SH		DFND	1	1,547	0	0
MCDONALDS CORP	COM	580135101	1,546,892	5,217	SH		DFND	1	5,217	0	0
MCDONALDS CORP	COM	580135101	139,656	471	SH		OTR	1	471	0	0
MERCK & CO INC	COM	58933Y105	878,919	8,062	SH		DFND	1	8,062	0	0
MERCK & CO INC	COM	58933Y105	16,353	150	SH		OTR	1	150	0	0
METLIFE INC	COM	59156R108	995,190	15,049	SH		DFND	1	15,049	0	0
METLIFE INC	COM	59156R108	13,226	200	SH		OTR	1	200	0	0
MICROSOFT CORP	COM	594918104	6,020,400	16,010	SH		DFND	1	16,010	0	0
MICROSOFT CORP	COM	594918104	641,148	1,705	SH		OTR	1	1,705	0	0
MICROCHIP TECHNOLOGY INC.	COM	595017104	716,209	7,942	SH		DFND	1	7,942	0	0
MID-AMER APT CMNTYS INC	COM	59522J103	534,075	3,972	SH		DFND	1	3,972	0	0
MONDELEZ INTL INC	CL A	609207105	638,035	8,809	SH		DFND	1	8,809	0	0
MOTOROLA SOLUTIONS INC	COM NEW	620076307	684,414	2,186	SH		DFND	1	2,186	0	0
NETFLIX INC	COM	64110L106	742,978	1,526	SH		DFND	1	1,526	0	0
NEXTERA ENERGY INC	COM	65339F101	283,534	4,668	SH		DFND	1	4,668	0	0
NEXTERA ENERGY INC	COM	65339F101	48,592	800	SH		OTR	1	800	0	0
NORFOLK SOUTHN CORP	COM	655844108	118,190	500	SH		DFND	1	500	0	0
NORFOLK SOUTHN CORP	COM	655844108	1,613,293	6,825	SH		OTR	1	6,825	0	0
NVIDIA CORPORATION	COM	67066G104	1,191,004	2,405	SH		DFND	1	2,405	0	0
ORACLE CORP	COM	68389X105	828,890	7,862	SH		DFND	1	7,862	0	0
ORACLE CORP	COM	68389X105	67,369	639	SH		OTR	1	639	0	0
PNC FINL SVCS GROUP INC	COM	693475105	1,039,817	6,715	SH		DFND	1	6,715	0	0
PNC FINL SVCS GROUP INC	COM	693475105	139,674	902	SH		OTR	1	902	0	0
PPG INDS INC	COM	693506107	175,721	1,175	SH		DFND	1	1,175	0	0
PPG INDS INC	COM	693506107	53,838	360	SH		OTR	1	360	0	0
PEPSICO INC	COM	713448108	918,155	5,406	SH		DFND	1	5,406	0	0
PEPSICO INC	COM	713448108	65,388	385	SH		OTR	1	385	0	0
PFIZER INC	COM	717081103	174,093	6,047	SH		DFND	1	6,047	0	0
PFIZER INC	COM	717081103	59,883	2,080	SH		OTR	1	2,080	0	0
PHILIP MORRIS INTL INC	COM	718172109	618,293	6,572	SH		DFND	1	6,572	0	0
PHILIP MORRIS INTL INC	COM	718172109	46,757	497	SH		OTR	1	497	0	0
PRICE T ROWE GROUP INC	COM	74144T108	180,165	1,673	SH		DFND	1	1,673	0	0
PRICE T ROWE GROUP INC	COM	74144T108	21,538	200	SH		OTR	1	200	0	0
PROCTER AND GAMBLE CO	COM	742718109	1,521,085	10,380	SH		DFND	1	10,380	0	0
PROCTER AND GAMBLE CO	COM	742718109	73,270	500	SH		OTR	1	500	0	0
PROSHARES TR	S&P 500 DV ARIST	74348A467	2,089,068	21,944	SH		DFND	1	21,944	0	0
PROSHARES TR	S&P 500 DV ARIST	74348A467	135,469	1,423	SH		OTR	1	1,423	0	0
QUALCOMM INC	COM	747525103	1,354,749	9,367	SH		DFND	1	9,367	0	0
QUALCOMM INC	COM	747525103	64,504	446	SH		OTR	1	446	0	0
RPM INTL INC	COM	749685103	334,890	3,000	SH		DFND	1	3,000	0	0
RTX CORPORATION	COM	75513E101	808,332	9,607	SH		DFND	1	9,607	0	0
RTX CORPORATION	COM	75513E101	6,310	75	SH		OTR	1	75	0	0
REALTY INCOME CORP	COM	756109104	585,684	10,200	SH		DFND	1	10,200	0	0
REGAL REXNORD CORPORATION	COM	758750103	492,610	3,328	SH		DFND	1	3,328	0	0
REPUBLIC SVCS INC	COM	760759100	557,560	3,381	SH		DFND	1	3,381	0	0
ROCKWELL AUTOMATION INC	COM	773903109	1,136,356	3,660	SH		DFND	1	3,660	0	0
ROPER TECHNOLOGIES INC	COM	776696106	661,836	1,214	SH		DFND	1	1,214	0	0
S & T BANCORP INC	COM	783859101	7,613,243	227,805	SH		DFND	1	31,282	0	196,523
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,689,251	3,554	SH		DFND	1	3,554	0	0
SPDR GOLD TR	GOLD SHS	78463V107	1,129,241	5,907	SH		DFND	1	5,907	0	0
SPDR INDEX SHS FDS	MSCI ACWI EXUS	78463X848	347,869	12,865	SH		DFND	1	12,865	0	0
SPDR INDEX SHS FDS	MSCI ACWI EXUS	78463X848	27,770	1,027	SH		OTR	1	1,027	0	0
SPDR SER TR	S&P DIVID ETF	78464A763	749,445	5,997	SH		DFND	1	5,997	0	0
SCHLUMBERGER LTD	COM STK	806857108	719,192	13,820	SH		DFND	1	13,820	0	0
SCHWAB CHARLES CORP	COM	808513105	689,582	10,023	SH		DFND	1	10,023	0	0
SCHWAB CHARLES CORP	COM	808513105	139,526	2,028	SH		OTR	1	2,028	0	0
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	255,166	1,871	SH		DFND	1	1,871	0	0
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	428,268	2,225	SH		DFND	1	2,225	0	0
SMILEDIRECTCLUB INC	CL A COM	83192H106	90	15,000	SH		DFND	1	15,000	0	0
STARBUCKS CORP	COM	855244109	467,472	4,869	SH		DFND	1	4,869	0	0
STATE STR CORP	COM	857477103	739,975	9,553	SH		DFND	1	9,553	0	0
STATE STR CORP	COM	857477103	26,878	347	SH		OTR	1	347	0	0
STRYKER CORPORATION	COM	863667101	807,044	2,695	SH		DFND	1	2,695	0	0
TJX COS INC NEW	COM	872540109	977,687	10,422	SH		DFND	1	10,422	0	0
TJX COS INC NEW	COM	872540109	37,148	396	SH		OTR	1	396	0	0
TARGET CORP	COM	87612E106	448,195	3,147	SH		DFND	1	3,147	0	0
TARGET CORP	COM	87612E106	70,640	496	SH		OTR	1	496	0	0
TESLA INC	COM	88160R101	885,582	3,564	SH		DFND	1	3,564	0	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	1,198,523	2,258	SH		DFND	1	2,258	0	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	117,304	221	SH		OTR	1	221	0	0
UNITED PARCEL SERVICE INC	CL B	911312106	648,259	4,123	SH		DFND	1	4,123	0	0
UNITED PARCEL SERVICE INC	CL B	911312106	15,723	100	SH		OTR	1	100	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	901,843	1,713	SH		DFND	1	1,713	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	26,323	50	SH		OTR	1	50	0	0
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	425,437	1,697	SH		DFND	1	1,697	0	0
VANGUARD WORLD FDS	UTILITIES ETF	92204A876	470,698	3,434	SH		DFND	1	3,434	0	0
VANGUARD SCOTTSDALE FDS	VNG RUS2000IDX	92206C664	351,649	4,336	SH		DFND	1	4,336	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	702,108	7,946	SH		DFND	1	7,946	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	17,672	200	SH		OTR	1	200	0	0
VANGUARD INDEX FDS	GROWTH ETF	922908736	1,650,772	5,310	SH		DFND	1	5,310	0	0
VANGUARD INDEX FDS	VALUE ETF	922908744	3,773,081	25,238	SH		DFND	1	25,238	0	0
VERIZON COMMUNICATIONS INC	COM	92343V104	221,562	5,877	SH		DFND	1	5,877	0	0
VERIZON COMMUNICATIONS INC	COM	92343V104	94,287	2,501	SH		OTR	1	2,501	0	0
VISA INC	COM CL A	92826C839	1,305,134	5,013	SH		DFND	1	5,013	0	0
WALMART INC	COM	931142103	1,353,425	8,585	SH		DFND	1	8,585	0	0
WALMART INC	COM	931142103	54,704	347	SH		OTR	1	347	0	0
WEBSTER FINL CORP	COM	947890109	205,984	4,058	SH		DFND	1	4,058	0	0
WILLIAMS COS INC	COM	969457100	792,243	22,746	SH		DFND	1	22,746	0	0
XCEL ENERGY INC	COM	98389B100	324,656	5,244	SH		DFND	1	5,244	0	0
XCEL ENERGY INC	COM	98389B100	26,311	425	SH		OTR	1	425	0	0
ZOETIS INC	CL A	98978V103	909,875	4,610	SH		DFND	1	4,610	0	0