Washington, DC 20549






Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934


Date of Report (Date of earliest event reported): April 17, 2020



(Exact Name of Registrant as Specified in Its Charter)


United States    0-51176    61-1484858
(State or other jurisdiction of   (Commission   (IRS Employer
incorporation or organization)   File Number)   Identification No.)


655 Main Street, Hazard, Kentucky    41702
(Address of principal executive offices)    (Zip Code)


(502) 223-1638

(Registrant’s telephone number, including area code)


Not Applicable

(Former name or former address, if changed since last report)


Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:


  Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)


  Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)


  Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))


  Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:


Title of each class   Trading Symbol(s)   Name of each exchange on which registered
 Common Stock, $0.01 par value per share KFFB   NASDNM

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2).


Emerging growth company


If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.






  Item 8.01 Other Events


On April 17, 2020, Kentucky First Federal Bancorp (the “Company”) announced that the Board of Directors declared a quarterly dividend of $0.10 per share for shareholders of record on April 30, 2020, to be paid on May 18, 2020. For more information, see the Company’s press release dated April 17, 2020, which is filed as Exhibit 99.1 hereto and is incorporated herein by reference.

  Item 9.01 Financial Statements and Exhibits.


  (a) Financial Statements of Businesses Acquired:  Not applicable


  (b) Pro Forma Financial Information:  Not applicable


  (c) Shell Company Transactions: Not Applicable


  (d) Exhibits.


  Exhibit No. Description
  99.1 Press Release dated April 17, 2020






Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.


Date: April 21, 2020 By:  /s/ R. Clay Hulette  
    R. Clay Hulette  
    Vice President and Chief Financial Officer  



Exhibit 99.1


Kentucky First Federal Bancorp


Hazard, Frankfort, Danville and Lancaster, Kentucky

For Immediate Release April 17, 2020


Kentucky First Federal Bancorp

Don Jennings, President                        
Clay Hulette, Vice President                

(502) 223-1638



Kentucky First Federal Bancorp Announces Payment of Quarterly Dividend


Kentucky First Federal Bancorp (Nasdaq: KFFB) the holding company for First Federal Savings and Loan Association of Hazard, Kentucky and First Federal Savings Bank of Kentucky, Frankfort, Kentucky, announced that the Company’s Board of Directors declared a cash dividend of $0.10 per share payable on May 18, 2020, to shareholders of record on April 30, 2020. Tony Whitaker, Chairman of the Company, stated that the Board of Directors determined that the payment of the dividend was appropriate in light of the Company’s capital position and financial condition.


This press release may contain statements that are forward-looking, as that term is defined by the Private Securities Litigation Act of 1995 or the Securities and Exchange Commission in its rules, regulations and releases. The Company intends that such forward-looking statements be subject to the safe harbors created thereby. All forward-looking statements are based on current expectations regarding important risk factors including, but not limited to, real estate values, the impact of interest rates on financing, changes in general economic conditions, legislative and regulatory changes that adversely affect the business of the Company and the ability of First Federal MHC to waive dividends and changes in the securities markets. Accordingly, actual results may differ from those expressed in the forward-looking statements, and the making of such statements should not be regarded as a representation by the Company or any other person that results expressed therein will be achieved.


Kentucky First Federal Bancorp is the parent company of First Federal Savings and Loan Association, which operates one banking office in Hazard, Kentucky and First Federal Savings Bank of Kentucky, which operates six banking offices in Kentucky, including three in Frankfort, two in Danville, and one in Lancaster. Kentucky First Federal Bancorp shares are traded on the NASDAQ National Market under the symbol KFFB. At March 31, 2020, the Company had approximately 8,262,215 shares outstanding of which approximately 57.22% was held by First Federal MHC.