The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE

OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8

Report for the Calendar Year or Quarter Ended: 12-31-2023
Check here if Amendment    Amendment Number:
This Amendment (Check only one.):    is a restatement.
   adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: First Bancorp, Inc /ME/
Address: P.O. Box 940
Damariscotta, ME  04543
Form 13F File Number: 028-21186

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:
Name: Peter Nicholson
Title: EVP, Chief Fiduciary Officer
Phone: 207-563-3195
Signature, Place, and Date of Signing:
Peter Nicholson Bar HarborME 01-23-2024
[Signature] [City, State] [Date]
Report Type (Check only one.):
X 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.)
   13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).)
   13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)
Form 13F Summary Page
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 219
Form 13F Information Table Value Total: 126,527,348
(thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]
NONE

SEC FORM 13-F Information Table

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 417,103 24,857 SH   SOLE   23,262 0 1,595
AT&T INC COMMON STOCK 00206R102 102,627 6,116 SH   OTR   4,350 0 1,766
ABBOTT LABORATORIES COMMON STOCK 002824100 445,676 4,049 SH   SOLE   3,974 0 75
ABBOTT LABORATORIES COMMON STOCK 002824100 71,546 650 SH   OTR   250 0 400
ABBVIE INC COMMON STOCK 00287Y109 277,861 1,793 SH   SOLE   1,793 0 0
ABBVIE INC COMMON STOCK 00287Y109 61,988 400 SH   OTR   0 0 400
ADOBE INC COMMON STOCK 00724F101 187,929 315 SH   SOLE   315 0 0
ADOBE INC COMMON STOCK 00724F101 89,490 150 SH   OTR   150 0 0
ADVANCED MICRO DEVICES COMMON STOCK 007903107 406,851 2,760 SH   SOLE   2,760 0 0
ADVANCED MICRO DEVICES COMMON STOCK 007903107 47,172 320 SH   OTR   320 0 0
ALPHABET INC COMMON STOCK 02079K107 652,508 4,630 SH   SOLE   4,630 0 0
ALPHABET INC COMMON STOCK 02079K107 145,579 1,033 SH   OTR   1,033 0 0
ALPHABET INC COMMON STOCK 02079K305 1,087,764 7,787 SH   SOLE   7,027 0 760
ALPHABET INC COMMON STOCK 02079K305 216,518 1,550 SH   OTR   1,550 0 0
AMAZON.COM INC COMMON STOCK 023135106 1,520,463 10,007 SH   SOLE   9,947 0 60
AMAZON.COM INC COMMON STOCK 023135106 158,018 1,040 SH   OTR   1,040 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 276,702 1,477 SH   SOLE   1,477 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 79,620 425 SH   OTR   425 0 0
AMGEN INC COMMON STOCK 031162100 208,816 725 SH   SOLE   725 0 0
AMGEN INC COMMON STOCK 031162100 10,081 35 SH   OTR   35 0 0
ANALOG DEVICES INC COMMON STOCK 032654105 219,011 1,103 SH   SOLE   506 0 597
ELEVANCE HEALTH INC COMMON STOCK 036752103 265,489 563 SH   SOLE   563 0 0
ELEVANCE HEALTH INC COMMON STOCK 036752103 14,147 30 SH   OTR   30 0 0
APPLE INC COMMON STOCK 037833100 5,002,700 25,984 SH   SOLE   24,730 0 1,254
APPLE INC COMMON STOCK 037833100 18,290 95 SH   DFND   95 0 0
APPLE INC COMMON STOCK 037833100 797,076 4,140 SH   OTR   3,440 0 700
BP PLC FOREIGN STOCK 055622104 155,512 4,393 SH   SOLE   4,393 0 0
BP PLC FOREIGN STOCK 055622104 50,268 1,420 SH   OTR   1,420 0 0
BAR HARBOR BANKSHARES COMMON STOCK 066849100 95,626 3,257 SH   SOLE   3,157 0 100
BAR HARBOR BANKSHARES COMMON STOCK 066849100 113,594 3,869 SH   OTR   3,869 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 903,775 2,534 SH   SOLE   2,500 0 34
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 92,732 260 SH   OTR   260 0 0
BLACKROCK INC COMMON STOCK 09247X101 257,341 317 SH   SOLE   317 0 0
BLACKROCK INC COMMON STOCK 09247X101 32,472 40 SH   OTR   40 0 0
BOOKING HOLDINGS INC COMMON STOCK 09857L108 251,853 71 SH   SOLE   71 0 0
BOOKING HOLDINGS INC COMMON STOCK 09857L108 67,397 19 SH   OTR   19 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 181,741 3,542 SH   SOLE   2,809 0 733
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 80,866 1,576 SH   OTR   882 0 694
THE CIGNA GROUP COMMON STOCK 125523100 500,981 1,673 SH   SOLE   1,468 0 205
THE CIGNA GROUP COMMON STOCK 125523100 89,835 300 SH   OTR   300 0 0
CVS HEALTH CORP COMMON STOCK 126650100 167,632 2,123 SH   SOLE   2,063 0 60
CVS HEALTH CORP COMMON STOCK 126650100 108,175 1,370 SH   OTR   1,370 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 65,631 440 SH   SOLE   440 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 143,492 962 SH   OTR   687 0 275
CISCO SYSTEMS INC COMMON STOCK 17275R102 332,774 6,587 SH   SOLE   6,587 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 153,531 3,039 SH   OTR   2,176 0 863
CITIGROUP INC COMMON STOCK 172967424 372,014 7,232 SH   SOLE   7,150 0 82
CITIGROUP INC COMMON STOCK 172967424 26,080 507 SH   OTR   507 0 0
COCA COLA CO COMMON STOCK 191216100 268,900 4,563 SH   SOLE   4,563 0 0
COCA COLA CO COMMON STOCK 191216100 159,996 2,715 SH   OTR   1,030 0 1,685
COLGATE PALMOLIVE CO COMMON STOCK 194162103 312,303 3,918 SH   SOLE   3,918 0 0
COLGATE PALMOLIVE CO COMMON STOCK 194162103 66,957 840 SH   OTR   840 0 0
COMCAST CORPORATION COMMON STOCK 20030N101 262,706 5,991 SH   SOLE   4,657 0 1,334
COMCAST CORPORATION COMMON STOCK 20030N101 49,331 1,125 SH   OTR   1,125 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 325,461 2,804 SH   SOLE   2,804 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 128,257 1,105 SH   OTR   895 0 210
CROWDSTRIKE HOLDINGS INC COMMON STOCK 22788C105 488,938 1,915 SH   SOLE   1,915 0 0
DEERE & CO COMMON STOCK 244199105 129,958 325 SH   SOLE   325 0 0
DEERE & CO COMMON STOCK 244199105 85,172 213 SH   OTR   213 0 0
DISNEY WALT CO COMMON STOCK 254687106 322,970 3,577 SH   SOLE   3,577 0 0
DISNEY WALT CO COMMON STOCK 254687106 1,806 20 SH   DFND   20 0 0
DISNEY WALT CO COMMON STOCK 254687106 34,762 385 SH   OTR   230 0 155
EMERSON ELECTRIC CO COMMON STOCK 291011104 381,730 3,922 SH   SOLE   3,922 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 50,125 515 SH   OTR   375 0 140
EXXON MOBIL CORP COMMON STOCK 30231G102 1,220,558 12,208 SH   SOLE   12,108 0 100
EXXON MOBIL CORP COMMON STOCK 30231G102 822,637 8,228 SH   OTR   4,828 0 3,400
META PLATFORMS INC COMMON STOCK 30303M102 160,343 453 SH   SOLE   453 0 0
META PLATFORMS INC COMMON STOCK 30303M102 69,376 196 SH   OTR   196 0 0
FEDEX CORP COMMON STOCK 31428X106 307,866 1,217 SH   SOLE   1,048 0 169
FEDEX CORP COMMON STOCK 31428X106 5,059 20 SH   DFND   20 0 0
FEDEX CORP COMMON STOCK 31428X106 32,887 130 SH   OTR   130 0 0
FIRST BANCORP INC COMMON STOCK 31866P102 12,427,527 440,380 SH   SOLE   427,780 0 12,600
FIRST BANCORP INC COMMON STOCK 31866P102 8,080,063 286,324 SH   OTR   286,324 0 0
FORD MOTOR CO COMMON STOCK 345370860 206,682 16,955 SH   SOLE   15,705 0 1,250
GENERAL ELECTRIC CO COMMON STOCK 369604301 671,212 5,259 SH   SOLE   5,259 0 0
GENERAL ELECTRIC CO COMMON STOCK 369604301 5,105 40 SH   OTR   40 0 0
HOME DEPOT INC COMMON STOCK 437076102 208,276 601 SH   SOLE   561 0 40
HOME DEPOT INC COMMON STOCK 437076102 168,077 485 SH   OTR   75 0 410
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 437,876 2,088 SH   SOLE   2,088 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 53,896 257 SH   OTR   257 0 0
IDEXX LABS INC COMMON STOCK 45168D104 702,694 1,266 SH   SOLE   1,266 0 0
IDEXX LABS INC COMMON STOCK 45168D104 35,523 64 SH   OTR   64 0 0
INTEL CORP COMMON STOCK 458140100 306,928 6,108 SH   SOLE   5,548 0 560
INTEL CORP COMMON STOCK 458140100 51,958 1,034 SH   OTR   262 0 772
INTERNATIONAL BUSINESS MACHINES COMMON STOCK 459200101 407,570 2,492 SH   SOLE   2,176 0 316
INTERNATIONAL BUSINESS MACHINES COMMON STOCK 459200101 99,767 610 SH   OTR   410 0 200
INVESCO ETF-EQUITY 46090E103 246,941 603 SH   SOLE   603 0 0
INVESCO ETF-EQUITY 46090E103 61,428 150 SH   OTR   150 0 0
ISHARES ETF-EQUITY 464287200 2,328,924 4,876 SH   SOLE   4,876 0 0
ISHARES ETF-EQUITY 464287200 119,408 250 SH   DFND   250 0 0
ISHARES ETF-EQUITY 464287200 867,853 1,817 SH   OTR   1,817 0 0
ISHARES ETF-EQUITY 464287234 230,324 5,728 SH   SOLE   5,378 0 350
ISHARES ETF-EQUITY 464287234 55,691 1,385 SH   OTR   935 0 450
ISHARES ETF-EQUITY 464287465 1,207,184 16,021 SH   SOLE   14,538 0 1,483
ISHARES ETF-EQUITY 464287465 203,445 2,700 SH   OTR   2,700 0 0
ISHARES ETF-EQUITY 464287473 348,870 3,000 SH   SOLE   3,000 0 0
ISHARES ETF-EQUITY 464287507 149,108 538 SH   SOLE   538 0 0
ISHARES ETF-EQUITY 464287507 41,573 150 SH   DFND   150 0 0
ISHARES ETF-EQUITY 464287507 151,601 547 SH   OTR   547 0 0
ISHARES ETF-EQUITY 464287630 931,980 6,000 SH   SOLE   6,000 0 0
ISHARES ETF-EQUITY 464287648 570,017 2,260 SH   SOLE   2,260 0 0
ISHARES ETF-EQUITY 464287721 229,543 1,870 SH   SOLE   1,870 0 0
ISHARES ETF-EQUITY 464287804 739,456 6,831 SH   SOLE   6,831 0 0
ISHARES ETF-EQUITY 464287804 113,446 1,048 SH   OTR   1,048 0 0
ISHARES ETF-EQUITY 464288695 360,374 4,130 SH   SOLE   3,330 0 800
ISHARES ETF-EQUITY 464288695 42,233 484 SH   OTR   484 0 0
ISHARES ETF-EQUITY 46434V621 1,105,678 20,544 SH   SOLE   20,544 0 0
JPMORGAN COMMON STOCK 46625H100 828,902 4,873 SH   SOLE   4,465 0 408
JPMORGAN COMMON STOCK 46625H100 109,545 644 SH   OTR   644 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 984,486 6,281 SH   SOLE   6,081 0 200
JOHNSON & JOHNSON COMMON STOCK 478160104 272,727 1,740 SH   OTR   1,262 0 478
KIMBERLY-CLARK CORP COMMON STOCK 494368103 201,950 1,662 SH   SOLE   1,662 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103 11,543 95 SH   OTR   0 0 95
ELI LILLY & CO COMMON STOCK 532457108 317,691 545 SH   SOLE   413 0 132
ELI LILLY & CO COMMON STOCK 532457108 96,182 165 SH   OTR   165 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 146,397 323 SH   SOLE   323 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109 70,252 155 SH   OTR   155 0 0
MASTERCARD INCORPORATED COMMON STOCK 57636Q104 234,155 549 SH   SOLE   482 0 67
MASTERCARD INCORPORATED COMMON STOCK 57636Q104 68,243 160 SH   OTR   160 0 0
MCDONALDS CORP COMMON STOCK 580135101 515,634 1,739 SH   SOLE   1,714 0 25
MCDONALDS CORP COMMON STOCK 580135101 22,239 75 SH   OTR   75 0 0
MCKESSON CORP COMMON STOCK 58155Q103 192,137 415 SH   SOLE   415 0 0
MCKESSON CORP COMMON STOCK 58155Q103 129,634 280 SH   OTR   280 0 0
MERCK & CO INC COMMON STOCK 58933Y105 301,768 2,768 SH   SOLE   2,578 0 190
MERCK & CO INC COMMON STOCK 58933Y105 162,767 1,493 SH   OTR   1,163 0 330
MICROSOFT CORP COMMON STOCK 594918104 3,198,974 8,507 SH   SOLE   8,477 0 30
MICROSOFT CORP COMMON STOCK 594918104 1,042,008 2,771 SH   OTR   1,252 0 1,519
NEXTERA ENERGY INC COMMON STOCK 65339F101 372,155 6,127 SH   SOLE   6,127 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 108,117 1,780 SH   OTR   980 0 800
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 421,467 1,783 SH   SOLE   1,723 0 60
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 27,420 116 SH   OTR   116 0 0
NVIDIA CORPORATION COMMON STOCK 67066G104 371,415 750 SH   SOLE   750 0 0
NVIDIA CORPORATION COMMON STOCK 67066G104 51,999 105 SH   OTR   105 0 0
PALO ALTO NETWORKS INC COMMON STOCK 697435105 282,496 958 SH   SOLE   958 0 0
PEPSICO INC COMMON STOCK 713448108 634,013 3,733 SH   SOLE   3,378 0 355
PEPSICO INC COMMON STOCK 713448108 99,356 585 SH   OTR   585 0 0
PFIZER INC COMMON STOCK 717081103 358,639 12,457 SH   SOLE   12,157 0 300
PFIZER INC COMMON STOCK 717081103 37,456 1,301 SH   OTR   1,301 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 208,669 2,218 SH   SOLE   2,218 0 0
PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 33,869 360 SH   OTR   360 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 947,969 6,469 SH   SOLE   5,850 0 619
PROCTER & GAMBLE CO COMMON STOCK 742718109 305,097 2,082 SH   OTR   1,023 0 1,059
QUALCOMM INC COMMON STOCK 747525103 282,464 1,953 SH   SOLE   1,588 0 365
QUALCOMM INC COMMON STOCK 747525103 91,117 630 SH   OTR   630 0 0
RTX CORPORATION COMMON STOCK 75513E101 248,971 2,959 SH   SOLE   2,789 0 170
RTX CORPORATION COMMON STOCK 75513E101 101,809 1,210 SH   OTR   510 0 700
SPDR S&P 500 ETF-EQUITY 78462F103 697,755 1,468 SH   SOLE   1,468 0 0
SPDR S&P 500 ETF-EQUITY 78462F103 66,543 140 SH   OTR   140 0 0
SPDR ETF-EQUITY 78464A698 258,165 4,924 SH   SOLE   4,279 0 645
SPDR ETF-EQUITY 78464A698 28,574 545 SH   OTR   0 0 545
SALESFORCE INC COMMON STOCK 79466L302 668,904 2,542 SH   SOLE   1,973 0 569
SALESFORCE INC COMMON STOCK 79466L302 209,986 798 SH   OTR   798 0 0
SPDR ETF-EQUITY 81369Y100 386,641 4,520 SH   SOLE   4,520 0 0
SPDR ETF-EQUITY 81369Y209 2,053,883 15,060 SH   SOLE   15,060 0 0
SPDR ETF-EQUITY 81369Y605 1,862,591 49,537 SH   SOLE   49,537 0 0
SPDR ETF-EQUITY 81369Y605 67,868 1,805 SH   OTR   1,805 0 0
SPDR ETF-EQUITY 81369Y704 1,027,163 9,011 SH   SOLE   9,011 0 0
SIMON PROPERTY GROUP INC COMMON STOCK 828806109 181,581 1,273 SH   SOLE   1,250 0 23
SIMON PROPERTY GROUP INC COMMON STOCK 828806109 36,373 255 SH   OTR   255 0 0
SUBURBAN PROPANE PARTNERS, L.P. COMMON STOCK 864482104 54,079 3,045 SH   SOLE   3,045 0 0
SUBURBAN PROPANE PARTNERS, L.P. COMMON STOCK 864482104 143,856 8,100 SH   OTR   8,100 0 0
US BANCORP COMMON STOCK 902973304 508,583 11,751 SH   SOLE   10,351 0 1,400
UNION PACIFIC CORP COMMON STOCK 907818108 257,901 1,050 SH   SOLE   1,050 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 22,105 90 SH   OTR   90 0 0
VANGUARD ETF-EQUITY 921908844 947,083 5,558 SH   SOLE   5,208 0 350
VANGUARD ETF-EQUITY 921908844 23,004 135 SH   OTR   0 0 135
VANGUARD ETF-EQUITY 921932505 1,384,279 5,112 SH   SOLE   5,112 0 0
VANGUARD ETF-EQUITY 921932505 192,261 710 SH   OTR   710 0 0
VANGUARD ETF-EQUITY 921932703 1,925,327 11,463 SH   SOLE   11,463 0 0
VANGUARD ETF-EQUITY 921932703 273,943 1,631 SH   OTR   1,631 0 0
VANGUARD ETF-EQUITY 921932885 1,167,107 12,420 SH   SOLE   12,420 0 0
VANGUARD ETF-EQUITY 921943858 6,898,947 144,028 SH   SOLE   143,083 0 945
VANGUARD ETF-EQUITY 921943858 66,150 1,381 SH   DFND   1,381 0 0
VANGUARD ETF-EQUITY 921943858 1,631,479 34,060 SH   OTR   27,734 0 6,326
VANGUARD ETF-EQUITY 922042858 1,851,845 45,057 SH   SOLE   42,982 0 2,075
VANGUARD ETF-EQUITY 922042858 19,276 469 SH   DFND   469 0 0
VANGUARD ETF-EQUITY 922042858 642,764 15,639 SH   OTR   15,015 0 624
VANGUARD ETF-EQUITY 92204A108 1,289,769 4,235 SH   SOLE   4,235 0 0
VANGUARD ETF-EQUITY 92204A207 693,185 3,630 SH   SOLE   3,630 0 0
VANGUARD ETF-EQUITY 92204A207 21,960 115 SH   OTR   115 0 0
VANGUARD ETF-EQUITY 92204A306 760,561 6,485 SH   SOLE   6,485 0 0
VANGUARD ETF-EQUITY 92204A306 145,661 1,242 SH   OTR   1,242 0 0
VANGUARD ETF-EQUITY 92204A504 313,376 1,250 SH   SOLE   1,250 0 0
VANGUARD ETF-EQUITY 92204A702 4,799,828 9,917 SH   SOLE   9,917 0 0
VANGUARD ETF-EQUITY 92204A702 29,524 61 SH   OTR   61 0 0
VANGUARD ETF-EQUITY 92204A876 837,088 6,107 SH   SOLE   5,612 0 495
VANGUARD ETF-EQUITY 92204A876 28,099 205 SH   OTR   205 0 0
VANGUARD ETF-EQUITY 92204A884 1,599,991 13,591 SH   SOLE   12,991 0 600
VANGUARD ETF-EQUITY 92204A884 54,152 460 SH   OTR   460 0 0
VANGUARD ETF-FIXED INCOM 92206C102 406,269 6,965 SH   SOLE   6,965 0 0
VANGUARD ETF-FIXED INCOM 92206C102 99,161 1,700 SH   OTR   1,700 0 0
VANGUARD ETF-EQUITY 92206C664 646,773 7,975 SH   SOLE   7,875 0 100
VANGUARD ETF-EQUITY 922908512 456,782 3,150 SH   SOLE   3,150 0 0
VANGUARD ETF-EQUITY 922908553 558,081 6,316 SH   SOLE   5,861 0 455
VANGUARD ETF-EQUITY 922908553 238,130 2,695 SH   OTR   2,695 0 0
VANGUARD ETF-EQUITY 922908629 6,165,891 26,504 SH   SOLE   25,863 0 641
VANGUARD ETF-EQUITY 922908629 1,698,970 7,303 SH   OTR   7,303 0 0
VANGUARD ETF-EQUITY 922908736 249,015 801 SH   SOLE   658 0 143
VANGUARD ETF-EQUITY 922908736 357,512 1,150 SH   OTR   1,150 0 0
VANGUARD ETF-EQUITY 922908744 1,021,684 6,834 SH   SOLE   6,834 0 0
VANGUARD ETF-EQUITY 922908744 180,895 1,210 SH   OTR   1,210 0 0
VANGUARD ETF-EQUITY 922908751 3,069,391 14,388 SH   SOLE   13,697 0 691
VANGUARD ETF-EQUITY 922908751 21,973 103 SH   DFND   103 0 0
VANGUARD ETF-EQUITY 922908751 857,800 4,021 SH   OTR   4,021 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 568,521 15,080 SH   SOLE   13,379 0 1,701
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 95,683 2,538 SH   OTR   1,294 0 1,244
VISA INC COMMON STOCK 92826C839 929,971 3,572 SH   SOLE   3,572 0 0
VISA INC COMMON STOCK 92826C839 221,037 849 SH   OTR   849 0 0
WALMART INC COMMON STOCK 931142103 205,418 1,303 SH   SOLE   1,303 0 0
WALMART INC COMMON STOCK 931142103 229,382 1,455 SH   OTR   485 0 970
WARNER BROS DISCOVERY INC COMMON STOCK 934423104 119,160 10,471 SH   SOLE   8,733 0 1,738
WARNER BROS DISCOVERY INC COMMON STOCK 934423104 2,538 223 SH   OTR   223 0 0
WELLS FARGO & CO COMMON STOCK 949746101 370,331 7,524 SH   SOLE   6,394 0 1,130
WELLS FARGO & CO COMMON STOCK 949746101 47,743 970 SH   OTR   580 0 390
ZIMMER BIOMET HOLDINGS INC COMMON STOCK 98956P102 227,580 1,870 SH   SOLE   1,870 0 0
EATON CORP PLC FOREIGN STOCK G29183103 482,362 2,003 SH   SOLE   1,548 0 455
EATON CORP PLC FOREIGN STOCK G29183103 61,409 255 SH   OTR   255 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 143,342 1,740 SH   SOLE   1,740 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103 92,926 1,128 SH   OTR   600 0 528