UNITED STATES

SECURITIES & EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

______________________

 

SCHEDULE 13G

 

UNDER THE SECURITIES EXCHANGE ACT OF 1934

 

(Amendment No. 2)*

 

Flexible Solutions International Inc.


(Name of Issuer)

 

Common Stock 


(Title of Class of Securities)

 

33938T104 


(CUSIP Number)

 

March 31, 2020 


(Date of event which requires filing of this statement)

 

Check the appropriate box to designate the rule pursuant to which this Schedule 13G is filed:

 

  [x ] Rule 13d-1(b)
  [ ] Rule 13d-1(c)

  [ ] Rule 13d-1(d)

 

(Page 1 of 6 Pages)

________________

*  The remainder of this cover page shall be filled out for a reporting person's initial filing on this form with respect to the subject class of securities, and for any subsequent amendment containing information which would alter the disclosures provided in a prior cover page.

 

The information required in the remainder of this cover page shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934 (“Act”) or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes).

 

 

CUSIP No. 33938T104   13G   Page 2 of 6 Pages
     
1

NAME OF REPORTING PERSONS

 

 Comprehensive Financial Planning, Inc.

 
2

CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP

(a)    [   ]

(b)    [   ]

 
3

SEC USE ONLY

 

 
4

CITIZENSHIP OR PLACE OF ORGANIZATION

 Georgia

 
NUMBER OF
SHARES
BENEFICIALLY
OWNED BY EACH
REPORTING
PERSON WITH
5

SOLE VOTING POWER

 

 1,385,746

6

SHARED VOTING POWER

 

 None

7

SOLE DISPOSITIVE POWER

 

 None

8

SHARED DISPOSITIVE POWER

 

 1,385,746

9

AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON

 

 1,385,746

 
10

CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES

    

 

[  ] 
11

PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)

 

 11.3%

 
12

TYPE OF REPORTING PERSON

 

IA

 

 

 

 

 

CUSIP No. 33938T104   13G   Page 3 of 6 Pages
     
1

NAME OF REPORTING PERSONS

 

 Raymond L. Howe

 
2

CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP

(a)    [   ]

(b)    [   ]

 
3

SEC USE ONLY

 

 
4

CITIZENSHIP OR PLACE OF ORGANIZATION

 United States of America

 
NUMBER OF
SHARES
BENEFICIALLY
OWNED BY EACH
REPORTING
PERSON WITH
5

SOLE VOTING POWER

 

 1,385,746

6

SHARED VOTING POWER

 

 None

7

SOLE DISPOSITIVE POWER

 

 None

8

SHARED DISPOSITIVE POWER

 

 1,385,746

9

AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON

 

 1,385,746

 
10

CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES

   

 

[  ]
11

PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)

 

 11.3%

 
12

TYPE OF REPORTING PERSON

 

 IN

 

 

 

 

 

CUSIP No. 33938T104   13G   Page 4 of 6 Pages

 

Item 1(a). Name of Issuer:

 

Flexible Solutions International Inc. (the “Issuer”)

 

 Item 1(b). Address of Issuer's Principal Executive Offices:

 

6001 54 Ave.

Taber, Alberta, Canada T1G 1X4

 

Item 2(a). Name of Persons Filing:

 

Comprehensive Financial Planning, Inc.

Raymond L. Howe

 

Item 2(b). Address of Principal Business Office or, if None, Residence:

 

For all persons filing:

 

3950 Fairlane Drive, Dacula, GA 30019

 

Item 2(c). Citizenship:

 

Comprehensive Financial Planning, Inc. is a Georgia corporation

Mr. Howe is a United States citizen 

 

Item 2(d). Title of Class of Securities:

 

Common Stock

 

Item 2(e). CUSIP Number:

 

33938T104

 

Item 3.  If this statement is filed pursuant to Rules 13d-1(b) or 13d-2(b) or (c), check whether the person filing is a:

 

  (a) [ ] Broker or dealer registered under Section 15 of the Act,

 

  (b) [ ] Bank as defined in Section 3(a)(6) of the Act,

 

  (c) [ ] Insurance Company as defined in Section 3(a)(19) of the Act,

 

  (d) [ ] Investment Company registered under Section 8 of the Investment Company Act of 1940,

 

  (e) [x ] Investment Adviser in accordance with Rule 13d-1 (b)(1)(ii)(E),

 

  (f) [ ] Employee Benefit Plan or Endowment Fund in accordance with 13d-1 (b)(1)(ii)(F),

 

  (g) [ ] Parent Holding Company or control person in accordance with Rule 13d-1(b)(1)(ii)(G),

 

  (h) [ ] Savings Association as defined in Section 3(b) of the Federal Deposit Insurance Act,

 

 

 

CUSIP No. 33938T104   13G   Page 5 of 6 Pages

 

  (i) [ ] Church Plan that is excluded from the definition of an investment company under Section 3(c)(14) of the Investment Company Act of 1940,

 

  (j) [ ] Non-U.S. institution in accordance with Rule 13d-1(b)(1)(ii)(J).

 

  (k) [ ] Group, in accordance with Rule 13d-1(b)(1)(ii)(K).  If filing as a non-U.S. institution in accordance with Rule 13d-1(b)(1)(ii)(J), please specify the type of institution: _________

 

Item 4. Ownership.

 

 

 Comprehensive
Financial Planning, Inc.

 Raymond L.
Howe

(a) Amount Beneficially Owned: 1,385,746 1,385,746
(b) Percent of Class: 11.3% 11.3%

(c) Number of Shares to Which Reporting Person Has:

(i) Sole Voting Power: 1,385,746 1,385,746
(ii) Shared Voting Power: None None
(iii) Sole Dispositive Power: None None
(iv) Shared Dispositive Power: 1,385,746 1,385,746

The reported shares are the Issuer’s common stock.

Item 5. Ownership of Five Percent or Less of a Class.

 

If this statement is being filed to report the fact that as of the date hereof the reporting person has ceased to be the beneficial owner of more than five percent of the class of securities, check the following [ ].

 

Item 6. Ownership of More than Five Percent on Behalf of Another Person.

 

All of the reported shares of Common Stock set forth in Item 4 are owned by investment advisory clients of Comprehensive Financial Planning, Inc. (the “Advisor”), which is deemed to be a beneficial owner of those shares pursuant to Rule 13d-3 under the Securities Exchange Act of 1934, due to discretionary power to make investment decisions over such shares for its clients and its ability to vote such shares. Raymond L. Howe, by virtue of his position as the President and sole shareholder of the Advisor, may also be deemed to be a beneficial owner of such shares. In all cases, persons other than the Advisor have the right to receive, or the power to direct the receipt of, dividends from, or the proceeds from the sale of the shares. No investment advisory client of the Advisor is known to any Reporting Person to have the right to receive, or the power to direct the receipt of dividends from, or the proceeds from the sale of, more than five percent of the Issuer’s Common Stock.

 

 

 

CUSIP No. 33938T104   13G   Page 6 of 6 Pages

 

Item 7. Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company.

 

Not applicable

 

Item 8. Identification and Classification of Members of the Group.

 

Not applicable

 

Item 9. Notice of Dissolution of Group.

 

Not applicable

 

Item 10. Certification.

 

Each of the Reporting Persons hereby makes the following certification:

 

By signing below each Reporting Person certifies that, to the best of its knowledge and belief, the securities referred to above were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect.

 

Exhibits

 

Exhibit 1

 

Joint Filing Agreement dated April 7, 2020, among Comprehensive Financial Planning, Inc. and Raymond L. Howe.

 

SIGNATURES

 

After reasonable inquiry and to the best of our knowledge and belief, the undersigned certify that the information set forth in this statement is true, complete and correct.

 

DATED:  April 7, 2020

 

  Comprehensive Financial Planning, Inc.  
     
  By  /s/ Raymond L. Howe         
  Raymond L. Howe, President  
     
    /s/ Raymond L. Howe         
  Raymond L. Howe, Individually  

 

Joint Filing Agreement

 

In accordance with Rule 13d-1 (k) under the Securities Exchange Act of 1934, as amended, the persons or entities named below agree to the joint filing on behalf of each of them of this Schedule 13G (including any and all amendments thereto) with respect to the Common Stock of Flexible Solutions International Inc. and further agree that his joint filing agreement be included as an exhibit to this Schedule 13G.

 

The undersigned further agree that each party hereto is responsible for the timely filing of such Statement on Schedule 13G and any amendments thereto, and for the accuracy and completeness of the information concerning such party contained therein; provided, however, that no party is responsible for the accuracy or completeness of the information concerning any other party, unless such party knows or has reason to believe that such information is inaccurate.

 

This Joint Filing Agreement may be signed in counterparts with the same effect as if the signature on each counterpart were upon the same instrument.

 

In evidence thereof, each of the undersigned hereby execute this Agreement as of April 7, 2020.

 

  Comprehensive Financial Planning, Inc.  
     
  By  /s/ Raymond L. Howe         
  Raymond L. Howe, President  
     
  Raymond L. Howe, Individually  
    /s/ Raymond L. Howe