EXHIBIT 99.2 Confidential Investor Presentation Subordinated Debt Offering June 2020 A Return to Better BankingEXHIBIT 99.2 Confidential Investor Presentation Subordinated Debt Offering June 2020 A Return to Better Banking

Offering Disclaimer This Confidential Subordinated Note Issuance Investor Presentation (this “Confidential Investor Presentation”) is confidential and does not constitute or form part of any offer to sell, or a solicitation of an offer to purchase, any securities of Parke Bancorp, Inc. or any of its affiliates or subsidiaries (collectively, the “Company”). The information in this Confidential Investor Presentation may not be reproduced or redistributed, passed on or divulged, directly or indirectly, to any other person. The Company reserves the right to request the return of this Confidential Investor Presentation at any time. This Confidential Investor Presentation is for informational purposes only and is being furnished on a confidential basis to a limited number of institutional accredited investors and qualified institutional buyers. Any such offering may be made only by a purchase agreement and the information contained herein will be superseded in its entirety by such purchase agreement. This Confidential Investor Presentation does not contain all the information you should consider before investing in securities of the Company and should not be construed as investment, legal, regulatory or tax advice. It does not purport to contain all of the information that may be relevant. In addition, the financial information presented in this Confidential Investor Presentation has not been audited and is derived from Company records including the Company's FR Y-9SP. Each potential investor should review the purchase agreement, make such investigations as it deems necessary to arrive at an independent evaluation of an investment in the securities mentioned in this Confidential Investor Presentation and should consult its own legal counsel and financial, accounting, regulatory and tax advisors to determine the consequences of such an investment prior to making an investment decision and should not rely on any information set forth in this Confidential Investor Presentation. The securities referenced in this Confidential Investor Presentation have not been registered under the Securities Act of 1933, as amended, or any state securities laws, and may not be offered or sold absent registration or an exemption from registration under applicable law. Such securities have not been approved or disapproved by the Securities and Exchange Commission, any state securities commission or any regulatory authority, nor have any of the foregoing authorities passed upon or endorsed the merits of any proposed offering of these securities or the accuracy or adequacy of this Confidential Investor Presentation. Any representation to the contrary is a criminal offense. The securities referenced in this Confidential Investor Presentation are not savings accounts, deposits or other obligations of any bank or savings association and are not insured by the Federal Deposit Insurance Corporation or any other governmental agency. This Confidential Investor Presentation contains forward-looking statements. Words or phrases such as “may,” “should,” “could,” “predict,” “potential,” “believe,” “will likely result,” “expect,” “continue,” “will,” “anticipate,” “seek,” “estimate,” “intend,” “plan,” “projection,” “would” and “outlook,” or the negative version of those words or other comparable words are intended to identify forward-looking statements but are not the exclusive means of identifying such statements. These forward-looking statements are not historical facts, and are based on current expectations, estimates and projections about the Company’s business based on the beliefs of and certain assumptions made by the Company’s management, many of which assumptions, by their nature, are inherently uncertain and beyond the Company’s control. Accordingly, you are cautioned that any such forward-looking statements are not guarantees of future performance and are subject to certain risks, uncertainties and assumptions that are difficult to predict. Although the Company believes that the expectations reflected in such forward-looking statements are reasonable as of the date made, they may prove to be materially different from the results expressed or implied by such forward-looking statements. Important factors that could cause our actual results and financial condition to differ materially from those indicated in the forward-looking statements include, among others, the following: economic risks associated with COVID-19; the effect of any changes in federal government enforcement of federal laws affecting the medical use cannabis industry; government actions taken in response to COVID-19; competition from other financial institutions and bank holding companies; risks related to its customers' credit quality; the effects of and changes in trade, monetary and fiscal policies and laws, including interest rate policies of the Federal Reserve Board; changes in the demand for loans; fluctuations in value of collateral and loan reserves; inflation, interest rate, market and monetary fluctuations; changes in consumer spending, borrowing and savings habits; volatile oil and gas prices; and similar factors. Unless required by law, the Company also disclaims any obligation to update any forward-looking statements. Interested parties should not place undue reliance on any forward-looking statement and should carefully consider the risks and other factors that the Company faces. Certain of the information contained in this Confidential Investor Presentation may be derived from information provided by industry sources. The Company believes that such information is accurate and that the sources from which it has been obtained are reliable. The Company cannot guarantee the accuracy of such information, however, and has not independently verified such information. Except where information is provided as of a specified date, this Confidential Investor Presentation speaks as of the date hereof. The delivery of this Confidential Investor Presentation will not, under any circumstances, create an implication that there has been no change in the affairs of the Company since the date of this Confidential Investor Presentation. The Company is not making any implied or express representation or warranty as to the accuracy or completeness of the information summarized herein or made available in connection with any further investigation of the Company. The Company expressly disclaims any and all liability which may be based on such information, errors therein or omissions therefrom. In addition to financial measures presented in accordance with generally accepted accounting principles in the United States of America (“GAAP”), this presentation contains certain non-GAAP financial measures, including tangible common equity ( TCE ), tangible assets ( TA ) and the ratio of tangible common equity to tangible assets ( TCE/TA ). The presentation of this non-GAAP financial information is not intended to be considered in isolation or as a substitute for any measure prepared in accordance with GAAP. Reconciliations of these non-GAAP financial measures to the most directly comparable GAAP financial measures are included in the appendix to this presentation.Offering Disclaimer This Confidential Subordinated Note Issuance Investor Presentation (this “Confidential Investor Presentation”) is confidential and does not constitute or form part of any offer to sell, or a solicitation of an offer to purchase, any securities of Parke Bancorp, Inc. or any of its affiliates or subsidiaries (collectively, the “Company”). The information in this Confidential Investor Presentation may not be reproduced or redistributed, passed on or divulged, directly or indirectly, to any other person. The Company reserves the right to request the return of this Confidential Investor Presentation at any time. This Confidential Investor Presentation is for informational purposes only and is being furnished on a confidential basis to a limited number of institutional accredited investors and qualified institutional buyers. Any such offering may be made only by a purchase agreement and the information contained herein will be superseded in its entirety by such purchase agreement. This Confidential Investor Presentation does not contain all the information you should consider before investing in securities of the Company and should not be construed as investment, legal, regulatory or tax advice. It does not purport to contain all of the information that may be relevant. In addition, the financial information presented in this Confidential Investor Presentation has not been audited and is derived from Company records including the Company's FR Y-9SP. Each potential investor should review the purchase agreement, make such investigations as it deems necessary to arrive at an independent evaluation of an investment in the securities mentioned in this Confidential Investor Presentation and should consult its own legal counsel and financial, accounting, regulatory and tax advisors to determine the consequences of such an investment prior to making an investment decision and should not rely on any information set forth in this Confidential Investor Presentation. The securities referenced in this Confidential Investor Presentation have not been registered under the Securities Act of 1933, as amended, or any state securities laws, and may not be offered or sold absent registration or an exemption from registration under applicable law. Such securities have not been approved or disapproved by the Securities and Exchange Commission, any state securities commission or any regulatory authority, nor have any of the foregoing authorities passed upon or endorsed the merits of any proposed offering of these securities or the accuracy or adequacy of this Confidential Investor Presentation. Any representation to the contrary is a criminal offense. The securities referenced in this Confidential Investor Presentation are not savings accounts, deposits or other obligations of any bank or savings association and are not insured by the Federal Deposit Insurance Corporation or any other governmental agency. This Confidential Investor Presentation contains forward-looking statements. Words or phrases such as “may,” “should,” “could,” “predict,” “potential,” “believe,” “will likely result,” “expect,” “continue,” “will,” “anticipate,” “seek,” “estimate,” “intend,” “plan,” “projection,” “would” and “outlook,” or the negative version of those words or other comparable words are intended to identify forward-looking statements but are not the exclusive means of identifying such statements. These forward-looking statements are not historical facts, and are based on current expectations, estimates and projections about the Company’s business based on the beliefs of and certain assumptions made by the Company’s management, many of which assumptions, by their nature, are inherently uncertain and beyond the Company’s control. Accordingly, you are cautioned that any such forward-looking statements are not guarantees of future performance and are subject to certain risks, uncertainties and assumptions that are difficult to predict. Although the Company believes that the expectations reflected in such forward-looking statements are reasonable as of the date made, they may prove to be materially different from the results expressed or implied by such forward-looking statements. Important factors that could cause our actual results and financial condition to differ materially from those indicated in the forward-looking statements include, among others, the following: economic risks associated with COVID-19; the effect of any changes in federal government enforcement of federal laws affecting the medical use cannabis industry; government actions taken in response to COVID-19; competition from other financial institutions and bank holding companies; risks related to its customers' credit quality; the effects of and changes in trade, monetary and fiscal policies and laws, including interest rate policies of the Federal Reserve Board; changes in the demand for loans; fluctuations in value of collateral and loan reserves; inflation, interest rate, market and monetary fluctuations; changes in consumer spending, borrowing and savings habits; volatile oil and gas prices; and similar factors. Unless required by law, the Company also disclaims any obligation to update any forward-looking statements. Interested parties should not place undue reliance on any forward-looking statement and should carefully consider the risks and other factors that the Company faces. Certain of the information contained in this Confidential Investor Presentation may be derived from information provided by industry sources. The Company believes that such information is accurate and that the sources from which it has been obtained are reliable. The Company cannot guarantee the accuracy of such information, however, and has not independently verified such information. Except where information is provided as of a specified date, this Confidential Investor Presentation speaks as of the date hereof. The delivery of this Confidential Investor Presentation will not, under any circumstances, create an implication that there has been no change in the affairs of the Company since the date of this Confidential Investor Presentation. The Company is not making any implied or express representation or warranty as to the accuracy or completeness of the information summarized herein or made available in connection with any further investigation of the Company. The Company expressly disclaims any and all liability which may be based on such information, errors therein or omissions therefrom. In addition to financial measures presented in accordance with generally accepted accounting principles in the United States of America (“GAAP”), this presentation contains certain non-GAAP financial measures, including tangible common equity ( TCE ), tangible assets ( TA ) and the ratio of tangible common equity to tangible assets ( TCE/TA ). The presentation of this non-GAAP financial information is not intended to be considered in isolation or as a substitute for any measure prepared in accordance with GAAP. Reconciliations of these non-GAAP financial measures to the most directly comparable GAAP financial measures are included in the appendix to this presentation.

Terms of the Proposed Subordinated Debt Offering Issuer Parke Bancorp, Inc. Subordinated Notes due 2030 Security $[30] million Amount 1 A- by Egan-Jones Ratings Company Security Rating Regulation D Private Placement Issuance Type Fixed-to-Floating Rate (Fixed during First Five Years) Offering Structure 10 Years Term No Call Period 5 Years General Corporate Purposes Use of Proceeds Placement Agent 1) A rating is not a recommendation to buy, sell or hold securities. Ratings may be subject to revision or withdrawal at any time by the assigning rating organization. Each rating organization has its own methodology for assigning ratings and, accordingly, each rating should be evaluated independently of any other ratingTerms of the Proposed Subordinated Debt Offering Issuer Parke Bancorp, Inc. Subordinated Notes due 2030 Security $[30] million Amount 1 A- by Egan-Jones Ratings Company Security Rating Regulation D Private Placement Issuance Type Fixed-to-Floating Rate (Fixed during First Five Years) Offering Structure 10 Years Term No Call Period 5 Years General Corporate Purposes Use of Proceeds Placement Agent 1) A rating is not a recommendation to buy, sell or hold securities. Ratings may be subject to revision or withdrawal at any time by the assigning rating organization. Each rating organization has its own methodology for assigning ratings and, accordingly, each rating should be evaluated independently of any other rating

Key Investment Highlights 21-year old community bank headquartered in New Jersey operating in the greater Philadelphia market Reached profitability 18 months after founding and has been profitable every year since (even throughout the Great Recession) • Outstanding performer with LTM ROAA of 1.84%¹ Efficient business with 28.9%¹ LTM Efficiency Ratio Consistent balance sheet growth in stable segments • Deemphasized construction lending after last recession from 27% to just over 17% in March 2020 (significant proportion of current construction portfolio are loans to pre-sold units) High level of inside equity ownership by Board and Management Consistent and increasing dividends Strength in managing losses • Historically low net charge-offs; net recoveries of $12K in March 2020 Noninterest-bearing deposits have more than tripled in last 5 years (totaling 24% of deposits in March 2020) 1) As of March 31, 2020 Source: S&P Global Market IntelligenceKey Investment Highlights 21-year old community bank headquartered in New Jersey operating in the greater Philadelphia market Reached profitability 18 months after founding and has been profitable every year since (even throughout the Great Recession) • Outstanding performer with LTM ROAA of 1.84%¹ Efficient business with 28.9%¹ LTM Efficiency Ratio Consistent balance sheet growth in stable segments • Deemphasized construction lending after last recession from 27% to just over 17% in March 2020 (significant proportion of current construction portfolio are loans to pre-sold units) High level of inside equity ownership by Board and Management Consistent and increasing dividends Strength in managing losses • Historically low net charge-offs; net recoveries of $12K in March 2020 Noninterest-bearing deposits have more than tripled in last 5 years (totaling 24% of deposits in March 2020) 1) As of March 31, 2020 Source: S&P Global Market Intelligence

Franchise Overview Community Focused Banking Institution Stretching from South Jersey to Philadelphia Company Background and Financial Snapshot Geographic Presence Background § Successful 21 year operating history, established in 1999 § Headquartered in Sewell, New Jersey § Publicly traded on the NASDAQ exchange under the symbol PKBK § Led by the same core management team and board who founded the bank § Full service commercial bank with emphasis on providing personal and business financial services to individuals and small-sized businesses § Focused effort on attracting small to midsize companies and professionals in the markets within our footprint by developing and delivering products that are competitively priced and meet the demands of these markets through superior service Financial Snapshot as of March 31, 2020 Total Assets 1,815,556 Net Loans 1,445,178 Balance Sheet ($000) Deposits 1,469,330 Loans / Deposits 99.92% NIM 3.64% ROAA 1.84% LTM Profitability ROAE 17.47% Efficiency Ratio 28.93% TCE / TA 10.08% Tier 1 Leverage 10.82% Regulatory Capital CET1 Ratio 14.17% 6 Branches Total Capital Ratio 16.58% Headquarters MRQ NCOs / Average Loans 0.00% Asset Quality NPA Excl Restructured¹ / Assets 0.54% Loan Loss Reserves/ Gross Loans 1.58% 1) Nonperforming assets excluding restructured loans (nonaccrual loans, real estate owned and repossessed assets) as a percent of total assets Note: Financial data as of March 31, 2020 Source: S&P Global Market IntelligenceFranchise Overview Community Focused Banking Institution Stretching from South Jersey to Philadelphia Company Background and Financial Snapshot Geographic Presence Background § Successful 21 year operating history, established in 1999 § Headquartered in Sewell, New Jersey § Publicly traded on the NASDAQ exchange under the symbol PKBK § Led by the same core management team and board who founded the bank § Full service commercial bank with emphasis on providing personal and business financial services to individuals and small-sized businesses § Focused effort on attracting small to midsize companies and professionals in the markets within our footprint by developing and delivering products that are competitively priced and meet the demands of these markets through superior service Financial Snapshot as of March 31, 2020 Total Assets 1,815,556 Net Loans 1,445,178 Balance Sheet ($000) Deposits 1,469,330 Loans / Deposits 99.92% NIM 3.64% ROAA 1.84% LTM Profitability ROAE 17.47% Efficiency Ratio 28.93% TCE / TA 10.08% Tier 1 Leverage 10.82% Regulatory Capital CET1 Ratio 14.17% 6 Branches Total Capital Ratio 16.58% Headquarters MRQ NCOs / Average Loans 0.00% Asset Quality NPA Excl Restructured¹ / Assets 0.54% Loan Loss Reserves/ Gross Loans 1.58% 1) Nonperforming assets excluding restructured loans (nonaccrual loans, real estate owned and repossessed assets) as a percent of total assets Note: Financial data as of March 31, 2020 Source: S&P Global Market Intelligence

Management Team Experienced Team with Strong Ties to the Community Years of Experience: 45 Years at Parke: 21 Vito Pantilione Mr. Vito S. Pantilione has been President, Chief Executive Officer and Director of Parke Bancorp, Inc. since formation in 2005. Mr. Pantilione serves as the President, Chief President and Chief Executive Officer and a Director of the Parke Bank. Mr. Pantilione was the President and Owner of Eagle Valley. From 1991 to 1994, he was Executive Officer and employed as President of First Commercial Bank of Philadelphia. In addition, he previously was the President and Owner of Interstate Mortgage Management, a mortgage brokerage company, and was the Executive Vice President of First Federal Savings of Hammonton. Mr. Pantilione was a Member of the Federal Director Reserve Bank of Philadelphia’s Community Depository Institution Advisory Council. Mr. Pantilione received an Honorary Doctorate from Philadelphia University in recognition of his many accomplishments in the areas of Finance and Banking. Years of Experience: 37 Years at Parke: 12 Mr. John F. Hawkins has been Chief Financial Officer of Parke Bancorp, Inc. since March 2010 and serves as Executive Vice President since January 21, 2020 and also served as its Senior Vice President until January 21, 2020. Mr. Hawkins serves as Executive VP & CFO of Parke Bank. He served as Controller of Parke Bank, John Hawkins a subsidiary of Parke Bancorp, Inc. since 2008. He served as Controller of Parke Bancorp, Inc. until March 2010. He served as Vice President of Parke Bank. He EVP and served as Controller of Susquehanna Bank DV, headquartered in Camden from 2006 to 2008. He served as Senior Vice President/Investment Officer at Chief Financial Officer Minotola National Bank from 1993 to 2006 and joined in 2008 as Controller. In March 2010, he was appointed Senior Vice President and Chief Financial Officer. Prior to joining the Company, he was Controller for Susquehanna Bank DV, headquartered in Camden from 2006 to 2008. Mr. Hawkins has many years’ experience in banking with a career focus on asset and liability management, planning, analytics and financial reporting. Years of Experience: 35 Years at Parke: 10 Mr. Ralph Gallo, also known as Guy, serves as Executive Vice President and Chief Operating Officer of Parke Bancorp, Inc. since January 21, 2020. He served as Ralph “Guy” Gallo Senior Vice President at Parke Bancorp, Inc. until January 21, 2020. He serves as Executive VP & COO of Parke Bank. Mr. Gallo has over thirty years of banking EVP and experience primarily in banking operations and customer relationship management. As a Vice President at Mellon Bank, he managed Lockbox, Research & Chief Operating Adjustments and International Operations supporting commercial banking customers. As a Vice President at Image Remit, Mr. Gallo managed a multi-state Officer lockbox operation and provided customer relationship management supporting private label services to regional banks in the Northeast US. Years of Experience: 42 Years at Parke: 16 Mr. Paul E. Palmieri serves as Senior Vice President at Parke Bancorp, Inc. Mr. Palmieri serves as Senior Vice President and Chief Credit Officer at Parke Bank, a subsidiary of Parke Bancorp, Inc. Mr. Palmieri served as Senior Vice President and Senior Loan Officer of Parke Bank, a subsidiary of Parke Bancorp, Inc. Mr. Paul Palmieri Palmieri served as Corporate Secretary at Parke Bancorp, Inc. He is responsible for launching a new full service branch and lending department in Center City Senior Vice President Philadelphia. He joined Parke Bank in 2004. Mr. Palmieri has more than 25 years of Banking and Accounting experience in the Philadelphia area, specializing in and Chief Credit commercial loans and management. Prior to joining the Bank, he was a Vice President and Commercial Loan Officer at Republic First Bank in Philadelphia, Officer Pennsylvania from 1996 to 2004. Mr. Palmieri was an Assistant Vice President and Commercial Banker at Regent Bank in Philadelphia from 1993 to 1996. He also held various positions at Fidelity Bank formerly known as Industrial Valley Bank in Philadelphia from 1977 to 1987 and Home Unity Savings Bank in Lafayette Hill, Pennsylvania from 1988 to 1989. Years of Experience: 15 Years at Parke: 15 Mr. Nicholas J. Pantilione serves as Senior Vice President and Chief Lending Officer. He joined the Company in 2005 through an internship while attending Nicholas Pantilione Rowan University and started fulltime with the Bank in 2009. Mr. Pantilione has ten years of lending experience and currently manages a staff of 10 people, Senior VP and Chief which includes 6 loan officers, 2 underwriters and 2 staffers for marketing. Prior to the Bank, Mr. Pantilione attended Stockton University where he earned a Lending Officer Bachelors Degree in Finance and played on the Varsity Baseball Team. Mr. Pantilione is the son of Vito S. Pantilione, President and Chief Executive Officer. . Source: S&P Global Market Intelligence; Company documentsManagement Team Experienced Team with Strong Ties to the Community Years of Experience: 45 Years at Parke: 21 Vito Pantilione Mr. Vito S. Pantilione has been President, Chief Executive Officer and Director of Parke Bancorp, Inc. since formation in 2005. Mr. Pantilione serves as the President, Chief President and Chief Executive Officer and a Director of the Parke Bank. Mr. Pantilione was the President and Owner of Eagle Valley. From 1991 to 1994, he was Executive Officer and employed as President of First Commercial Bank of Philadelphia. In addition, he previously was the President and Owner of Interstate Mortgage Management, a mortgage brokerage company, and was the Executive Vice President of First Federal Savings of Hammonton. Mr. Pantilione was a Member of the Federal Director Reserve Bank of Philadelphia’s Community Depository Institution Advisory Council. Mr. Pantilione received an Honorary Doctorate from Philadelphia University in recognition of his many accomplishments in the areas of Finance and Banking. Years of Experience: 37 Years at Parke: 12 Mr. John F. Hawkins has been Chief Financial Officer of Parke Bancorp, Inc. since March 2010 and serves as Executive Vice President since January 21, 2020 and also served as its Senior Vice President until January 21, 2020. Mr. Hawkins serves as Executive VP & CFO of Parke Bank. He served as Controller of Parke Bank, John Hawkins a subsidiary of Parke Bancorp, Inc. since 2008. He served as Controller of Parke Bancorp, Inc. until March 2010. He served as Vice President of Parke Bank. He EVP and served as Controller of Susquehanna Bank DV, headquartered in Camden from 2006 to 2008. He served as Senior Vice President/Investment Officer at Chief Financial Officer Minotola National Bank from 1993 to 2006 and joined in 2008 as Controller. In March 2010, he was appointed Senior Vice President and Chief Financial Officer. Prior to joining the Company, he was Controller for Susquehanna Bank DV, headquartered in Camden from 2006 to 2008. Mr. Hawkins has many years’ experience in banking with a career focus on asset and liability management, planning, analytics and financial reporting. Years of Experience: 35 Years at Parke: 10 Mr. Ralph Gallo, also known as Guy, serves as Executive Vice President and Chief Operating Officer of Parke Bancorp, Inc. since January 21, 2020. He served as Ralph “Guy” Gallo Senior Vice President at Parke Bancorp, Inc. until January 21, 2020. He serves as Executive VP & COO of Parke Bank. Mr. Gallo has over thirty years of banking EVP and experience primarily in banking operations and customer relationship management. As a Vice President at Mellon Bank, he managed Lockbox, Research & Chief Operating Adjustments and International Operations supporting commercial banking customers. As a Vice President at Image Remit, Mr. Gallo managed a multi-state Officer lockbox operation and provided customer relationship management supporting private label services to regional banks in the Northeast US. Years of Experience: 42 Years at Parke: 16 Mr. Paul E. Palmieri serves as Senior Vice President at Parke Bancorp, Inc. Mr. Palmieri serves as Senior Vice President and Chief Credit Officer at Parke Bank, a subsidiary of Parke Bancorp, Inc. Mr. Palmieri served as Senior Vice President and Senior Loan Officer of Parke Bank, a subsidiary of Parke Bancorp, Inc. Mr. Paul Palmieri Palmieri served as Corporate Secretary at Parke Bancorp, Inc. He is responsible for launching a new full service branch and lending department in Center City Senior Vice President Philadelphia. He joined Parke Bank in 2004. Mr. Palmieri has more than 25 years of Banking and Accounting experience in the Philadelphia area, specializing in and Chief Credit commercial loans and management. Prior to joining the Bank, he was a Vice President and Commercial Loan Officer at Republic First Bank in Philadelphia, Officer Pennsylvania from 1996 to 2004. Mr. Palmieri was an Assistant Vice President and Commercial Banker at Regent Bank in Philadelphia from 1993 to 1996. He also held various positions at Fidelity Bank formerly known as Industrial Valley Bank in Philadelphia from 1977 to 1987 and Home Unity Savings Bank in Lafayette Hill, Pennsylvania from 1988 to 1989. Years of Experience: 15 Years at Parke: 15 Mr. Nicholas J. Pantilione serves as Senior Vice President and Chief Lending Officer. He joined the Company in 2005 through an internship while attending Nicholas Pantilione Rowan University and started fulltime with the Bank in 2009. Mr. Pantilione has ten years of lending experience and currently manages a staff of 10 people, Senior VP and Chief which includes 6 loan officers, 2 underwriters and 2 staffers for marketing. Prior to the Bank, Mr. Pantilione attended Stockton University where he earned a Lending Officer Bachelors Degree in Finance and played on the Varsity Baseball Team. Mr. Pantilione is the son of Vito S. Pantilione, President and Chief Executive Officer. . Source: S&P Global Market Intelligence; Company documents

Ownership Substantial Insider Ownership Aligns Management with Stakeholders Individual Insiders Ownership Summary Shares Market Outstanding Value Rank Institutional Holder Position (%) ($000) Celestino R. Pennoni 1 358,657 3.03% $4,817 Independent Chairman of the Board Jeffrey H. Kripitz 2 341,700 2.88% $4,589 Independent Director Vito S. Pantilione 3 307,092 2.59% $4,124 President, CEO & Director Anthony J. Jannetti 4 201,078 1.70% $2,700 Public and Institutions Independent Director Other Jack C. Sheppard Jr. 40.49% 5 181,801 1.53% $2,442 42.59% Independent Director Arret F. Dobson 6 175,121 1.48% $2,352 Independent Director Daniel J. Dalton 7 173,904 1.47% $2,336 Independent Vice Chairman of the Board Edward Infantolino 8 152,377 1.29% $2,046 Individuals / Independent Director Paul E. Palmieri Insiders 9 65,203 0.55% $876 Senior Vice President 16.92% Elizabeth A. Milavsky 10 43,774 0.37% $588 Director Fred Glover Choate 11 2,144 0.02% $29 Independent Director Nicholas J. Pantilione 12 1,456 0.01% $20 Senior VP & Chief Lending Officer Ralph Gallo 13 404 0.00% $5 Executive VP & COO John F. Hawkins 14 389 0.00% $5 Executive VP & COO Total 2,005,100 16.92% $26,928 Note Market data as of June 17, 2020 Source: S&P Global Market IntelligenceOwnership Substantial Insider Ownership Aligns Management with Stakeholders Individual Insiders Ownership Summary Shares Market Outstanding Value Rank Institutional Holder Position (%) ($000) Celestino R. Pennoni 1 358,657 3.03% $4,817 Independent Chairman of the Board Jeffrey H. Kripitz 2 341,700 2.88% $4,589 Independent Director Vito S. Pantilione 3 307,092 2.59% $4,124 President, CEO & Director Anthony J. Jannetti 4 201,078 1.70% $2,700 Public and Institutions Independent Director Other Jack C. Sheppard Jr. 40.49% 5 181,801 1.53% $2,442 42.59% Independent Director Arret F. Dobson 6 175,121 1.48% $2,352 Independent Director Daniel J. Dalton 7 173,904 1.47% $2,336 Independent Vice Chairman of the Board Edward Infantolino 8 152,377 1.29% $2,046 Individuals / Independent Director Paul E. Palmieri Insiders 9 65,203 0.55% $876 Senior Vice President 16.92% Elizabeth A. Milavsky 10 43,774 0.37% $588 Director Fred Glover Choate 11 2,144 0.02% $29 Independent Director Nicholas J. Pantilione 12 1,456 0.01% $20 Senior VP & Chief Lending Officer Ralph Gallo 13 404 0.00% $5 Executive VP & COO John F. Hawkins 14 389 0.00% $5 Executive VP & COO Total 2,005,100 16.92% $26,928 Note Market data as of June 17, 2020 Source: S&P Global Market Intelligence

Our Markets Strong Relationships Allow for Consistent Customer Base Highlights Philadelphia South Jersey § Over 90% of franchise deposits are in high growth, or stable, markets § Parke Bancorp holds a Top 25 market share rank in all county markets County Proj. Household Income Change ('20-'25) % of Market Name County vs National Expections Franchise Rank 1.1x Gloucester 62.8% #3 1.0x Atlantic 24.6% #7 0.8x Philadelphia 7.9% #21 1.0x Camden 4.7% #19 >1x Nation <1x Nation National Avg. 9.87% Source: S&P Global Market IntelligenceOur Markets Strong Relationships Allow for Consistent Customer Base Highlights Philadelphia South Jersey § Over 90% of franchise deposits are in high growth, or stable, markets § Parke Bancorp holds a Top 25 market share rank in all county markets County Proj. Household Income Change ('20-'25) % of Market Name County vs National Expections Franchise Rank 1.1x Gloucester 62.8% #3 1.0x Atlantic 24.6% #7 0.8x Philadelphia 7.9% #21 1.0x Camden 4.7% #19 >1x Nation <1x Nation National Avg. 9.87% Source: S&P Global Market Intelligence

Long History of Performance PKBK Has Historically Maintained Strong Earnings and Managed Well Through Difficult Times Return on Average Assets (ROAA) 2.01% 1.98% 1.94% 1.53% 1.41% 1.41% 1.40% 1.35% 1.23% 1.12%¹ 1.09% 1.07% 1.04% 0.94% 0.79% 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 Net Charge-off (NCOs) / Average Loans 1.26% 1.06% 0.94% 0.68% 0.56% 0.48% 0.11% 0.10% 0.25% 0.17% -0.01% 0.00% 0.00% -0.07% 0.00% 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 1) 2017 decline in ROAA impacted by tax reform and required DTA write down Source: S&P Global Market IntelligenceLong History of Performance PKBK Has Historically Maintained Strong Earnings and Managed Well Through Difficult Times Return on Average Assets (ROAA) 2.01% 1.98% 1.94% 1.53% 1.41% 1.41% 1.40% 1.35% 1.23% 1.12%¹ 1.09% 1.07% 1.04% 0.94% 0.79% 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 Net Charge-off (NCOs) / Average Loans 1.26% 1.06% 0.94% 0.68% 0.56% 0.48% 0.11% 0.10% 0.25% 0.17% -0.01% 0.00% 0.00% -0.07% 0.00% 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 1) 2017 decline in ROAA impacted by tax reform and required DTA write down Source: S&P Global Market Intelligence

Consistent History of Growth Current Success is Attributed to Disciplined Organic Growth Total Assets ($M) Net Loans and Leases ($M) $1,816 $1,445 $1,399 $1,681 $1,223 $1,467 $997 $1,137 $836 $1,016 2016 2017 2018 2019 2020Q1 2016 2017 2018 2019 2020Q1 Total Deposits ($M) Total Equity ($M) $1,469 $185 $179 $1,339 $1,184 $155 $135 $127 $866 $789 2016 2017 2018 2019 2020Q1 2016 2017 2018 2019 2020Q1 Source: S&P Global Market IntelligenceConsistent History of Growth Current Success is Attributed to Disciplined Organic Growth Total Assets ($M) Net Loans and Leases ($M) $1,816 $1,445 $1,399 $1,681 $1,223 $1,467 $997 $1,137 $836 $1,016 2016 2017 2018 2019 2020Q1 2016 2017 2018 2019 2020Q1 Total Deposits ($M) Total Equity ($M) $1,469 $185 $179 $1,339 $1,184 $155 $135 $127 $866 $789 2016 2017 2018 2019 2020Q1 2016 2017 2018 2019 2020Q1 Source: S&P Global Market Intelligence

Loan Portfolio by Segment Select Loan Portfolio Metrics Total Loan Portfolio Construction & Development Portfolio Outstanding Percentage Outstanding Percentage Sector Balance ($000) of Total (%) Loan Type Balance ($000) of C&D (%) Non-Owner Occupied 1-4 Residential 373,567 25.44% Residential Housing 102,281 39.54% Commercial Real Estate 52,855 20.43% Construction & Development 258,683 17.62% Residential Housing 1-4 Units 30,504 11.79% Owner Occupied 1-4 Residential 253,548 17.27% Hotel 17,213 6.65% Owner Occupied CRE 107,861 7.35% Other Land Loans 14,464 5.59% Retail 72,982 4.97% Office 12,714 4.92% Hotels / Hospitality 72,952 4.97% Warehouse 9,252 3.58% Multi Family 71,207 4.85% Retail 5,520 2.13% Office 65,136 4.44% Other Land Loans Owner Occupied 4,962 1.92% Restaurants 39,032 2.66% Marajuana Realted Business 4,486 1.73% Owner Occupied 4,012 1.55% Mixed-Use 33,140 2.26% Owner Occupied Residential 420 0.16% Other 31,900 2.17% Total C&D Portfolio 258,683 100.00% Commercial & Industrial 25,521 1.74% Warehouse 23,647 1.61% Other Segments Consumer 23,437 1.60% Outstanding Percentage Cold Storage 8,901 0.61% Sector Balance ($000) of Total (%) Total Healthcare Exposure 4,838 0.33% Manufacturing 6,691 0.46% Aviation & Related 0 0.00% Total Energy Exposure 299 0.02% Total Loan Portfolio 1,468,204 100.00% Total Nursing Exposure 10,482 0.71% Note: Financial data as of March 31, 2020 Source: Company Documents Loan Portfolio by Segment Select Loan Portfolio Metrics Total Loan Portfolio Construction & Development Portfolio Outstanding Percentage Outstanding Percentage Sector Balance ($000) of Total (%) Loan Type Balance ($000) of C&D (%) Non-Owner Occupied 1-4 Residential 373,567 25.44% Residential Housing 102,281 39.54% Commercial Real Estate 52,855 20.43% Construction & Development 258,683 17.62% Residential Housing 1-4 Units 30,504 11.79% Owner Occupied 1-4 Residential 253,548 17.27% Hotel 17,213 6.65% Owner Occupied CRE 107,861 7.35% Other Land Loans 14,464 5.59% Retail 72,982 4.97% Office 12,714 4.92% Hotels / Hospitality 72,952 4.97% Warehouse 9,252 3.58% Multi Family 71,207 4.85% Retail 5,520 2.13% Office 65,136 4.44% Other Land Loans Owner Occupied 4,962 1.92% Restaurants 39,032 2.66% Marajuana Realted Business 4,486 1.73% Owner Occupied 4,012 1.55% Mixed-Use 33,140 2.26% Owner Occupied Residential 420 0.16% Other 31,900 2.17% Total C&D Portfolio 258,683 100.00% Commercial & Industrial 25,521 1.74% Warehouse 23,647 1.61% Other Segments Consumer 23,437 1.60% Outstanding Percentage Cold Storage 8,901 0.61% Sector Balance ($000) of Total (%) Total Healthcare Exposure 4,838 0.33% Manufacturing 6,691 0.46% Aviation & Related 0 0.00% Total Energy Exposure 299 0.02% Total Loan Portfolio 1,468,204 100.00% Total Nursing Exposure 10,482 0.71% Note: Financial data as of March 31, 2020 Source: Company Documents

Retail Industry Exposure Top 25 Credits Deposit Outstanding Unfunded Committed Contract Deferral Relationship Date Property Type Balance Commitment Balance LTV Yes / No > $500k? 5/11/2007 163,050 SF shopping center located in Northfield, New Jersey $5,910,648 $5,910,648 77% Yes ü 8/14/2018 57,496 SF retail strip center located in Boundbrook, New Jersey. 5,589,593 5,589,593 57% Yes 10/19/2006 43,917 SF shopping center located in Pennsauken, New Jersey. 4,770,590 4,770,590 47% Yes 6/30/2011 77,500 SF shopping center located in Philadelphia, PA. 4,463,904 4,463,904 61% Yes ü 5/26/2010 30,576 SF shopping center located in Northfield, New Jersey. 3,949,920 3,949,920 56% Yes 3/9/2018 30,492 SF retail/office building located in Chester, PA. 3,436,992 3,436,992 58% Yes 9/30/2014 8.04 Acre shopping center located in Pottstown, Pennsylvania. 3,428,542 3,428,542 86% Yes ü 4/30/2019 2.21 Acre shopping center located in Newtown Township, Pennsylvania. 2,500,000 2,500,000 66% No 12/18/2014 17,000 SF, retail building located in Fort Washington, Pennsylvania. 2,355,476 2,355,476 60% Yes 12/29/2015 22,241 SF office/school building in Philadelphia, Pennsylvania. 1,809,442 1,809,442 60% Yes 3/2/2015 7,721 SF retail/restaurant located in Voorhees, New Jersey. 1,737,828 1,737,828 58% Yes 4/25/2018 4,500 SF gas station/convenience store located in Cape May, New Jersey. 1,711,283 1,711,283 74% Yes 10/31/2013 34,648 SF retail strip center located in Philadelphia, Pennsylvania. 1,700,843 1,700,843 21% No 11/15/2012 11,598 SF commercial storefront located in Philadelphia's Chinatown. 1,502,303 1,502,303 46% Noü 2/22/2012 Boutique shopping center located in Huntingdon Valley, Pennsylvania. 1,488,636 1,488,636 40% Yes 1/31/2014 163,050 SF retail shopping center in Northfield, New Jersey. 1,422,996 1,422,996 77% Yes ü 4/17/2014 4,212 SM Commercial retail units located in Center City, Philadelphia. 1,290,250 1,290,250 52% Yes 6/1/2015 5 Separate commercial units located in Avalon, New Jersey. 1,155,253 1,155,253 62% Yes 7/22/2011 24,930 SF amish farmer's market located in Hopewell, New Jersey. 1,085,493 1,085,493 43% Yes 2/27/2017 18,947 SF parcel with two commercial buildings located in P hiladelphia, Pennsylvania. 1,084,833 1,084,833 64% No 8/31/2016 12,896 commercial building and 20 stall parking lot located in Philadelphia. 1,067,135 1,067,135 67% Noü 12/23/2019 7,725 SF commercial retail buildings located in Newark, New Jersey. 996,438 996,438 54% Yes 11/2/2018 2,200 SF auto body shop located in Bergen, New Jersey. 976,068 976,068 66% No 8/8/2014 16,652 SF retail/apartment complex located in Washington Township, N ew Jersey. 926,828 926,828 54% Yes 4/16/2018 Two 2,936 SF 3 story storefront buildings located in Philadelphia's Chinatown neighborhood. 906,200 906,200 61% Yes ü Top 25 $57,267,495 $0 $57,267,495 60% 85% 28% Retail CRE Balances Remain Balances WA WA In Are Meaningful Statistics Outstanding Unfunded Committed LTV Deferral¹ Depositors 1) WA In Deferral shown for the weighted average of the outstanding balance Note: As of, or for the three months ended, March 31, 2020 Source: Company documentsRetail Industry Exposure Top 25 Credits Deposit Outstanding Unfunded Committed Contract Deferral Relationship Date Property Type Balance Commitment Balance LTV Yes / No > $500k? 5/11/2007 163,050 SF shopping center located in Northfield, New Jersey $5,910,648 $5,910,648 77% Yes ü 8/14/2018 57,496 SF retail strip center located in Boundbrook, New Jersey. 5,589,593 5,589,593 57% Yes 10/19/2006 43,917 SF shopping center located in Pennsauken, New Jersey. 4,770,590 4,770,590 47% Yes 6/30/2011 77,500 SF shopping center located in Philadelphia, PA. 4,463,904 4,463,904 61% Yes ü 5/26/2010 30,576 SF shopping center located in Northfield, New Jersey. 3,949,920 3,949,920 56% Yes 3/9/2018 30,492 SF retail/office building located in Chester, PA. 3,436,992 3,436,992 58% Yes 9/30/2014 8.04 Acre shopping center located in Pottstown, Pennsylvania. 3,428,542 3,428,542 86% Yes ü 4/30/2019 2.21 Acre shopping center located in Newtown Township, Pennsylvania. 2,500,000 2,500,000 66% No 12/18/2014 17,000 SF, retail building located in Fort Washington, Pennsylvania. 2,355,476 2,355,476 60% Yes 12/29/2015 22,241 SF office/school building in Philadelphia, Pennsylvania. 1,809,442 1,809,442 60% Yes 3/2/2015 7,721 SF retail/restaurant located in Voorhees, New Jersey. 1,737,828 1,737,828 58% Yes 4/25/2018 4,500 SF gas station/convenience store located in Cape May, New Jersey. 1,711,283 1,711,283 74% Yes 10/31/2013 34,648 SF retail strip center located in Philadelphia, Pennsylvania. 1,700,843 1,700,843 21% No 11/15/2012 11,598 SF commercial storefront located in Philadelphia's Chinatown. 1,502,303 1,502,303 46% Noü 2/22/2012 Boutique shopping center located in Huntingdon Valley, Pennsylvania. 1,488,636 1,488,636 40% Yes 1/31/2014 163,050 SF retail shopping center in Northfield, New Jersey. 1,422,996 1,422,996 77% Yes ü 4/17/2014 4,212 SM Commercial retail units located in Center City, Philadelphia. 1,290,250 1,290,250 52% Yes 6/1/2015 5 Separate commercial units located in Avalon, New Jersey. 1,155,253 1,155,253 62% Yes 7/22/2011 24,930 SF amish farmer's market located in Hopewell, New Jersey. 1,085,493 1,085,493 43% Yes 2/27/2017 18,947 SF parcel with two commercial buildings located in P hiladelphia, Pennsylvania. 1,084,833 1,084,833 64% No 8/31/2016 12,896 commercial building and 20 stall parking lot located in Philadelphia. 1,067,135 1,067,135 67% Noü 12/23/2019 7,725 SF commercial retail buildings located in Newark, New Jersey. 996,438 996,438 54% Yes 11/2/2018 2,200 SF auto body shop located in Bergen, New Jersey. 976,068 976,068 66% No 8/8/2014 16,652 SF retail/apartment complex located in Washington Township, N ew Jersey. 926,828 926,828 54% Yes 4/16/2018 Two 2,936 SF 3 story storefront buildings located in Philadelphia's Chinatown neighborhood. 906,200 906,200 61% Yes ü Top 25 $57,267,495 $0 $57,267,495 60% 85% 28% Retail CRE Balances Remain Balances WA WA In Are Meaningful Statistics Outstanding Unfunded Committed LTV Deferral¹ Depositors 1) WA In Deferral shown for the weighted average of the outstanding balance Note: As of, or for the three months ended, March 31, 2020 Source: Company documents

Hotel Industry Exposure All Credits Deposit Contract Outstanding Unfunded Committed Deferral Relationship Date Property Type Hotel Flag Balance Commitment Balance LTV Yes / No > $500k? 9/28/2017 89-guestroom hotel in Jersey City, New Jersey. Holiday Inn Express $13,382,200 $13,382,200 54% Yes 9/28/2017 150-guestroom hotel in Bronx, New York. Holiday Inn Express 11,900,637 2,440,899 14,341,536 31% Yes ü 5/31/2019 186-guestroom hotel in Atlanta, Georgia. Four Points Hotel 13,359,448 13,359,448 72% No ü 5/31/2019 101-guestroom hotel Mount Laurel, New Jersey. Hampton Inn & Suites 5,597,333 5,597,333 44% Yes 4/28/2017 45-guestroom hotel in Philadelphia, PA. Sleep Inn 5,021,052 5,021,052 56% Yesü 11/20/2018 110-guestroom hotel in Linthicum Heights, Maryland. Microtel Inn & Suites 4,283,231 4,283,231 43% Yes 2/18/2015 37-guestroom hotel in Bronx, New York. Boutique Hotel 3,429,715 3,429,715 48% No ü 2/18/2014 40-guestroom hotel in Bellebille, New Jersey. Rodeway Inn 3,377,069 3,377,069 63% No 3/19/2009 179-guestroom hotel in Rochelle Park, New Jersey. Ramada 3,083,986 3,083,986 41% No 1/17/2019 48-guestroom motel in Wildwood, New Jersey Boutique Motel 1,809,309 1,809,309 50% Yes 5/7/2018 60-guestroom motel in Galloway, NJ Quality Inn & Suites 1,637,769 1,637,769 71% Yes 11/14/2008 70-bed, 6,192 SF hostile in Old City, Philadelphia, PA. Boutique Hostel 1,389,023 1,389,023 69% Yes 12/9/2011 66-guestroom hotel in Wildwood, New Jersey. Boutique Hotel 1,256,386 1,256,386 50% Yes 7/21/2017 40-guestroom hotel in Vineland, New Jersey. Comfort Inn 1,181,461 1,181,461 47% Yes 4/30/2019 56-guestroom hotel in Bronx, New York. Boutique Hotel 826,223 5,682,000 57% No 12/28/2012 5,748 SF commercial building in Philadelphia. Boutique Hotel 428,550 428,550 59% No 9/11/2008 18-guestrrom motel in Galloway, New Jersey. Boutique Motel 360,828 360,828 60% Yes 2/26/2020 6 unit motel located in Ocean City, New Jersey. Boutique Hotel 242,531 242,531 62% No 10/7/2015 54-guestroom motel in Wildwood Crest, New Jersey. Boutique Motel 175,315 175,315 3% No 1/31/2020 66-guestroom hotel in Wildwood, New Jersey. Boutique Hotel 131,178 150,000 50% No 7/24/2015 48-guestroom motel in Wildwood, New Jersey Boutique Motel 79,080 79,080 50% No All $72,952,324 $2,440,899 $80,267,822 52% 66% 19% Hotels Balances Remain Balances WA WA In Are Meaningful Statistics Outstanding Unfunded Committed LTV Deferral¹ Depositors The Company has implemented a freeze on new hotel loans until there is a clearer view of the effect the coronavirus will have on business travel and vacations 1) WA In Deferral shown for the weighted average of the outstanding balance Note: As of, or for the three months ended, March 31, 2020 Source: Company documentsHotel Industry Exposure All Credits Deposit Contract Outstanding Unfunded Committed Deferral Relationship Date Property Type Hotel Flag Balance Commitment Balance LTV Yes / No > $500k? 9/28/2017 89-guestroom hotel in Jersey City, New Jersey. Holiday Inn Express $13,382,200 $13,382,200 54% Yes 9/28/2017 150-guestroom hotel in Bronx, New York. Holiday Inn Express 11,900,637 2,440,899 14,341,536 31% Yes ü 5/31/2019 186-guestroom hotel in Atlanta, Georgia. Four Points Hotel 13,359,448 13,359,448 72% No ü 5/31/2019 101-guestroom hotel Mount Laurel, New Jersey. Hampton Inn & Suites 5,597,333 5,597,333 44% Yes 4/28/2017 45-guestroom hotel in Philadelphia, PA. Sleep Inn 5,021,052 5,021,052 56% Yesü 11/20/2018 110-guestroom hotel in Linthicum Heights, Maryland. Microtel Inn & Suites 4,283,231 4,283,231 43% Yes 2/18/2015 37-guestroom hotel in Bronx, New York. Boutique Hotel 3,429,715 3,429,715 48% No ü 2/18/2014 40-guestroom hotel in Bellebille, New Jersey. Rodeway Inn 3,377,069 3,377,069 63% No 3/19/2009 179-guestroom hotel in Rochelle Park, New Jersey. Ramada 3,083,986 3,083,986 41% No 1/17/2019 48-guestroom motel in Wildwood, New Jersey Boutique Motel 1,809,309 1,809,309 50% Yes 5/7/2018 60-guestroom motel in Galloway, NJ Quality Inn & Suites 1,637,769 1,637,769 71% Yes 11/14/2008 70-bed, 6,192 SF hostile in Old City, Philadelphia, PA. Boutique Hostel 1,389,023 1,389,023 69% Yes 12/9/2011 66-guestroom hotel in Wildwood, New Jersey. Boutique Hotel 1,256,386 1,256,386 50% Yes 7/21/2017 40-guestroom hotel in Vineland, New Jersey. Comfort Inn 1,181,461 1,181,461 47% Yes 4/30/2019 56-guestroom hotel in Bronx, New York. Boutique Hotel 826,223 5,682,000 57% No 12/28/2012 5,748 SF commercial building in Philadelphia. Boutique Hotel 428,550 428,550 59% No 9/11/2008 18-guestrrom motel in Galloway, New Jersey. Boutique Motel 360,828 360,828 60% Yes 2/26/2020 6 unit motel located in Ocean City, New Jersey. Boutique Hotel 242,531 242,531 62% No 10/7/2015 54-guestroom motel in Wildwood Crest, New Jersey. Boutique Motel 175,315 175,315 3% No 1/31/2020 66-guestroom hotel in Wildwood, New Jersey. Boutique Hotel 131,178 150,000 50% No 7/24/2015 48-guestroom motel in Wildwood, New Jersey Boutique Motel 79,080 79,080 50% No All $72,952,324 $2,440,899 $80,267,822 52% 66% 19% Hotels Balances Remain Balances WA WA In Are Meaningful Statistics Outstanding Unfunded Committed LTV Deferral¹ Depositors The Company has implemented a freeze on new hotel loans until there is a clearer view of the effect the coronavirus will have on business travel and vacations 1) WA In Deferral shown for the weighted average of the outstanding balance Note: As of, or for the three months ended, March 31, 2020 Source: Company documents

Deposit Composition Stable Funding Base Historical Core Deposit Trends Jumbo 10.7% 12.6% Non-Core 15.7% 15.9% 17.1% Time Non- Interest 7% Bearing 89.3% 87.5% 84.3% 84.1% Core 82.9% 24% Total Deposits: 2016Y 2017Y 2018Y 2019Y 2020Q1 $1.5 Billion 39% Historical Cost of Deposits Retail Time Total Deposits ($B) Cost of Deposits (bps) 30% Non-Time $1.5 Interest $1.3 $1.3 Bearing $1.3 $1.3 $1.2 $1.1 $1.0 $0.9 $0.9 $0.8 $0.8 $0.8 $0.8 $0.7 $0.7 $0.7 150bps 24.1% 84.1% Non-Interest Bearing Core Deposits 70bps 147bps Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 MRQ Cost of Deposits 2016Y 2017Y 2018Y 2019Y ‘20 Note: Bank level financial data shown for core deposit trends; Financial data as of March 31, 2020, except for annual data which is as of, or for the year ended, December 31 Note: Core deposits defined as total deposits, less jumbo time deposits; Jumbo time deposits defined as time deposits with a value of $250,000, or more Source: S&P Global Market IntelligenceDeposit Composition Stable Funding Base Historical Core Deposit Trends Jumbo 10.7% 12.6% Non-Core 15.7% 15.9% 17.1% Time Non- Interest 7% Bearing 89.3% 87.5% 84.3% 84.1% Core 82.9% 24% Total Deposits: 2016Y 2017Y 2018Y 2019Y 2020Q1 $1.5 Billion 39% Historical Cost of Deposits Retail Time Total Deposits ($B) Cost of Deposits (bps) 30% Non-Time $1.5 Interest $1.3 $1.3 Bearing $1.3 $1.3 $1.2 $1.1 $1.0 $0.9 $0.9 $0.8 $0.8 $0.8 $0.8 $0.7 $0.7 $0.7 150bps 24.1% 84.1% Non-Interest Bearing Core Deposits 70bps 147bps Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 MRQ Cost of Deposits 2016Y 2017Y 2018Y 2019Y ‘20 Note: Bank level financial data shown for core deposit trends; Financial data as of March 31, 2020, except for annual data which is as of, or for the year ended, December 31 Note: Core deposits defined as total deposits, less jumbo time deposits; Jumbo time deposits defined as time deposits with a value of $250,000, or more Source: S&P Global Market Intelligence

Cannabis Business Source of Funds • The U.S. Department of the Treasury’s Financial Crimes Enforcement Network (“FinCEN”) published guidelines in 2014 for financial institutions servicing state legal cannabis businesses. A financial institution that provides services to cannabis-related businesses can comply with Bank Secrecy Act (“BSA”) disclosure standards by following the FinCEN guidelines. • We are operating in compliance with the FinCEN guidelines, but there can be no assurance that federal guidelines will not change. • We provide banking services to customers that are licensed by various States to do business in the cannabis industry as growers, processors and dispensaries • We conduct a significant due diligence review of the cannabis business, including: • Confirmation that the business is properly licensed by the applicable state • Site visits, to ensure that the business continues to meet our stringent requirements • Maintenance of required licenses • Periodic financial reviews of the business • At March 31, 2020 and December 31, 2019, deposit balances from Cannabis customers were approximately $264.8 million and $129.2 million, or 18.0% and 9.6% of total deposits, respectively, with two customers accounting for 53.2% and 13.6% of the total at March 31, 2020 and December 31, 2019. • At March 31, 2020 and December 31, 2019, there were cannabis-related loans in the amounts of $7.9 million and $5.5 million, respectively, classified as CRE. We recorded approximately $109,500 and $30,500 of interest income in the three months ended March 31, 2020 and 2019, respectively, related to these loans. Cannabis Amount ($MM) % of Total Deposits $265 $254 21.44% 18.03% $129 $37 $37 9.65% $1 4.65% 4.27% 0.10% 2015 2016 2017 2018 2019 2020Q1 Source: S&P Global Market Intelligence; Company documents Cannabis Business Source of Funds • The U.S. Department of the Treasury’s Financial Crimes Enforcement Network (“FinCEN”) published guidelines in 2014 for financial institutions servicing state legal cannabis businesses. A financial institution that provides services to cannabis-related businesses can comply with Bank Secrecy Act (“BSA”) disclosure standards by following the FinCEN guidelines. • We are operating in compliance with the FinCEN guidelines, but there can be no assurance that federal guidelines will not change. • We provide banking services to customers that are licensed by various States to do business in the cannabis industry as growers, processors and dispensaries • We conduct a significant due diligence review of the cannabis business, including: • Confirmation that the business is properly licensed by the applicable state • Site visits, to ensure that the business continues to meet our stringent requirements • Maintenance of required licenses • Periodic financial reviews of the business • At March 31, 2020 and December 31, 2019, deposit balances from Cannabis customers were approximately $264.8 million and $129.2 million, or 18.0% and 9.6% of total deposits, respectively, with two customers accounting for 53.2% and 13.6% of the total at March 31, 2020 and December 31, 2019. • At March 31, 2020 and December 31, 2019, there were cannabis-related loans in the amounts of $7.9 million and $5.5 million, respectively, classified as CRE. We recorded approximately $109,500 and $30,500 of interest income in the three months ended March 31, 2020 and 2019, respectively, related to these loans. Cannabis Amount ($MM) % of Total Deposits $265 $254 21.44% 18.03% $129 $37 $37 9.65% $1 4.65% 4.27% 0.10% 2015 2016 2017 2018 2019 2020Q1 Source: S&P Global Market Intelligence; Company documents

Key Profitability Metrics Success Maintaining Strong Profitability Metrics Noninterest Income / Operating Revenue (%) Net Interest Margin (%) 4.00% 3.96% 11.29% 3.92% 3.75% 3.64% 7.85% 7.15% 6.81% 6.70% 2016 2017 2018 2019 2020LTM 2016 2017 2018 2019 2020LTM ROAA and ROAE¹ (%) Efficiency Ratio (%) ROAA ROAE 17.97% 17.47% 17.20% 15.58% 2.01% 1.98% 1.94% 1.84% 8.86% 39.02% 33.73% 33.73% 1.12% 28.76% 28.93% 2016 2017¹ 2018 2019 2020LTM 2016 2017¹ 2018 2019 2020LTM 1) Decrease in 2017 profitability due to tax reform Source: S&P Global Market IntelligenceKey Profitability Metrics Success Maintaining Strong Profitability Metrics Noninterest Income / Operating Revenue (%) Net Interest Margin (%) 4.00% 3.96% 11.29% 3.92% 3.75% 3.64% 7.85% 7.15% 6.81% 6.70% 2016 2017 2018 2019 2020LTM 2016 2017 2018 2019 2020LTM ROAA and ROAE¹ (%) Efficiency Ratio (%) ROAA ROAE 17.97% 17.47% 17.20% 15.58% 2.01% 1.98% 1.94% 1.84% 8.86% 39.02% 33.73% 33.73% 1.12% 28.76% 28.93% 2016 2017¹ 2018 2019 2020LTM 2016 2017¹ 2018 2019 2020LTM 1) Decrease in 2017 profitability due to tax reform Source: S&P Global Market Intelligence

Asset Quality Historical Ratios Have Remained Low Through Q1 2020 Non-Performing Assets (NPAs) Trend NPAs ($M) NPA Excl Restructured/ Assets (%) $58 $51 $48 $47 $45 3.25% $41 $34 $33 $32 2.63% $30 $30 $28 $29 $27 $27 $27 $26 2.29% 2.15% 1.99% 1.65% 1.20% 1.04% 0.94% 0.73% 0.60% 0.82% 0.72% 0.60% 0.56% 0.55% 0.54% Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 2016Y 2017Y 2018Y 2019Y ‘20 Reserves / Loans (%) NCOs / Average Loans (%) 1.83% 1.63% 1.58% 1.54% 1.53% 0.25% 0.17% 0.00% 0.00% -0.07% 2016 2017 2018 2019 2020Q1 2016 2017 2018 2019 2020Q1 Source: S&P Global Market IntelligenceAsset Quality Historical Ratios Have Remained Low Through Q1 2020 Non-Performing Assets (NPAs) Trend NPAs ($M) NPA Excl Restructured/ Assets (%) $58 $51 $48 $47 $45 3.25% $41 $34 $33 $32 2.63% $30 $30 $28 $29 $27 $27 $27 $26 2.29% 2.15% 1.99% 1.65% 1.20% 1.04% 0.94% 0.73% 0.60% 0.82% 0.72% 0.60% 0.56% 0.55% 0.54% Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 2016Y 2017Y 2018Y 2019Y ‘20 Reserves / Loans (%) NCOs / Average Loans (%) 1.83% 1.63% 1.58% 1.54% 1.53% 0.25% 0.17% 0.00% 0.00% -0.07% 2016 2017 2018 2019 2020Q1 2016 2017 2018 2019 2020Q1 Source: S&P Global Market Intelligence

Regulatory Capital Trends Bank Level PKBK Objective Has Been to Maintain Excess Capital Holding Company Tangible Common Equity / Tangible Assets (%) Tier 1 Leverage Ratio (%) 15.29 15.25 14.31 13.99 13.76 12.96 12.15 12.10 11.85 11.87 11.32 11.32 10.80 10.81 10.82 10.54 10.53 10.45 10.38 10.08 Well capitalized: 5.0% 2016 2017 2018 2019 2020Q1 2016 2017 2018 2019 2020Q1 Tier 1 Ratio (%) Total Risk-Based Capital Ratio (%) 18.33 17.93 17.17 17.07 16.81 16.69 16.73 16.70 16.67 16.67 16.57 16.58 15.92 15.56 15.43 15.48 15.42 15.44 15.32 15.33 Well capitalized: 10.0% Well capitalized: 8.0% 2016 2017 2018 2019 2020Q1 2016 2017 2018 2019 2020Q1 Note: Well capitalized levels as determined by federal regulations Source: Federal Reserve; Company documents; S&P Global Market IntelligenceRegulatory Capital Trends Bank Level PKBK Objective Has Been to Maintain Excess Capital Holding Company Tangible Common Equity / Tangible Assets (%) Tier 1 Leverage Ratio (%) 15.29 15.25 14.31 13.99 13.76 12.96 12.15 12.10 11.85 11.87 11.32 11.32 10.80 10.81 10.82 10.54 10.53 10.45 10.38 10.08 Well capitalized: 5.0% 2016 2017 2018 2019 2020Q1 2016 2017 2018 2019 2020Q1 Tier 1 Ratio (%) Total Risk-Based Capital Ratio (%) 18.33 17.93 17.17 17.07 16.81 16.69 16.73 16.70 16.67 16.67 16.57 16.58 15.92 15.56 15.43 15.48 15.42 15.44 15.32 15.33 Well capitalized: 10.0% Well capitalized: 8.0% 2016 2017 2018 2019 2020Q1 2016 2017 2018 2019 2020Q1 Note: Well capitalized levels as determined by federal regulations Source: Federal Reserve; Company documents; S&P Global Market Intelligence

Illustrative Impact of the Subordinated Debt Offering As of 3/31/2020 Pro Forma Regulatory Capital 1 Pro Forma Holding Company 18.83% 16.58% 15.26% 15.33% 14.18% 14.11% 10.82% 10.65% 10.08% 9.92% TCE / TA Leverage Ratio CET 1 Ratio Tier 1 Ratio Total Capital Ratio Bank Level 18.53% 17.28% 17.17% 16.57% 15.32% 15.21% 12.07% 12.07% 10.81% 10.80% TCE / TA Leverage Ratio CET 1 Ratio Tier 1 Ratio Total Capital Ratio 1) For illustrative purposes only. Assumes gross offering proceeds of $30 million with 90% down streamed to the bank after offering expenses (based on an underwriting spread of 2.75% and $100,000 of other offering expenses) Note: Financial data is unaudited and per Company regulatory filings; As of March 31, 2020; Risk-weighting on new assets assumed 20% Source: Company documents; S&P Global Market IntelligenceIllustrative Impact of the Subordinated Debt Offering As of 3/31/2020 Pro Forma Regulatory Capital 1 Pro Forma Holding Company 18.83% 16.58% 15.26% 15.33% 14.18% 14.11% 10.82% 10.65% 10.08% 9.92% TCE / TA Leverage Ratio CET 1 Ratio Tier 1 Ratio Total Capital Ratio Bank Level 18.53% 17.28% 17.17% 16.57% 15.32% 15.21% 12.07% 12.07% 10.81% 10.80% TCE / TA Leverage Ratio CET 1 Ratio Tier 1 Ratio Total Capital Ratio 1) For illustrative purposes only. Assumes gross offering proceeds of $30 million with 90% down streamed to the bank after offering expenses (based on an underwriting spread of 2.75% and $100,000 of other offering expenses) Note: Financial data is unaudited and per Company regulatory filings; As of March 31, 2020; Risk-weighting on new assets assumed 20% Source: Company documents; S&P Global Market Intelligence

Illustrative Impact of the Subordinated Debt Offering (Cont’d) Double Leverage and Interest Coverage $ in thousands Assumptions % of Subordinated Debt Downstreamed to Bank 90% Subordinated Debt Issuance Net Proceeds Amount $29,075 Interest Rate 6.50% For the Twelve Months Ended 12/31/2017 12/31/2018 12/31/2019 3/31/2020 Double Leverage Investment in Subsidiaries $147,394 $166,006 $190,216 $196,275 Consolidated Equity 134,780 154,996 179,424 184,870 Double Leverage Ratio 109.4% 107.1% 106.0% 106.2% Proposed Subordinated Debt Offering Downstreamed to Bank $26,168 Pro Forma Bank-Level Equity Assuming 90% Downstreamed to Bank $222,443 Pro Forma Double Leverage Ratio 120.3% Interest Coverage Total Deposit Interest $6,478 $11,071 $18,687 $20,175 Other Borrowing Interest 1,802 2,700 3,968 3,913 Preferred Stock Dividend¹ 2,290 595 32 43 Total Interest Expense 10,570 14,366 22,687 24,131 Net Income Available to Service All Interest 32,507 47,186 62,727 64,591 Interest Coverage (including deposit expense) 3.08x 3.28x 2.76x 2.68x Net Income Available to Service Non-Deposit Interest 26,029 36,115 44,040 44,416 Interest Expense for Non-Deposit Interest 4,092 3,295 4,000 3,956 Interest Coverage (excluding deposit expense) 6.36x 10.96x 11.01x 11.23x New Holding Company Subordinated Debt Expense (6.50%) $1,950 Total Interest Expense 26,081 Interest Expense for Non-Deposit Interest 5,906 Pro Forma Interest Coverage (including deposit expense) 2.48x Pro Forma Interest Coverage (excluding deposit expense) 7.52x ¹ Preferred dividend grossed up at each respective period’s effective tax rate Note: For illustrative purposes only. Assumes gross offering proceeds of $30 million with 90% down streamed to the bank after offering expenses (based on an underwriting spread of 2.75% and $100,000 of other offering expenses) Note: Financial data is unaudited and per Company regulatory filings; As of, or for the last twelve months ended, March 31, 2020, except for annual data which is as of, or for the year ended, December 31 Source: Company documents; S&P Global Market IntelligenceIllustrative Impact of the Subordinated Debt Offering (Cont’d) Double Leverage and Interest Coverage $ in thousands Assumptions % of Subordinated Debt Downstreamed to Bank 90% Subordinated Debt Issuance Net Proceeds Amount $29,075 Interest Rate 6.50% For the Twelve Months Ended 12/31/2017 12/31/2018 12/31/2019 3/31/2020 Double Leverage Investment in Subsidiaries $147,394 $166,006 $190,216 $196,275 Consolidated Equity 134,780 154,996 179,424 184,870 Double Leverage Ratio 109.4% 107.1% 106.0% 106.2% Proposed Subordinated Debt Offering Downstreamed to Bank $26,168 Pro Forma Bank-Level Equity Assuming 90% Downstreamed to Bank $222,443 Pro Forma Double Leverage Ratio 120.3% Interest Coverage Total Deposit Interest $6,478 $11,071 $18,687 $20,175 Other Borrowing Interest 1,802 2,700 3,968 3,913 Preferred Stock Dividend¹ 2,290 595 32 43 Total Interest Expense 10,570 14,366 22,687 24,131 Net Income Available to Service All Interest 32,507 47,186 62,727 64,591 Interest Coverage (including deposit expense) 3.08x 3.28x 2.76x 2.68x Net Income Available to Service Non-Deposit Interest 26,029 36,115 44,040 44,416 Interest Expense for Non-Deposit Interest 4,092 3,295 4,000 3,956 Interest Coverage (excluding deposit expense) 6.36x 10.96x 11.01x 11.23x New Holding Company Subordinated Debt Expense (6.50%) $1,950 Total Interest Expense 26,081 Interest Expense for Non-Deposit Interest 5,906 Pro Forma Interest Coverage (including deposit expense) 2.48x Pro Forma Interest Coverage (excluding deposit expense) 7.52x ¹ Preferred dividend grossed up at each respective period’s effective tax rate Note: For illustrative purposes only. Assumes gross offering proceeds of $30 million with 90% down streamed to the bank after offering expenses (based on an underwriting spread of 2.75% and $100,000 of other offering expenses) Note: Financial data is unaudited and per Company regulatory filings; As of, or for the last twelve months ended, March 31, 2020, except for annual data which is as of, or for the year ended, December 31 Source: Company documents; S&P Global Market Intelligence

AppendixAppendix

Credit Ratings Summary (as of June 15, 2020) Issuer Parke Bancorp, Inc. 1,2 A- Subordinated Debt 1) A rating is not a recommendation to buy, sell or hold securities. Ratings may be subject to revision or withdrawal at any time by the assigning rating organization. Each rating organization has its own methodology for assigning ratings and, accordingly, each rating should be evaluated independently of any other rating 2) Egan-Jones Scale: https://www.egan-jones.com/public/credit_ratings.aspx Source: Egan-Jones Ratings AgencyCredit Ratings Summary (as of June 15, 2020) Issuer Parke Bancorp, Inc. 1,2 A- Subordinated Debt 1) A rating is not a recommendation to buy, sell or hold securities. Ratings may be subject to revision or withdrawal at any time by the assigning rating organization. Each rating organization has its own methodology for assigning ratings and, accordingly, each rating should be evaluated independently of any other rating 2) Egan-Jones Scale: https://www.egan-jones.com/public/credit_ratings.aspx Source: Egan-Jones Ratings Agency

Securities Portfolio Composition § Approximately $274 million of cash and equivalents Corporate Municipal st as of May 31 1.8% 4.3% Floating MBS 0.1% § Approximately $27.2 million in securities, primarily concentrated in fixed Mortgage-Backed Securities § Weighted average yield of 2.6% § Average base duration of 9.6 years § Approximately $26.0 million AFS securities vs. $1.2 million HTM Fixed MBS 93.7% Note: As of, or for the three months ended, March 31, 2020 (unaudited) Source: Company documentsSecurities Portfolio Composition § Approximately $274 million of cash and equivalents Corporate Municipal st as of May 31 1.8% 4.3% Floating MBS 0.1% § Approximately $27.2 million in securities, primarily concentrated in fixed Mortgage-Backed Securities § Weighted average yield of 2.6% § Average base duration of 9.6 years § Approximately $26.0 million AFS securities vs. $1.2 million HTM Fixed MBS 93.7% Note: As of, or for the three months ended, March 31, 2020 (unaudited) Source: Company documents

Historical Income Statement For the Year Ended December 31, ($000) 2015Y 2016Y 2017Y 2018Y 2019Y 3/31/20 LTM Interest Income 39,410 42,202 48,655 61,874 79,540 82,740 Interest Expense 5,812 6,764 8,280 13,771 22,655 24,088 Net Interest Income 33,598 35,438 40,375 48,103 56,885 58,652 Provision for Loan Losses 3,040 1,462 2,500 1,800 2,700 3,396 Service Charges on Deposits 290 315 416 1,482 1,921 2,108 Gain on Sale of Loans 4,147 1,819 477 378 116 76 Loan Fees & Charges 1,387 777 654 1,121 982 1,032 Bank-owned Life Insurance Revenue 357 722 652 613 601 600 Other Noninterest Income 918 876 911 503 465 470 Total Noninterest Income 7,099 4,509 3,110 4,097 4,085 4,286 Realized Gain on Securities 0 0 (44) 0 0 0 Nonrecurring Revenue 0 7,611 0 0 0 0 Compensation & Benefits 7,717 7,322 7,362 8,251 9,188 9,592 Occupancy & Equipment 1,273 1,314 1,443 1,675 1,793 1,802 Professional Fees 1,657 1,639 1,573 1,419 1,946 1,910 Tech & Communications Expense 510 633 736 835 1,046 1,145 Foreclosure & Repo 3,661 2,870 2,046 1,301 661 829 Other Expense 4,053 4,680 3,554 3,504 3,564 3,761 Total Noninterest Expense 18,871 18,458 16,714 16,985 18,198 19,039 Net Income before Taxes 18,786 27,638 24,227 33,415 40,072 40,503 Provision for Taxes 6,843 8,695 12,389 8,377 9,785 10,023 Net Income 11,943 18,943 11,838 25,038 30,287 30,480 Net Income Attributable to Noncontrolling Int 1,246 433 (32) 214 446 488 Net Income Attributable to Parent and Diluted EPS 10,697 18,510 11,870 24,824 29,841 29,992 Preferred Dividends 1,200 1,200 1,119 446 24 32 EPS after Extra ($) 1.02 1.75 1.13 2.28 2.73 2.68 Pre-Provision Earnings per Share ($) 1.23 1.28 1.66 2.54 3.05 3.05 Source: S&P Global Market IntelligenceHistorical Income Statement For the Year Ended December 31, ($000) 2015Y 2016Y 2017Y 2018Y 2019Y 3/31/20 LTM Interest Income 39,410 42,202 48,655 61,874 79,540 82,740 Interest Expense 5,812 6,764 8,280 13,771 22,655 24,088 Net Interest Income 33,598 35,438 40,375 48,103 56,885 58,652 Provision for Loan Losses 3,040 1,462 2,500 1,800 2,700 3,396 Service Charges on Deposits 290 315 416 1,482 1,921 2,108 Gain on Sale of Loans 4,147 1,819 477 378 116 76 Loan Fees & Charges 1,387 777 654 1,121 982 1,032 Bank-owned Life Insurance Revenue 357 722 652 613 601 600 Other Noninterest Income 918 876 911 503 465 470 Total Noninterest Income 7,099 4,509 3,110 4,097 4,085 4,286 Realized Gain on Securities 0 0 (44) 0 0 0 Nonrecurring Revenue 0 7,611 0 0 0 0 Compensation & Benefits 7,717 7,322 7,362 8,251 9,188 9,592 Occupancy & Equipment 1,273 1,314 1,443 1,675 1,793 1,802 Professional Fees 1,657 1,639 1,573 1,419 1,946 1,910 Tech & Communications Expense 510 633 736 835 1,046 1,145 Foreclosure & Repo 3,661 2,870 2,046 1,301 661 829 Other Expense 4,053 4,680 3,554 3,504 3,564 3,761 Total Noninterest Expense 18,871 18,458 16,714 16,985 18,198 19,039 Net Income before Taxes 18,786 27,638 24,227 33,415 40,072 40,503 Provision for Taxes 6,843 8,695 12,389 8,377 9,785 10,023 Net Income 11,943 18,943 11,838 25,038 30,287 30,480 Net Income Attributable to Noncontrolling Int 1,246 433 (32) 214 446 488 Net Income Attributable to Parent and Diluted EPS 10,697 18,510 11,870 24,824 29,841 29,992 Preferred Dividends 1,200 1,200 1,119 446 24 32 EPS after Extra ($) 1.02 1.75 1.13 2.28 2.73 2.68 Pre-Provision Earnings per Share ($) 1.23 1.28 1.66 2.54 3.05 3.05 Source: S&P Global Market Intelligence

Historical Balance Sheet For the Year Ended December 31, ($000) 2015Y 2016Y 2017Y 2018Y 2019Y 3/31/20 LTM Cash and Cash Equivalents 27,429 70,720 42,113 154,471 191,607 283,191 Total Securities 49,537 51,736 46,431 38,249 35,220 34,643 Total Cash & Securities 76,966 122,456 88,544 192,720 226,827 317,834 Gross Loans Held for Investment 758,501 851,953 1,011,717 1,241,157 1,420,749 1,468,204 Loan Loss Reserve 16,136 15,580 16,533 19,075 21,811 23,219 Loans Held for Sale 2,640 0 1,541 419 190 193 Total Net Loans 745,005 836,373 996,725 1,222,501 1,399,128 1,445,178 Real Estate Owned and Held for Investment 16,629 10,528 7,248 5,124 4,727 3,950 Goodwill 0 0 0 0 0 0 Fixed Assets 4,591 5,197 7,025 6,783 9,490 9,385 Interest Receivable 3,012 3,117 4,025 5,191 6,069 6,358 Bank-owned Life Insurance 23,822 24,544 25,196 25,809 26,410 26,556 Other Assets 15,099 13,970 8,689 9,270 8,509 6,295 Total Other Assets 46,524 46,828 44,935 47,053 50,478 48,594 Total Assets 885,124 1,016,185 1,137,452 1,467,398 1,681,160 1,815,556 Total Deposits 665,210 788,694 866,383 1,183,873 1,339,219 1,469,330 FHLB Borrowings 84,650 79,650 114,650 104,650 134,650 134,650 Senior Debt 84,650 79,650 114,650 104,650 137,194 137,134 Trust Preferred (FAS 150) 13,403 13,403 13,403 13,403 13,403 13,403 Total Subordinated Debt 13,403 13,403 13,403 13,403 13,403 13,403 Total Debt 98,053 93,053 128,053 118,053 150,597 150,537 Total Other Liabilities 9,654 7,348 8,236 10,476 11,920 10,819 Total Liabilities 772,917 889,095 1,002,672 1,312,402 1,501,736 1,630,686 Total Preferred Equity 20,000 20,000 15,971 1,224 500 500 Common Equity 92,040 107,134 118,809 152,333 177,105 182,989 Equity Attributable to Parent Company 112,040 127,134 134,780 153,557 177,605 183,489 Noncontrolling Interests 167 (44) 0 1,439 1,819 1,381 Total Equity 112,207 127,090 134,780 154,996 179,424 184,870 Total Liabilities and Equity 885,124 1,016,185 1,137,452 1,467,398 1,681,160 1,815,556 Source: S&P Global Market IntelligenceHistorical Balance Sheet For the Year Ended December 31, ($000) 2015Y 2016Y 2017Y 2018Y 2019Y 3/31/20 LTM Cash and Cash Equivalents 27,429 70,720 42,113 154,471 191,607 283,191 Total Securities 49,537 51,736 46,431 38,249 35,220 34,643 Total Cash & Securities 76,966 122,456 88,544 192,720 226,827 317,834 Gross Loans Held for Investment 758,501 851,953 1,011,717 1,241,157 1,420,749 1,468,204 Loan Loss Reserve 16,136 15,580 16,533 19,075 21,811 23,219 Loans Held for Sale 2,640 0 1,541 419 190 193 Total Net Loans 745,005 836,373 996,725 1,222,501 1,399,128 1,445,178 Real Estate Owned and Held for Investment 16,629 10,528 7,248 5,124 4,727 3,950 Goodwill 0 0 0 0 0 0 Fixed Assets 4,591 5,197 7,025 6,783 9,490 9,385 Interest Receivable 3,012 3,117 4,025 5,191 6,069 6,358 Bank-owned Life Insurance 23,822 24,544 25,196 25,809 26,410 26,556 Other Assets 15,099 13,970 8,689 9,270 8,509 6,295 Total Other Assets 46,524 46,828 44,935 47,053 50,478 48,594 Total Assets 885,124 1,016,185 1,137,452 1,467,398 1,681,160 1,815,556 Total Deposits 665,210 788,694 866,383 1,183,873 1,339,219 1,469,330 FHLB Borrowings 84,650 79,650 114,650 104,650 134,650 134,650 Senior Debt 84,650 79,650 114,650 104,650 137,194 137,134 Trust Preferred (FAS 150) 13,403 13,403 13,403 13,403 13,403 13,403 Total Subordinated Debt 13,403 13,403 13,403 13,403 13,403 13,403 Total Debt 98,053 93,053 128,053 118,053 150,597 150,537 Total Other Liabilities 9,654 7,348 8,236 10,476 11,920 10,819 Total Liabilities 772,917 889,095 1,002,672 1,312,402 1,501,736 1,630,686 Total Preferred Equity 20,000 20,000 15,971 1,224 500 500 Common Equity 92,040 107,134 118,809 152,333 177,105 182,989 Equity Attributable to Parent Company 112,040 127,134 134,780 153,557 177,605 183,489 Noncontrolling Interests 167 (44) 0 1,439 1,819 1,381 Total Equity 112,207 127,090 134,780 154,996 179,424 184,870 Total Liabilities and Equity 885,124 1,016,185 1,137,452 1,467,398 1,681,160 1,815,556 Source: S&P Global Market Intelligence

Non-GAAP Reconciliation For the Year Ended December 31, ($000) 2015Y 2016Y 2017Y 2018Y 2019Y 3/31/20 LTM Total Common Equity 92,040 107,134 118,809 152,333 177,105 182,989 Goodwill 0 0 0 0 0 0 Other Intangibles 0 0 0 0 0 0 Less: Total Intangible Assets 0 0 0 0 0 0 Tangible Common Equity 92,040 107,134 118,809 152,333 177,105 182,989 Total Assets 885,124 1,016,185 1,137,452 1,467,398 1,681,160 1,815,556 Goodwill 0 0 0 0 0 0 Other Intangibles 0 0 0 0 0 0 Less: Total Intangible Assets 0 0 0 0 0 0 Tangible Assets 885,124 1,016,185 1,137,452 1,467,398 1,681,160 1,815,556 Tangible Common Equity / Tangible Assets 10.40% 10.54% 10.45% 10.38% 10.53% 10.08% Source: S&P Global Market IntelligenceNon-GAAP Reconciliation For the Year Ended December 31, ($000) 2015Y 2016Y 2017Y 2018Y 2019Y 3/31/20 LTM Total Common Equity 92,040 107,134 118,809 152,333 177,105 182,989 Goodwill 0 0 0 0 0 0 Other Intangibles 0 0 0 0 0 0 Less: Total Intangible Assets 0 0 0 0 0 0 Tangible Common Equity 92,040 107,134 118,809 152,333 177,105 182,989 Total Assets 885,124 1,016,185 1,137,452 1,467,398 1,681,160 1,815,556 Goodwill 0 0 0 0 0 0 Other Intangibles 0 0 0 0 0 0 Less: Total Intangible Assets 0 0 0 0 0 0 Tangible Assets 885,124 1,016,185 1,137,452 1,467,398 1,681,160 1,815,556 Tangible Common Equity / Tangible Assets 10.40% 10.54% 10.45% 10.38% 10.53% 10.08% Source: S&P Global Market Intelligence